Launch of Gujarat Election Campaign in Ahmedabad.
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Launch of Gujarat Election Campaign in Ahmedabad
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بذریعے Natural Life Style| 452828 نظٓارہ
NTPC is the largest power generating company of India that also works towards enhancing and bringing qualitative changes in the communities around its projects. One of the key focus areas by which NTPC is bringing change in nearby communities is empowering women by providing them training in various areas for self employment .
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بذریعے NTPC Limited| 7185171 نظٓارہ
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بذریعے Sudarshan News| 487 نظٓارہ
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Prime Minister Narendra Modi
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India observes Independence Day with patriotic fervour
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Lok Sabha Election Results 2024 Updates: BJP प्रत्याशी Hema Malini ने बड़ी जीत का किया दावा | UP
بذریعے PunjabKesari TV| 344 نظٓارہ
Special Briefing on the Visit of President of Maldives to India (August 02, 2022)
بذریعے Ministry of External Affairs, India| 194574 نظٓارہ
There are rising concerns on #APIs that are been used in the #bankingindustry, it comes with the risk of security breaches. As APIs allow different systems and platforms to communicate and share data with each other, they can also provide a potential point of entry for cybercriminals to access sensitive information.
The most critical API security risks include: Broken object level, user- and function-level authorization, excessive data exposure, lack of resource, security misconfiguration, and insufficient logging and monitoring. The implications of these and other risks are huge.
Sources said, A leading US investment bank is using APIs to help clients monitor customer sentiment and respond proactively based on the insights gathered. Another US bank has an open portal where developers can access and implement financial solutions for customers, such as direct payments or budgeting and planning.
Today's Headline in NewsHours
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#APIintegration #BankingAPIs #FintechAPIs #BankAPIs #APIconnectivity #FinancialAPIs #OpenBanking #APImanagement #DigitalBanking #APIstrategy #APIBanking #BankingEcosystem #FintechIntegration #BankingAPIs #BankingTe
بذریعے VARINDIA| 29 نظٓارہ
It is absolutely true that automation is transforming the banking Industry. We are witnessing disruption in the banking industry today, and how institutions are leveraging banking automation to combat to adapt to changes in the financial services landscape. Disruption from players such as digital-only banks, FinTech firms, and Big Tech companies with designs are going to move into the financial services sector all threatened to upend the banking industry, and to encroach on traditional banks’ market share in the process. This clear and present danger has led many traditional banks to offer alternatives to traditional banking products and services — alternatives that are easy to attain, affordable, and better aligned with customers’ needs and preferences. Banks and Financial Institutions often turn to automation to fix this problem, but a fully automated, self-service experience isn’t necessarily optimal for every type of banking activity. Even when technologies can do an adequate job, consumers still want to deal with humans. An ultimate question arises: can the human touch be incorporated on-demand into certain processes or would the option have to be built-in or pre-empted? Customers look for a bank they can trust and banks need to win that trust by leveraging automation to avert and protect against fraud. To start off, building more robust customer profiles to provide definitive insight and also simplifying the Know Your Customer (KYC) process by introducing automated verification services, would help.
Using accounts payable automation to reduce human touchpoints, automatically freezing compromised accounts are some of the ways automation would help. Banks can leverage artificial intelligence and machine learning to monitor and analyze customer spending patterns; using this data, banks can then partner with retail firms to offer customers discounts on frequently purchased products through their banking portal. Another key element to withstanding disrupti
بذریعے VARINDIA| 37 نظٓارہ
We believe that hyper-personalisation is imperative for banks, enabling them to respond to customers’ manifest and latent needs. Hyper-personalisation can be defined as harnessing real-time data to generate insights by using behavioral science and data science to deliver services, products and pricing that are context-specific and relevant to customers’ needs. This challenge has been exacerbated by COVID-19, as central banks around the world have scrambled to cut rates. Over the medium term, banks vertically-integrated business models face disruption, as evolving customer needs are increasingly being met by innovative newcomers that are picking off some of banks’ most profitable lines of business, like payments and foreign exchange. Now banks must become more like corporates. In the past, banks’ success rested on mastering a small number of capabilities, namely credit allocation, capital management and operations. There was little differentiation between various banks’ product offerings, and limited understanding of customer needs. We believe that, in future, banks will have to understand customers much better, and to develop the marketing and branding skills that would enable them to foster an emotional connection with customers. These competences are commonplace in other sectors, such as fast- moving consumer goods and retail industries.
The banking industry has been making steady technological advances and the Banks have been investing very heavily in going digital over the last decade. Most of these digital investments have been around omni-channel convergence, big data, analytics, customer journey mapping, user experience, chatbot and other self-service capabilities. Cloud adoption is still nascent in the Financial Services industry, and Financial Institutions are gradually moving forward with their plans to migrate to the cloud. Today, most banks boast digital features that help their customers conduct basic banking remotely, using a browser or a mobi
بذریعے VARINDIA| 27 نظٓارہ
The Security Threat is looming on the BFSI Segments
The Security Threat is looming on the BFSI Segments
بذریعے VARINDIA| 46 نظٓارہ
Echoing Nandan Nilekani's views on financial systems during the ET CEO Roundtable, JP Morgan South Asia CEO Kalpana Morparia said, "In this new digital world, you will see a paradigm shift in the ways banks function." Listen-in. (Text: TNN)
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Watch Paradigm shift in banking soon: JP Morgan's Kalpana Morparia | ET CEO Roundtable With HD Quality
بذریعے The Economic Times| 220 نظٓارہ
Speaking at the ET CEO Roundtable in New Delhi Wednesday, Union Minister Nitin Gadkari said the government was investor-friendly, but insisted that there ought to be far better cooperation and communication between banks, contractors and the government. The minister said bankers need to act quickly while the government should encourage them to take decisions without fear. He called for stern action against mala fide actions. Listen-in. (Text: ET Bureau)
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Watch Gadkari calls for better cooperation between banks, contractors, govt | ET CEO Roundtable With HD Quality
بذریعے The Economic Times| 340 نظٓارہ
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RBL Bank posted its December quarter results on Monday: Net profit stands at Rs 2.25 billion vs Rs 1.65 billion last year; interest earned Rs 16.39 billion vs Rs 11.51 billion last year; provisions and contingencies Rs 1.61 billion versus Rs 823.1 million last year; gross NPA 1.38 per cent versus 1.40 per cent previous quarter; net NPA 0.72 per cent versus 0.74 previous quarter. Here's what RBL Bank MD and CEO Vishwavir Ahuja has to say on the numbers. (Text: Reuters)
بذریعے The Economic Times| 10192 نظٓارہ
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Private lender HDFC Bank Saturday reported a 20.3 per cent growth in net profit to Rs 5,585.9 crore for the third quarter ended December 31, mainly on higher net interest income. The bank had posted a net profit of Rs 4,642.6 crore in the October-December quarter of the last fiscal. Total income rose to Rs 30,811.27 crore during the December quarter from Rs 24,450.44 crore in the year-ago period, HDFC Bank said in a statement. During the quarter, gross non-performing assets (NPAs) rose to 1.38 per cent of the total advances, compared with 1.29 per cent at the end of the third quarter of 2017-18. Net NPAs of the bank declined to 0.42 per cent of the assets in October-December 2018, against 0.44 per cent a year ago. (Text: PTI)
بذریعے The Economic Times| 934 نظٓارہ
Banking system being punished today for deeds between 2008-2014, says FM Arun Jaitley while hitting out at the Congress-led UPA regime for the poor health of Public Sector Banks. "Lamhon ne khata ki, sadiyon ne sazaa paai," the minister quips during his keynote speech at The Economic Times Awards for Corporate Excellence 2018 in Mumbai. Listen-in.
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بذریعے The Economic Times| 14014 نظٓارہ
Banking system being punished today for deeds between 2008-2014, FM Arun Jaitley Saturday said while hitting out at the Congress-led UPA regime for the poor health of Public Sector Banks. "Lamhon ne khata ki, sadiyon ne sazaa paai," the minister quipped during his keynote speech at The Economic Times Awards for Corporate Excellence 2018 in Mumbai. Watch the full speech here.
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بذریعے The Economic Times| 1800 نظٓارہ
