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On Bigg Boss 17 we have seen the fastest wild card entries and these would only cause lots of fireworks on the show. Now as Samarth Jurel, who is Isha Malviya's boyfriend, enters the BB17 house as a contestant, he spoke to Bollywood Bubble's host Nawaz Kochra. From exposing the violence Abhishek Kumar inflicted on Isha to sharing how Isha's ex used to slap her and cause her harm. He even confirmed their relationship and shared how seeing Isha getting close to Abhishek left him heartbroken. Commenting on Isha being Ankita Lokhande's shadow, Samarth also explained how his entry will change the dynamics on the show. Watch this explosive interview here!
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Isha Malviya’s boyfriend Samarth Jurel exposes her ex Abhishek Kumar & his violence | Bigg Boss 17
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CRPF signed an MoU with the IRCTC on Railway Reserved e-ticketing system
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Cloud First is an approach that prioritizes the use of cloud computing over on-premises solutions. This means that organizations that adopt a Cloud First approach will first consider cloud-based solutions for their IT needs, and only consider on-premises solutions if there is a specific reason why they cannot be met in the cloud. Whereas the term
Cloud Smart is a more nuanced approach that takes into account the specific needs of the organization. This means that organizations that adopt a Cloud Smart approach will consider all of their options, including cloud, on-premises, and hybrid solutions, and will choose the solution that best meets their needs.
Today's Headline in NewsHours
0:00 Intro
3:18 #HMD Global plans to launch its own unique phone brand
3:53 US asserts that Google pays $10 billion annually to protect its monopoly
4:31 #Apple's 'Wonderlust' event showcases its biggest product launch of the year
5:05 #Cashfree Payments and NPCI collaborate to develop a customer on-boarding feature
5:47 TRAI Chairperson’s position to be open for the private sector
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Cloud First to Cloud Smart
இவரால் VARINDIA| 8 பார்வைகள்
The mobile wallet market in India is growing rapidly by displacing traditional payments such as cash and cards. Payments through mobile wallets are anticipated to grow at a compound annual growth rate of 23.9% between 2023 and 2027 and reach Rs 472.6 trillion ($5.7 trillion) in 2027.
The growth of the mobile wallet market in India is creating a number of opportunities for businesses. Businesses can use mobile wallets to accept payments from customers, offer discounts and promotions, and improve customer loyalty.
While cash has traditionally been the most popular method of payment among Indians, its use is gradually on decline. This is mainly due to India’s concerted efforts to promote digital transactions, most prominent being Unified Payments Interface (UPI). Mobile wallets have benefitted the most from this push and have become the preferred choice for payments in India.
UPI has now become one of the most preferred methods for day-to-day payments. Launched by the National Payments Corporation of India (NPCI), UPI allows customers to integrate bank account with mobile payment solution and enables instant transfers between bank accounts using mobile number or QR code, making transactions quicker.
Today's Headline in NewsHours
0:00 Intro
3:00 #IT Minister says WhatsApp cooperated in blocking numbers flagged by govt. using AI
3:30 #SBI Funds Management gets green signal from RBI to buy 9.99% stake in HDFC Bank
4:02 #Apple previewing software features that can let iPhone speak in voice of mute users
4:30 #Chennai Metro Rail launches WhatsApp e-tickets
4:58 Infosys wins $1.5 bn deal from BP for end-to-end application services
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இவரால் VARINDIA| 36 பார்வைகள்
Companies are actively exploring and integrating #AItechnologies to enhance their operations, improve efficiency, make data-driven decisions, and provide better products or services to their customers.
It can enable you to incorporate and analyze far more information than you (or any human being) could do on their own. To help optimize pricing, for example, AI can input reams of historical data on product sales, margins, supplier costs and customer satisfaction, then produce rigorous estimates of possible future scenarios. It can project how competitors and suppliers might change their prices in response to your decisions.
Today's Headline in NewsHours
0:00 Intro
3:03 #Baidu says its AI chatbot won’t make mistakes on ‘sensitive topics’
3:33 #RavneetKaur becomes the 1st woman to head Competition Commission of India
3:58 #WHO calls for safe and ethical use of AI in healthcare
4:30 #Zomato rolls out its own UPI offerings
4:48 As Amazon hikes seller commission, shopping on the platform may get costlier
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#varindia #newshour #investment #AIInvestment #CorporateAI #SmartInvestments #AIforBusiness #AIforCorporates #AIforEnterprises #AIforGrowth #AIforProfitability #AIforCompetitiveAdvantage #AIforSustainability #AIforEfficiency #AIforCostSavings #AIforProductivity #AIforInnovation #AIforTransformation #AIforDigitalization #AIforAutomation #AIforCustomerExperience #AIforDecisionMaking #AIforFutureSuccess
AI stands top priority for the Corporates to inve
இவரால் VARINDIA| 23 பார்வைகள்
The rapid development of #artificialintelligence technology has significant impacts on society, including changing the way we live and work, and raising important ethical and social issues. Artificial intelligence imaging can be used to create art, try on clothes in virtual fitting rooms or help design advertising campaigns. Technology has made life complicated.
#Deepfakeporn involves using machine learning algorithms to create fake pornographic videos or images that appear to show real people engaging in sexual acts. These videos can be created using a variety of techniques, including facial mapping, voice synthesis, and body tracking.
It is technology-enabled abuse. "And as long as that happens, people will undoubtedly ... continue to misuse that technology to harm others, primarily through online sexual violence, deepfake pornography and fake nude images. Deepfake porn is indeed a growing problem amid the AI race, as advancements in artificial intelligence technology make it increasingly easy to create realistic fake videos that can be used for malicious purposes.
Today's Headline in NewsHours
0:00 Intro
2:35 #ElonMusk to launch AI rival to Microsoft-backed ChatGPT
3:05 #Alphabet’s shares fall as Samsung dumps Google Search for Bing
3:40 #Razorpay ropes in former RBI deputy governor as chairperson of its advisory board
4:12 Cred starts peer-to-peer UPI transactions
4:42 Adobe to connect generative AI tools into its video editing software
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இவரால் VARINDIA| 56 பார்வைகள்
#Identitysecurity is a significant concern for organizations, particularly in today's digital age. Cybercriminals are constantly devising new and sophisticated ways to steal sensitive data, such as usernames, passwords, and other personal information, which can lead to identity theft, financial fraud, and other security breaches.
The findings of a global survey that explores trends in Identity Security adoption and the relative maturity of organizations embarking on related strategies results show that only 9% of organizations are taking an agile, holistic and mature approach to securing identities throughout their hybrid and multi-cloud environments. The report features an Identity Security maturity model to help cybersecurity leaders assess their current strategies, uncover risks and take steps to strengthen cyber resilience, as per the report of #CyberArk.
Today's Headline in NewsHours
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3:20 CCI conducting inquiries against big tech companies
4:02 NPCI chief said investment is needed for UPI to reach three billion transactions a day
4:40 Southern Railway's official Facebook account hacked
5:16 #Mobile PLI scheme's investment hits ₹5,124 cr till Dec
5:59 #Sebi comes up with cybersecurity norms for portfolio managers
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#identitytheft #security #identity #fraud #cybersecurity #creditrepair #scam #creditscore #personalinformation #data #shredding #papershredding #safety #business #studentloans #shred #longisland #confidential #destruction #cre
இவரால் VARINDIA| 38 பார்வைகள்
India also has one of the fastest-growing fintech landscapes in the world, driven primarily by the advancement in the #digitalpayments segment. It is due to the increasing adoption of digital payment systems by consumers and businesses, as well as government initiatives to promote digital payments.
According to various reports and studies, it is expected that India's digital payment market will continue to grow at a significant pace and could potentially breach $10 trillion by 2026. The introduction of innovative reforms and technological advancements are further accelerating growth at an unprecedented pace.
The digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale. Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by the buildout of a large QR-code-based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings, and an open API ecosystem.
Today's Headline in NewsHours
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2:52 #Microsoft builds a supercomputer with OpenAI
3:35 #Nvidia predicts AI models one million times more powerful
4:12 IT department imposes fine on AWS
4:52 ATC to sell stake of its India operations due to weak customer financials
5:27 Govt may soon ban e-pharmacy apps
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Digital Payment market
இவரால் VARINDIA| 22 பார்வைகள்
In this rapidly changing threat landscape, organizations, especially in India, are realizing the value of a sound cyber defence infrastructure. It is imperative for leaders and security teams to work towards implementing a strong cyber security posture. #Cyberattackers are continuously evolving to find new and innovative ways to breach organizational defences. Failing to prioritize all aspects of cyber defence, including threat intelligence, will undoubtedly leave organizations vulnerable.
As per Gartner, there is an increasing link to the ability to manage cyber risk; almost one-third of nations will regulate ransomware response within the next three years; and security platform consolidation will help organizations thrive in hostile environments.
“The world around us is in turmoil, whether from economic, social, or geopolitical forces, executives are expecting either substantial or significant industry transformation over the next five years" said an expert. Now is the time for #cybersecurity leaders to evaluate their current strategies and prepare to navigate the future with confidence.”
Going forward,
1. Through 2023, government regulations requiring organizations to provide consumer privacy rights will cover 5 billion citizens and more than 70% of global GDP.
2. By 2025, 80% of enterprises will adopt a strategy to unify web, cloud services and private application access from a single vendor’s SSE platform.
3. 60% of organizations will embrace zero trust as a starting point for security by 2025. More than half will fail to realize the benefits.
4. By 2025, 60% of organizations will use cybersecurity risk as a primary determinant in conducting third-party transactions and business engagements.
Cyberattacks related to third parties are increasing. However, only 23% of security and risk leaders monitor third parties in real time for cybersecurity exposure, acc
இவரால் VARINDIA| 24 பார்வைகள்
India has proven by adopting a host of its e-governance tools - including the #UnifiedPaymentsInterface (UPI) and Aadhaar identity service - available to other countries via open APIs and has made a massive transition to a cashless economy riding on cheap internet data, high smartphone penetration and easier on-boarding process, the country’s robust #digitalpayment system is at a growth inflection point, feel industry experts.
It is available via the India Stack website, the project is "a set of open APIs and digital public goods that aim to unlock the economic primitives of identity, data, and payments at population scale". The site says, the principles, technologies, and functionality of India Stack can be applied in any country. None of the systems which comprise India Stack require any proprietary technology or intellectual property which would preclude their implementation in any other country.
The adoption of new-age technologies is driving digitalisation of cash transactions, improving customer experience, providing safe and secured transaction platforms, simplifying processes, creating awareness and most important technological innovations are key.
There are many success stories we are witnessing including, the instant payments network, UPI, claiming: “Everyone, including the World Bank, has appreciated it as the best platform.” Launched in 2016, the UPI has now handled 99 billion transactions, recording 2200 every second in May. Along with the RuPay card network, UPI has been central to India's efforts to use digital payments to boost financial inclusion.
Modi says this has proved a huge success. Hence, today digital products like UPI are the centre of attraction for developed countries of the world, or those countries which cannot invest in this type of technology. Our digital solutions have the reach, are secure and have democratic values.
As UPI continues to scale-up, it’s imperative that NPCI h
இவரால் VARINDIA| 22 பார்வைகள்
India has developed one of the most modern payment systems in the world, be it large value, retail or fast. Payments Vision 2025 leverages India’s efforts and builds on the focus of G-20 to enhance cross-border payments by addressing the four key challenges of cost, speed, access and transparency.
Given the dynamic space of payment systems in the financial services space, efforts shall be conditioned by developments and readiness of the ecosystem to accept and further these initiatives.
#UnifiedPaymentsInterface is an instant real-time payment system developed by National Payments Corporation of India. The interface facilitates inter-bank peer-to-peer and person-to-merchant transactions. It is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform. This will enable the last-mile consumers to reap the benefits of an open interoperable payments system driving immediate payment transfers between bank accounts and merchant payments in real-time.
With this magnificent growth, BFSI leaders are positive about the development, and they say, UPI will stand in the next five years and it will further help in building a cashless economy. The transactions through Unified Payment Interface have crossed one trillion US dollar mark in financial year 2022 and today India is first in global digital transactions.
After Singapore, UAE, Nepal and Bhutan, France will be the next country to accept payments using the Unified Payments Interface and RuPay Cards. BFSI leaders are positive about the development, and they share their views on where UPI will stand in the next five years and how it will further help in building a cashless economy.
UPI has turned out to be one of the best fintech innovations in India, making the country one of the fastest-growing digital economies in the world. The recent announcements of linking credit cards on the UPI platform and the MoU signed
இவரால் VARINDIA| 26 பார்வைகள்
The Unified Payments Interface has emerged as a favourite digital payment choice by the citizens. Today, UPI has over 26 crore unique users and 5 crore merchants. UPI’s two factors of authentication i.e., device binding and UPI PIN, is going to be applicable. UPI executed 594.63 crore transactions worth a total of Rs 10.40 lakh crore in May 2022 alone.
Now, UPI is all set to make the plastic cards in the payments process obsolete. In a move to broaden the scope of digital payments in the country, the Reserve Bank of India has allowed credit cards to be linked with UPI for payments. Currently, only savings and current accounts can be linked to UPI platforms to allow transactions.
This move offers more convenience to the users as they can use their mobile phones to make a payment while availing the benefits of a credit card. Till now, only debit cards connected to savings bank accounts and current accounts are allowed to link up to the UPI platform.
This linking of credit cards to UPI will provide a customer with a wider choice of payments. Once this new option is available, it will open up more avenues for consumers to carry out transactions with ease.
While credit cards linked to UPI will surely offer more convenience to the users, it can also lead to overspending. The decision will promote customer convenience and digitisation. Experts say this can lead to increased credit card bills and will lead to hefty finance charges being levied, if not paid on time. Once cardholders start using this facility, they need to be aware of the transactions they put on their credit cards and only spend as much as they can afford to pay back on time.
At present, making UPI payments via a debit card or saving account is free. Credit card companies usually depend on the merchant discount rate, which is charged on every usage for making merchant payments as a revenue stream. Sources said, this facility would be available after the required s
இவரால் VARINDIA| 36 பார்வைகள்
While the regulations on Bitcoin in India is not yet clear, the Supreme Court asked the central government to make its stand clear on the cryptocurrencies, however, the investment into cryptocurrency is skyrocketing. A recent report says, India has ranked 21st with realized gains of around $1.85 billion. The central government is preparing a Bill to regulate cryptocurrency and other digital assets in India. Finance minister Nirmala Sitharaman in the Union Budget 2022 announced that the central government will levy a steep tax at 30% on virtual assets including cryptocurrencies and Nonfungible tokens. For this crypto tax, Budget 2022 proposed to introduce a new section 115BBH to levy income tax on cryptocurrencies and other virtual assets. The newly proposed cryptocurrency tax will be applicable from Assessment Year 2023-24. That means all your income from crypto transactions in FY 2022-23 will be taxed at the rate of 30%. Investors have to pay tax according to the existing taxation rules for FY 2021-22. Blockchain data analytics firm Chainalysis has found that the total cryptocurrency gains worldwide amounted to $163 billion in 2021, which was 5x the previous year or a 400% increase. Investors around the world realized total gains of $162.7 billion in 2021, compared to just $32.5 billion in 2020.
According to Chainalysis, the United States lead by a wide margin at an estimated $47 billion in realized cryptocurrency gains, followed by the UK, Germany, Japan, and China. Meanwhile, India ranked a lowly 21st with realized gains of around $1.85 billion. The report highlights that Ethereum edged out Bitcoin in total realized gains globally at $76.3 billion to $74.7 billion. Bitcoin, the world's most traded cryptocurrency, leapt 60% to finish 2021 at about $46,300. Ether, the token currency for the ethereum blockchain network, jumped about 400% in 2021, landing at around $3,650. There is a strong belief this reflects increased demand for Ethereum as the resu
இவரால் VARINDIA| 12 பார்வைகள்
Many of you must not be aware of the so called Superapp or Super Applications. The super-app is an omnichannel digital platform, the mobile or web application that can provide multiple services including payment and financial transaction processing, effectively becoming an all-encompassing self-contained commerce and communication online platform that embraces many aspects of personal and commercial life. Simply, it is a platform developed by a company offering various services under one umbrella. It usually involves a marketplace of third-party offerings fully integrated into the ecosystem and makes use of vast amounts of data to engage with users and offer a wide variety of experiences and services. India has already become a market where a majority of those experiencing the internet for the first time are doing so on their mobile phones. This is one of the main reasons why Indian companies are looking at building super apps. Customers can shop, book flight tickets, hotel accommodations and more using this app. The e-commerce application is expected to face stiff competition from Amazon, Flipkart and JioMart. According to a KPMG report, super-apps or conglomerated apps are having a disruptive influence on the banking and financial sector. Multiple banking apps mean that users have to manage with many login credentials and payment options, which turn out to be cumbersome.
Tata Neu super app is going to challenge Flipkart, JioMart and Amazon. Reliance Industries, under its Jio umbrella, has consolidated various services and offerings such as shopping, content streaming, groceries, payments, cloud storage services, ticket bookings etc. Further, Alibaba Group investee super-app Paytm started as an e-wallet and now offers a gamut of additional services such as mobile payments, eCommerce, insurance, movie tickets, digital gold, and so on. Flipkart Group owned payments app PhonePe has tied up with companies such as Ola Cabs, Swiggy, Grofers, AJio, Decathlon, Del
இவரால் VARINDIA| 72 பார்வைகள்
It is absolutely true that technology will be the primary driver of investments worldwide over the next five years and more. India is now aiming to evolve into a $5 trillion economy and technology-driven startups are going to play a crucial role in achieving this goal. With over half a billion internet subscribers, India—one of the world’s largest and fastest-growing markets for digital consumers—is at the cusp of a digital revolution. When we see the data points, At the state level, Maharashtra has the highest penetration of active Internet users at 61 percent, followed by Goa at 60 percent and Kerala at 59 percent. Chhattisgarh, Jharkhand, and Bihar have the lowest Internet population at 29 percent, 29 percent, and 24 percent, respectively. There is emphasis on digital technologies and start-ups cutting across sectors-–from agriculture and education to post offices, banking and more. The number of active Internet users in India is expected to increase by 45% in the next five years and touch 900 million by 2025.
This increase will be driven by higher adoption in rural India, which has clocked a 13% growth to 299 million internet users over the past year, or 31% of India’s rural population, a report said. By 2025, there will be more internet users in rural India than in urban India. Given this, the digital ecosystem will need to evolve to address the specific needs of this emerging demography.
Cyber security, building resilient & adaptable supply chains, various forms of data protection and sovereignty-related issues will emerge as "big drivers for technology spend globally. As digital capabilities evolve and connectivity becomes omnipresent, a radical transformation of India’s economy through accelerated adoption and usage of the internet is imminent. Internet connectivity can undoubtedly empower communities and has impacted every single home in small towns and villages across the nation, steadily bringing next-generation digital services
இவரால் VARINDIA| 87 பார்வைகள்
#OpenBanking #Microsoft #Google
Opportunities with Open Banking
Transforming the business models to become digital ecosystems can bring a New world of opportunities with Open Banking. For financial services firms, open banking provides an opportunity to demonstrate digital leadership, and with the changes we have seen in business models generally moving to a more digital offering, clients are looking for real-time, instant and faster payment capabilities. As a result of this pressure from clients, very innovative solutions using open banking and Payment Initiation Service Provider (PISP) services are beginning to emerge and provide clients with alternative payment channels for giving instant access to the funds and is playing an important role in overall working capital management. To make Open Banking successful and sustainable, however, more banks need to embrace an end-to-end digital architecture.
Innovation is imperative for today’s banks. They face intense cost pressures, fierce competition and soaring customer expectations. SMEs are choosing alternate services than banks to secure their loans. Bank lending is the most common source of external finance for many SMEs and entrepreneurs, which are often heavily reliant on traditional debt to fulfil their start-up, cash flow and investment needs. While it is commonly used by small businesses, however, traditional bank finance poses challenges to SMEs, in particular to newer, innovative and fast growing companies, with a higher risk-return profile. “Open Banking”, where consumers allow third-party providers to use the financial information held by their bank to inform new products, is growing and this will create big opportunities to make banking better, in particular, tailored, personalized solutions for every area of money management.
Today's Headline in NewsHours
0:00 Intro
2:04 Legal battle between #Microsoft and #Google gets s
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दिग्गज उद्योगपति आनंद महिंद्रा सोशल मीडिया पर अक्सर अपने फॉलोवर्स के लिए मजेदार कंटेंट पोस्ट करते रहते हैं। उनके फनी या देसी जुगाड़ वाले वीडियोज चर्चा का विषय बन ही जाते हैं। शनिवार को भी उन्होंने एक ऐसा ही क्लिप शेयर किया, जो अब वायरल हो रहा है। यह वीडियो भारत में डिजिटल पेमेंट की बढ़ती लोकप्रियता को दिखाता है।
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Mobile Banking करते हैं तो हो जाएं सावधान, UPI Transaction पर अब Hackers की नजर!
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क्या है UPI |
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What is Unified Payment Interface?
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