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Pokhran Rajasthan | Assembly Elections 2023, कांग्रेस ने सालेह मोहम्मद पर फिर जताया भरोसा
By JANTV RAJASTHAN| 39 views
Hi friends..Today i will show you how to make thorana beautiful..Thorana decorations..
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ಹಬ್ಬಕ್ಕೆ ಚಂದವಾದ ತೋರಣ || Thorana designs || How to make Thorana decorations || Kannada sanjeevani
By Kannada Sanjeevani| 156115 views
Pilgrim, a vegan skincare brand, has announced that it is launching a lip care range, including lip serums, lip balms, lip scrubs and lip sleeping masks, in a range of fun and deliciously fragrant flavours including bubblegum, blueberry, and peppermint.
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Love Affordable Makeup - Checkout What's new in Affordable -
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By Nidhi Katiyar| 383293 views
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Press Conference by Union Minister of Jal Shakti Shri Gajendra Singh Shekhawat at BJP HQ.
By Bharatiya Janata Party Delhi| 73845 views
मेष राशि 2024 Prediction 2024 Aries (Mesh Rashi) विस्तृत विश्लेषण वार्षिक राशिफल 2024 Daati Maharaj
https://www.youtube.com/watch?v=AbRIyBjh5rk&t=1926s
वृषभ राशि 2024 Prediction 2024 Taurus वृष राशि विस्तृत विश्लेषण वार्षिक राशिफल 2024 Daati Maharaj
https://www.youtube.com/watch?v=zPKTZz868YU&t=79s
मिथुन राशि 2024 Prediction Gemini मिथुन राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=BMrsX0wEUds
कर्क राशि 2024 Prediction Cancer कर्क राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=s-wQ7wuCXRk
सिंह राशि 2024 Prediction Leo सिंह राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=6sVjyZiurOE
कन्या राशि 2024 Prediction Virgo कन्या राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=wxnQO-dfOaQ
तुला राशि 2024 Prediction Libra तुला राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=JYogqGevhyM
वृश्चिक राशि 2024 Prediction Scorpion वृश्चिक राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://youtu.be/kYhNmmzoddY
धनु राशि 2024 Prediction Sagittarius धनु राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=PVQEJWOl2U0
मकर राशि 2024 Prediction Capricorn मकर राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://www.youtube.com/watch?v=k-wm_bP2cGY
कुम्भ राशि 2024 Prediction Aquarius कुम्भ राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://youtu.be/RJcFEbqRxhQ
मीन राशि 2024 Prediction Pisces मीन राशि विस्तृत विश्लेषण वार्षिक राशिफल Daati Maharaj
https://youtu.be/QzbdXvfAkbI
#SinghRashiJanuary2024 #SinghRashi #जनवरीराशिफल2024 #SinghRashi2024 #सिंहराशिजनवरी2024 #सिंहराशिफलजनवरी2024 #SinghRashifal2024 #सिंहराशि2024 #सिंहराशि #SinghRashiJanuary2024Rashifal #SinghRashifalJanuary2024 #सिंहराशिफल2024 #SinghSig
By Daati Maharaj| 0 views
Bigg Boss 17 WKW Update | Karan Kundra Ki Hogi Entry, Salman Ke Samne Dikhenge
#biggboss17 #salmankhan #karankundra
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Bigg Boss 17 WKW Update | Karan Kundra Ki Hogi Entry, Salman Ke Samne Dikhenge
By Bollywood Spy| 145 views
#UPBudget2024 #YogiAdityanath #SureshKumarKhanna
आज आएगा UP का Budget, Budget पेश करने से पहले होगी Yogi Cabinet की Meeting | UP Budget 2024-25
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आज आएगा UP का Budget, Budget पेश करने से पहले होगी Yogi Cabinet की Meeting | UP Budget 2024-25
By PunjabKesari TV| 0 views
#ganpatgaikwad #maheshgaikwad #eknathshinde
गोलियों की तड़तड़ाहट... भागते... जान बचाते लोग.... बीजेपी नेता की आंखों में खून सवार... ये वीडियो कहीं और का नहीं बल्कि बीजेपी के नेतृत्व में बनी एकनाथ शिंदे सरकार के महाराष्ट्र राज्य का है... गोलियां मारने वाला कोई और नहीं बल्कि मौजूदा विधायक और बीजेपी का प्रतिष्ठित नेता है... सत्ता की हनक ऐसी कि थाने के अंदर गोलियां दाग रहा है...
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BJP MLA Ganpat Gaikwad ने Eknath Shinde Shiv Sena Leader Mahesh Gaikwad को थाने के अंदर मारी गोलियां
By PunjabKesari TV| 0 views
भारत आज विश्व के Fastest Growing FinTech Markets में से एक है।
FinTech में भारत की ताकत GIFT IFSC के विजन से जुड़ी हुई हैं, जिसके कारण ये स्थान FinTech का एक उभरता हुआ केंद्र बन रहा है।
- पीएम @narendramodi
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भारत आज विश्व के Fastest Growing FinTech Markets में से एक है | PM Modi | FinTech
By Bharatiya Janata Party Delhi| 0 views
'गुजरात की सफलता देश की सफलता है...' PM मोदी बोले #shorts #ytshorts #pmmodi #viralvideo#KhabarfastNews #pmmodi #latestbankingnews #latestfinancenews #hindinews #pmmodilatestspeech
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खबर फास्ट भारत का हिंदी न्यूज चैनल है । खबर फास्ट चैनल हरियाणा, हिमाचल प्रदेश, पंजाब, राजस्थान, उत्तर प्रदेश और हर एक राज्य से जुड़ी खबर से रुबरु कराता है । ख़बर फास्ट न्यूज चैनल राजनीति, मनोरंजन, बॉलीवुड, व्यापार और खेल में नवीनतम समाचारों को शामिल करता है। खबर फास्ट चैनल की लाइव खबरें एवं ताजा ब्रेकिंग अपडेट न्यूज, प्रोग्राम के लिए बने रहिए- टीवी चैनल्स, सोशल मीडिया (YOUTUBE, FACEBOOK, INSTAGRAM,TWITTER AND WEBSITE)
Khabar Fast is the Hindi news channel of India. Khabar Fast Channel deals with news related to Haryana, Himachal Pradesh, Punjab, Rajasthan, Uttar Pradesh and every state. The Khabar Fast News channel covers the latest news in politics, entertainment, Bollywood, business and sports. Khabar Fast Channel Live news and latest breaking news, stay tuned for the program - TV channels, social media (YOUTUBE, FACEBOOK, INSTAGRAM, TWITTER AND WEBSITE)
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'गुजरात की सफलता देश की सफलता है...&
By Khabar Fast| 0 views
मूवी के शौकिन लोगों के लिए एक न्यू D2M नेटवर्किंग, या डिवाइस-टू-मेटावर्से नेटवर्किंग सामनें आया हैं।यह एक नई प्रकार की नेटवर्किंग है जो डिवाइसों को मेटावर्से में एक-दूसरे से जोड़ती है...इसके साथ ही ये नेटवर्क डिवाइसों को एक साथ काम करने, कम्यूनिकेट करने और डेटा शेयर करने में मदद करता है। D2M ब्रॉडकास्टिंग टेक्नोलॉजी के जरिए आप अपने स्मार्टफोन पर बिना इंटरनेट के भी लाइव टीवी और मूवीज देख सकें
कैसें बिना इंटरनेट के मोबाइल पर देख सकेंगे मूवी #Shorts #D2MNetworking #youtubeshorts
#KhabarfastLive #Latestnews -
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खबर फास्ट भारत का हिंदी न्यूज चैनल है । खबर फास्ट चैनल हरियाणा, हिमाचल प्रदेश, पंजाब, राजस्थान, उत्तर प्रदेश और हर एक राज्य से जुड़ी खबर से रुबरु कराता है । ख़बर फास्ट न्यूज चैनल राजनीति, मनोरंजन, बॉलीवुड, व्यापार और खेल में नवीनतम समाचारों को शामिल करता है। खबर फास्ट चैनल की लाइव खबरें एवं ताजा ब्रेकिंग अपडेट न्यूज, प्रोग्राम के लिए बने रहिए- टीवी चैनल्स, सोशल मीडिया (YOUTUBE, FACEBOOK, INSTAGRAM,TWITTER AND WEBSITE)
Khabar Fast is the Hindi news channel of India. Khabar Fast Channel deals with news related to Haryana, Himachal Pradesh, Punjab, Rajasthan, Uttar Pradesh and every state. The Khabar Fast News channel covers the latest news in politics, entertainment, Bollywood, business and sports. Khabar Fast Channel Live news and latest breaking news, stay tuned for the program - TV channels, social media (YOUTUBE, FACEBOOK, INSTAGRAM, TWITTER AND WEBSITE)
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By Khabar Fast| 0 views
#BJPLive #BJP #uae #india #ModiUAEVisit #ModiUAE2023 #ModiInUAE #ModiInAbuDhabi
Watch the unmissable moments from PM Modi's visit to UAE yesterday!
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Watch the unmissable moments from PM Modi's visit to UAE yesterday! #PMModiUAE
By Bharatiya Janata Party Delhi| 39 views
As the demand for the local content is gaining momentum, many regional over-the-top (OTT) platforms are eyeing a bigger share of content pie. The availability of regional-based content on #OTTplatforms has been a boon for viewers in India. It has allowed them to watch content in their own language and to connect with their culture.
India’s video OTT market is expected to touch $12.5 billion by 2030. With increased consumption, it is believed the regional OTT subscription is likely to cross 30 million by the end of 2030.
These platforms offer a wide range of content, including movies, TV shows, web series, and original programming. They also offer content in different genres, such as drama, comedy, romance, action, and thriller.
Today's Headline in News Hour
00:00 Intro
00:51 Over 50 OTT platforms in India offer regional content
01:37 Local OTT platforms in India provide vernacular content to viewers.
02:21 Regional OTT platforms are capturing the Indian market
03:12 India and US sign key agreements during Modi's visit
03:55 Investments by global players will boost India's semiconductor sector
04:43 Google to set up Global fintech Operation Center in Gujarat
05:22 Jio in talks with Nokia, City Group, HSBC, and JP Morgan for a 15-year loan
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#varindia #news #newshour #technews #loan #JPMorgan #HSBC #CityGroup #Nokia #Jio #Gujarat #fintechOperation #Global#fintech #Google #Investment #vernacularcontent #RegionalOTTs #IndigenousStreaming #Lo
By VARINDIA| 37 views
Using payments data, privacy-enhancing technologies, AI and enhanced cooperation for a behavioural-based analysis approach to detecting money laundering networks is more effective than the current rules-based approach, concludes new research from the BIS Innovation Hub.
According to the Financial Action Task Force, almost all large money laundering schemes are cross-border and involve different business sectors. Meanwhile, financial institutions often face limitations in detecting potential suspicious networks and transactions due to their reliance on fragmented data and systems.
Today's Headline in NewsHours
0:00 Intro
3:00 #Amazon fined $25 mn for violating children's privacy law
3:32 #Google leads $36 mn funding in California, B'luru-based startup Pixxel
4:11 #Twitter bans over 25 lakh accounts in India
4:48 A link on WhatsApp causing the app to immediately crash on Android
5:20 Alibaba incorporates AI into messaging apps
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Can tech and collaboration combat money laundering ?
By VARINDIA| 81 views
The Open Network for Digital Commerce (ONDC) is a government-backed initiative in India that aims to create a unified open platform for all kinds of e-commerce transactions. It is designed to be a more open and transparent alternative to the current e-commerce landscape, which is dominated by a few large players.
#ONDC employs cutting-edge digital infrastructure, seeking to democratise digital commerce in India and make it more accessible and inclusive. More than 29,000 sellers are live on the network, and alpha tests are currently running in 236 cities.
ONDC has the potential to address some of the key concerns that users have with the current e-commerce landscape. For example, it could help to reduce prices by increasing competition. It could also make easier for small businesses to participate in e-commerce, which could lead to a wider range of products and services being available to consumers.
Today's Headline in NewsHours
0:00 Intro
3:11 Apple removes 1,474 apps, on govt takedown requests in 2022
3:45 #IBM to invest $100 Mn to develop 100,000-Qubit supercomputer
4:15 #Communications Minister says that India will not have telecom monopoly or duopoly
4:45 #TCS, ITI bag ₹15,700 crore advance orders for 1 lakh BSNL 4G sites
5:20 #Twitter to let users watch videos while scrolling
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While the network boom and social media interaction has brought the world closer in the last decade, this advent of socializing has also created opportunities for cybercriminals to exploit users’ vulnerabilities through social engineering tactics. Thus, there has been a major shift from the network and device-based attacks to social engineering attacks
#Cybersecurity is important because it protects all categories of data from theft and damage. This includes sensitive data, personally identifiable information (PII), protected health information (PHI), personal information, intellectual property, data, and governmental and industry information systems. Without a cybersecurity program, your organization cannot defend itself against data breach campaigns, which makes it an irresistible target for cybercriminals.
The reason attributed to the global shift from physical to digital spaces, data privacy has become indispensable for cybersecurity and user privacy. Digitisation is accelerating at an unprecedented rate.
Business leaders can no longer solely rely on out-of-the-box cybersecurity solutions like antivirus software and firewalls, cybercriminals are getting smarter and their tactics are becoming more resilient to conventional cyber defenses.
#Databreaches and cyberattacks can cause devastating damages. Organizations need to proactively protect their data and regularly update their protective measures. Data protection is to safeguard important information from corruption, compromise or loss.
Companies spend considerable time and effort getting ready by identifying the data that needs to be backed up, categorizing this data, ensuring it is held for the amount of time required for the business, and covering regulatory requirements. There is a need to defend against the fastest growing threat in cybersecurity today.
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2:40 #BSNL 4G to be upgraded to 5G in coming mon
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A report says, an average website is attacked 62 times each day. Needless to say, businesses that are scaling their digital operations need the power to protect their users’ data while also proactively checking for and verifying potential threats to security. That level of protection is only possible with solutions that consider both cybersecurity and cyber resilience.
Cybersecurity and cyber resilience solutions are continually adapting to increasingly complex cyber threats. #Cybersecurity and cyber resilience are two strategies to safeguard sensitive information such as a user’s personal and financial data, but they achieve their goals during different stages of a cyber-attack.
Firewalls and antivirus protection, for example, are cybersecurity tools that proactively monitor for threats in network traffic. Cyber resilience, on the other hand, entails hardening data assets’ existing defenses against attacks that are already underway.
With the rise of virtual and mixed reality spaces, new types of attacks on new targets are becoming more likely. Any possible virtual world festivals or events would be an obvious target, although with far fewer consequences than attacks on similar events in the physical world.
While such attacks may cause only minor physical harm, the large sums of money being exchanged for virtual products and virtual real estate could result in significant financial losses for the victims.
With massively increasing volumes of data being stored and traversing networks, cybercriminals have far more targets than ever before. Experts say, #Metaverse plays a more dominant role both in terms of brands as well as transaction and the chances of fraudulent activities has increased. Various issues metaverse can cause in theft of data due to the system being faulty. Social engineering can lead to identity theft, among others.
A decentralised identity management solution is highly needed because it allows co
By VARINDIA| 12 views
Nation-state threats are related to attacks on the infrastructure, military and businesses. It can be difficult to identify the perpetrators as they wish to go undetected and will always shift the blame to independent cyber gangs, foreign entities or #hacktivists.
Today, organizations have to contend with not only sophisticated cyberattacks that are motivated by financial gain, but also nation-states and cause-based actors that have broader goals.
A report says, 91% of all #cyberattacks begin with a phishing email, and phishing techniques are involved in 32% of all successful data breaches. These nation-state actors develop exploits that target the Internet and critical services infrastructure of other nations.
Beyond geopolitical conflicts, they often attack both government and private-sector online resources as a means to destabilization. Hence, organizations must develop security practices that support proactive and continuous cybersecurity to build up resilient defences against them.
In this battle, modernization of IT and the growing digitalization of business will also see a greater application of artificial intelligence toward optimizing software and solutions that deliver proactive security. This rides on AI’s value to the business and security, which is centered on recognizing patterns and relationships that produce actionable insights and executing hundreds of “what if” scenarios to produce a better understanding of the complex relationship between multiple variables.
For the uninitiated, state-sponsored attacks are carried out by hackers linked to a nation (state). The primary goal of these hackers is to identify and exploit the national infrastructure vulnerability, gather intelligence, and exploit systems.
Nation-state attacks are usually thought of as highly complex technology-based hacks. But they can also be far more simple in design. Technology might not even be involved. In fact, social en
By VARINDIA| 11 views
#Cybersecurity has been a major concern. Cyber espionage is now becoming more sophisticated and widespread both on the international and domestic stages. #Hackers, especially those backed by the Chinese government, are making all efforts to breach top global telecom firms.
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Cyber espionage is a form of #cyberattack that steals sensitive data or intellectual property to gain an advantage over a competitive company or government entity. The cyber-espionage campaign lasts at least two years. The campaign’s success shows how dangerous software faults can be, even years after they’ve been identified and made public.
As per US Cyber Advisory, there is a very large size of espionage attack by the Chinese government-backed hackers who have broken into a number of major telecom businesses throughout the world by exploiting known software flaws in routers and other popular networking gear.
The Chinese hackers allegedly exploited networking devices from key vendors such as Cisco, Citrix, Zyxel, QNAP, DrayTek, MikroTik, D-Link, and Netgear in the recently disclosed cyber assault.
The US officials said that the hackers utilised the stolen devices to acquire full access to the network traffic of several private companies and government agencies once they had a foothold within their targets. However, the advisory did not list the identities of persons who were impacted by the campaign, nor did it describe the campaign’s impact. But the US authorities did point out the specific networking devices, such as routers and switches, that Chinese hackers are suspected of routinely targeting, exploiting severe and well-known flaws that basically gave the attackers free reign over their targets.
All of the flaws were in public knowledge, including a five-year-old severe hole in Netgear routers that let attackers circumvent authentication checks and execute any code they want, giving them complete co
By VARINDIA| 21 views
The future of NBFCs is witnessing good growth in consumer lending. The liquidity position has improved and is gradually coming back to normal. In the future also, NBFCs will play a crucial role in economic development and in financial inclusion. Amid the Covid-19 pandemic in the country, fintechs have been at the forefront of India’s financial inclusion efforts. The usage of digital and contactless payments surged, as people opted for safer ways to transact financially. The FinTech sector is now becoming India’s fastest emerging sector and this sector is expected to touch over $150 billion by 2023. The fact is Fintechs are closely working with NBFCs and many of them have obtained the NBFC license. The key role of fintechs in financial inclusion is by making changes in the traditional business model of banks and financial institutions; it can deliver financial products and services to the financially excluded population in a more accountable and efficient manner in the least possible time. In a nation where banking was considered a privilege, fintech changed the lives of the common man. Where once to create trust in banks you had to take so much effort, now the world’s 40 per cent digital transaction is happening there. Digital payments touched a record high in 2020 with all channels from the Unified Payments Interface to the Aadhar-enabled Payment System (AePS) registering stellar growth. In 2022, 82% of financial companies state they are planning to increase their fintech partnerships, showing an overwhelming level of confidence in technology as the future of finance. According to a recent report by payment solutions provider ACI Worldwide, India made 48.6 billion real-time payments through 2021, ahead of China at No. 2. The rise was cited due to an increase in Unified Payments Interface and quick response code-based merchant payments, along with a boost in cashless payments. We have seen an exponential growth in digital lending which is poised to tremendous adopti
By VARINDIA| 22 views
We have been seeing the global shortage of semiconductors, the semiconductor industry found itself in an unaccustomed spotlight. Suddenly everyone was talking about the tiny chips that enable many different car functions, from interior lighting to seat control to blind-spot detection. When some high-tech and consumer-electronics companies began to experience chip shortages or voiced concerns about supply chains, the attention intensified. It’s now clear to all that we are living in a semiconductor world. A report says, there is a huge demand-supply gap, the global smartphone applications processor market grew 23% to $30.8 billion in 2021. But the current chip shortage is unlikely to be resolved in the near future, partly because of the complexities of the semiconductor production process. Typical lead times can exceed four months for products that are already well established in a manufacturing line. Increasing capacity by moving a product to another manufacturing site usually adds another six months (even in existing plants). Switching to a different manufacturer typically adds another year or more because the chip’s design requires alterations to match the specific manufacturing processes of the new partner. And some chips can contain manufacturer-specific intellectual property that may require alterations or licensing.
Sales are jumping as computer chips spread to every part of consumers’ lives, becoming essential components of products from cars to smart devices to clothing. Surging demand during the pandemic also resulted in a shortage. There has been rapid growth of the technology sector, and increased cloud usage, as well as ongoing consolidation in many sub-segments. One consequence is that the semiconductor industry’s profitability has improved significantly relative to other industries, and this trend is expected to continue. When we saw the statistics, Qualcomm tops the global smartphone apps chip market with double-digit growth. Qualcomm maintai
By VARINDIA| 8 views
'PPIs Interoperability' | RBI's Fintech Implications | VARINDIA News Hour
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Prepaid instruments are designed to hold funds as a store of value funded by an individual or business for a specific purpose. PPIs are typically issued to consumers or businesses by platforms looking to facilitate digital transactions through swipes i.e., POS machines, online i.e., Payment Gateway, UPI payments i.e., Scan n Pay, or for payments to other customers i.e., Wallets. RBI mandated interoperability for full-KYC prepaid instruments and for all payment acceptance infrastructure by 31st March 2022. Interoperability refers to the ability of computer systems or software to exchange and make use of information. This would imply the exchange of information and the seamless transfer of funds between PPIs. The move towards mandatory interoperability is being seen as consumer friendly as it will allow customers of mobile wallets to transfer funds from one wallet to another. Further, as a confidence-boosting measure, and to bring uniformity across PPI issuers, it is now proposed to allow cash withdrawals for full-KYC PPIs of non-bank PPI issuers. In the past, the RBI’s policies have inadvertently affected the popularity of PPIs. With the rollout of UPI and the imposition of strict obligations to ensure KYC compliance in 2017, PPIs witnessed a loss of appeal in providing wallet services. The customer base began migrating towards the use of UPI, which provided zero-cost transfers directly from bank accounts, bypassing the service fee which was charged on such transactions by PPIs.
Secondly, the RBI proposed to gradually allow the payment system operators to obtain direct membership in the Central Payment System. This would enable them to additionally transact through Real-Time Gross Settlement and National Electronic Funds Transfer without the interference of traditional banks. Beneficiaries would not only
By VARINDIA| 14 views
Indian startups raised $42 billion in 2021 as compared to $11.5 billion in 2020, as per a report by Orios Venture Partners. The report stated that India saw 46 unicorns coming up in 2021 alone, more than doubling their number to 90. These startups are generating large-scale employment. India - with 90 unicorns - is the third-largest unicorn hub behind the US (487) and China (301), and ahead of the UK (39). India has the third-largest startup ecosystem in the world with about 60,000 startups. These startups are not only developing innovative solutions and technologies but are generating large-scale employment. Today, one out of 13 unicorns globally were born in India. As per the report, Bengaluru was the city with the most unicorns. Fintech, e-commerce and SaaS (software as a service) have seen the maximum number of unicorns, while health-tech, ed-tech, D2C, Gaming and Crypto are also close behind. India has seen four decacorns (companies with a valuation of $10 billion and above) so far - Flipkart, Paytm, Byju's and Oyo Rooms, the report stated. The year 2021 was a landmark year for Indian startups going public.
Today, one out of 13 unicorns globally is Indian. A total of 11 Indian startups (including 8 unicorns) raised about $7.16 billion through public offerings...One97 Communication (Paytm) raised India's largest-ever IPO with an issue size of Rs 18,300 crore (about $2.46 billion). Further, Zomato has the highest market capitalisation ($14.8 billion), among the listed Indian startups, followed by Nykaa ($13.5 billion) and Freshworks ($6.9 billion), a report said. Despite witnessing an economic downturn in the first half, it has been an exciting and tremendously promising year for tech startups. The report also noted that 20 percent of unicorn founders are non-engineers, two-thirds of the Indian unicorns have at least one or more founders from IITs, IIMs or ISB. The report also highlighted that there are 13 female unicorn founders, 8 out of whic
By VARINDIA| 8 views
India is amongst the fastest growing Fintech markets in the world. There are more than 2,100+ FinTechs existing in India today, over 67% have been setup in the last 5 years. The Fintech segment in India has seen an exponential rise in funding over the last few years. India has seen tremendous growth on the Digital Payments front, clocking a monthly volume of over 5.7 Billion transactions worth ~$2 Trillion (Total Digital Payments) in September ’21. India has over 18 Fintechs which have gained ‘Unicorn Status’ in the year 2021. Adoption of the internet in rural areas is also expected to complement the rise of technology startups. FinTech companies operating in mobile payments, insurance, blockchain, stock trading and digital lending will grow further and capitalise on internet penetration. The Fintech revolution in India is the culmination of years of effort in laying the groundwork towards developing key enablers through important initiatives including Jan Dhan Yojana, Financial Literacy, E-RUPI and the India Stack, a set of APIs that allows governments, businesses, startups and developers to utilise a unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery.
The India Stack has been the driving force behind the accelerated evolution of Fintechs. It is one of the most important digital initiatives undertaken globally, aimed at putting up a public digital infrastructure based on open APIs to promote public and private digital initiatives and has played a catalytic role in India’s digital foundation and evolution. The Indian FinTech market currently stands as the third largest FinTech ecosystem in the world behind the US and China. However, India still remains an untapped market due to lower penetration of financial services. The overall size of the Indian financial services sector in 2021 is estimated at $500 billion, of which, the FinTech market comprises $31 billion, according to a report
By VARINDIA| 10 views
India is contributing significantly to the next generation of telecom services with companies collaborating to broaden solutions. Private networks are expected to see a huge demand from enterprises in the near future across industries such as healthcare, education, fintech, e-commerce and entertainment. Though the spectrum auction is expected to happen in the second half of this year, the buzz around 5G has gained momentum over the last few months. The Fifth Generation or 5G telecom services are set to be rolled out in selected cities in India in 2022. The cities which are set to get the 5G telecom services in 2022 include Gurugram, Bangalore, Kolkata, Mumbai, Chandigarh, Delhi, Jamnagar, Ahmadabad, Chennai, Hyderabad, Lucknow, Pune, and Gandhinagar. Leading telecom service providers Bharti Airtel, Reliance Jio and Vodafone Idea, have established 5G trials sites in these cities. These Metros and big cities would be the first places for the launch of 5G services in the country. While 5G services will allow telecom players to generate additional revenue streams especially from the enterprise and digital services segment, it is widely expected to come at a huge cost. The biggest chunk of the additional costs will be the price of airwaves companies will have to pay in an auction.
Telecom has played a significant role in bringing a change in consumer usage pattern. Data availability has pushed more and more digital services to the end user. To prepare for 5G well in advance, the Department of Telecommunications is considering using 'street furniture' to densely deploy 5G telecom infrastructure to overcome right-of-way challenges following a proposal from a state electricity board. The new committee under the department is looking at the viability and the quantum of state-owned infrastructure for making it available for 5G small cells deployment. Apart from the leading telecom operators and smartphone manufacturers, the government is also involved activ
By VARINDIA| 23 views
#India #IoT #PiyushGoyal
Massive revenue growth with IoT devices
Internet of Things (IoT) - enabled retail market could be worth it by 2025 as more and more retail businesses adopt IoT technology to improve their products and services. It is estimated that there will be over 30 billion IoT connected devices around the world by 2021. McKinsey estimates that the potential economic impact of IoT in retail environments will range from $410 billion to $1.2 trillion per year by 2025. The increasing usage of smartphones is one of the major contributors that is likely to drive the market growth along with the increase in internet penetration in developing countries such as India, China and others. Developments in new-age technologies such as Artificial Intelligence (AI), Machine Learning (ML), and Big data are also fuelling the demand for the Internet of Things (IoT) in the ever-evolving retail market growth.
With retailers increasingly investing in IoT, customers are bound to enjoy the ‘SMART’ shopping experience through a network of connections linking the physical and digital worlds into an ecosystem of devices. Technologies around smart shelves, 3D-printing, drones, delivery robots and AI-driven platforms are enabling retailers to further automate and optimize supply chain operations, business efficiency and enhanced shopping experience. There are numerous IoT-related benefits to the retail industry, but here are some of the most important ways we think IoT will change retail in the coming years. As more and more IoT devices penetrate across the industry there is scope for massive revenue growth through better product throughput, improved inventory management for retailers along with increasing the overall shopper experience for the customer in the ever competitive market.
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0:00 Intro
1:53 #India has highest fintech adoption rate in world, says #PiyushGoyal
2:23 #CSC to work closely with
By VARINDIA| 20 views
Fintech have tailored to meet the demand of SMBs | Indian News | Business And Economy | Tech News
#FinTech #Covid19 #SMB
Fin-Tech is key enabler for SMB
As the nation recovers from the impact of the COVID-19 pandemic ,Fintech are reinventing to introduce digitally-driven business models, with this SMBs can leverage them to stay ahead of the curve. A report states, 30 percent of all small business owners reported that they’ve had to dip into their personal financial resources to support their businesses since the pandemic began. Eighteen percent of them have had to cut their full-time staff, and 15 percent have lowered their workers’ salaries. The most recent evidence of the damage caused by the pandemic. Historically, access to credit for SMBs has been limited, as entrepreneurs try to build up a credit record to access available capital. With the emergence of the FinTech era is helping to break that cycle, enabling innovation in financial services to help SMBs flourish.
The new age fintech companies well understands the changing customer preferences. The digital evolution of the connected world will be critical in commercials payments and beyond. Looking at how quickly the entire world changed during the last 12 months – with new business models, new shopping methods and new payments plays exploding on the scene – there has been an unprecedented need for agility for corporate players looking to thrive in a constantly changing market. It will be a challenging time for businesses of all sizes, but the necessary change will ultimately create a stronger playing field. “I think that in order for the economy to accelerate at this pace, it needs to break out of some of the traditional ways of thinking about commercial payments. Going forward, Embedded finance is the next wave of lending that is likely to drive expeditious adoption and democratization of fintech in India and other growing economies.
Today's Headline in New
By VARINDIA| 10 views
#blockchain
Blockchain gains momentum
Blockchain technology — essentially a virtual ledger capable of recording and verifying a high volume of digital transactions — is now spreading across a wave of industries. The technology to revolutionize government, finance, insurance and personal identity security, among hundreds of other fields. Experts say 2021 is poised to see greater adoption and venture capital investment in blockchain technology. That prediction comes as more financial services apps are built using blockchain technology and cryptocurrency has become more widely accepted. As adoption of blockchain gains momentum, so does venture capital investment in the technology. It is digital information that is stored in a public database, and the benefit, particularly in the financial sector, is the ability to have a shared ledger recording detailed transactions without any identifying information, leading to improved security.
The financial majors including PayPal, Visa and JPMorgan have invested into the services sector and also adopted cryptocurrency as a payment method in the past year, as more startups are coming on the scene—armed with capital—to develop more user-friendly blockchain platforms. There are several tech companies also introducing blockchain into the sectors like Artificial Intelligence, cyber security, E-commerce, Fintech, gaming, healthcare, software social media and it is expanding to various sectors. The Fintech sector has experienced how the technology is able to secure faster the information transferring between businesses by making use of blockchain’s power of transparency and real-time data ledger technology to verify identities and reduce fraud, reducing costs, protecting consumer data and making it easier to approve credit transactions quickly. Another high growth sector is gaming, which is creating the gaming and the online experiences that feature true ownership of digital assets. It is crea
By VARINDIA| 7 views
#GigEconomy #Fintech
Gig economy & Fintech to coexist
Gig platforms are challenged by meeting local payment dynamics, regulations, and compliance. Digital experiences will be integral to in-person dining, from the moment an order is placed to the minute the check is paid, and consumers are ready to embrace the change. The growth of the gig economy and fintech go hand in hand and the Fintechs and other providers are enabling new work models and payment options, which is fuelling growth in the gig economy in terms of participation, productivity and attraction of new entrants. A report shows, among Gen Z and Millennial respondents (ages 18-34), 57% said they would prefer to order and pay at the table using their own mobile device, rather than through a server. The younger generations are not alone, as more than one-third (35%) of those aged 35 to 54 said the same. In addition, 31% of 18 to 34-year-olds and 10% of 35 to 54-year-olds would be more likely to frequent a restaurant that offers this payment option.
Businesses need speed and flexibility in order to stay focused on their growth goals by onboarding new clients, without the need to address potential security risks and maintenance associated with traditional in-house builds. By using the right cloud-based software, banks and factoring companies have access to a wealth of opportunities that are available immediately, instead of having to test, run and develop services in-house. In this way, new businesses can leapfrog forward, tailor-making a microservices offering from a variety of industry tried and tested processes, making new features available to customers with a short time to market.
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Digitalization has become a part of everyday life. Digitization of payments helps a person to transfer money from his bank account to the payees for his day to day transactions. India is stepping in to the leadership role by moving forward to the aim of ―Cash less Society. The growth of mobile penetration supported by the government initiatives constitute the most important drivers to enable people to move towards digital payment systems. The prospects for FinTech in India’s financial system in 2021-22 will depend upon the degree of entrenchment of digital usage, which is, in turn, contingent upon the resilience of the underlying acceptance infrastructure, financial literacy and awareness of the users (both merchants and consumers) and strengthening of the customer protection and cyber security protocols in place. Today consumers can buy, sell, and trade cryptocurrency as a commodity or investment. Consumers are also increasingly showing interest in being able to spend crypto assets for everyday purchases.
The Reserve Bank of India (RBI) has constructed a composite Digital Payments Index (DPI) to capture the extent of digitisation of payments across the country. This is a significant development given the sharp pick-up in digital transactions seen in the recent past. Further, RBI says in its annual report that, at a regulatory-level, for encouraging innovation in digital payments, RBI started many new initiatives in the digital payments space, which includes setting up the RBI Innovation Hub and a Regulatory Sandbox. The Reserve Bank continued its efforts towards global outreach of its payment systems, including remittance services.
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Open banking is about using technology to empower better and more secure relationships between customers and service providers for the banking sector. The idea behind all these innovations remain to offer a better experience to consumers and leverage the choice of integrated systems that are widely available today. The impact of technology in making our lives better and smoother can’t be overemphasized enough. FinTech (an excellent combination of finance and technology) is one such area making the traditional banking system seem redundant with each passing day. Every new technology comes with new risks and uncertainties. However, the open banking platform has the potential to re-write the relationship between the bank and its customers.
A recent report says, The Reserve Bank of India has announced a new set of guidelines for the digital banking and payments ecosystem, which requires regulated entities (REs)—scheduled commercial banks, small finance banks, payments banks and credit-card-issuing NBFCs—to conduct periodic assessment of apps and associated third-party services. REs will also be required to assess cyber-risk parameters like technology stack, operational risk, and data storage. REs will also have to employ trained, in-house resources for managing cyber-risk, and adhering to guidelines on engaging third-party operators, in case of out-sourcing. From conducting source-code checks, vulnerability testing, and penetration testing every six months for payment systems, RE’s will also be required to conduct rigorous third party periodic testing, and also be subject to penal provisions in case of no compliance.
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How the tech professionals are geared for the next entrepreneurship growth could be into cybercrime
How the tech professionals are geared for the next entrepreneurship growth could be into cybercrime
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PM Shri @Narendra Modi inaugurates InFinity Forum – a thought leadership Forum on #FinTech.
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