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Competition for AI dominance
The global AI race is heating up, and countries are investing heavily in AI research and development. This is because AI has the potential to revolutionize many industries, and countries want to be at the forefront of this revolution. Resulted, advanced countries are competing for #AIdominance with increased investment towards AI.
The tools like AI “have immense potential to transform society”. When deploying AI to automate new or existing business procedures to gain a competitive edge, organizations may be better positioned to achieve trustworthy business outcomes at every stage of the process if AI governance is in place.
Today's Headline in NewsHours
0:00 Intro
3:12 BharatPe names Pankaj Goel as Chief Technology Officer
3:42 IFFCO to purchase 2,500 agri drones
4:15 RBI’s proposed guidelines for card issuers may let users swap networks
4:45 #HSBC reintroduces private banking in India
5:20 Cabinet accepts draft data protection bill suggesting ₹250 cr fine on violations
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Competition for AI dominanceBy VARINDIA| 8 views
Navigating the Metaverse
The #metaverse is a 3D social network. Instead of a profile, you have an avatar, and so do your friends. People will be there in the form of avatars. Instead of a news feed, you have social hubs where people gather to share news, gossip and play games.
The use of avatars in the metaverse represents a paradigm shift in the way individuals interact in virtual environments. With the ability to customize appearances, avatars provide a level of anonymity that empowers users to freely express themselves and engage in a wide range of activities, from gaming and socializing to work-related events.
The role of avatars is poised to become increasingly significant. They offer a new level of interactivity and connection, bridging geographical distances and opening up new avenues for human connection. As the metaverse continues to grow and evolve, it will be exciting to see the role of avatars and the ways in which they shape our virtual experiences. Whether for gaming, work, or socializing, avatars are poised to play a crucial role in the metaverse.
At the same time, the biggest concern with Meta is privacy. If people are living their lives in a virtual world, how will the information they share be protected? Only time will tell how Meta handles the privacy challenges of the Metaverse, but it's certainly an exciting time in the world of virtual reality.
Today's Headline in NewsHours
0:00 Intro
2:01 Ex-Mastercard CEO Ajay Banga gets nominated for World Bank president
2:35 #Amazon introduces new male voice option for Alexa’s responses in India
3:15 Redington India shares soars high following departure of its biggest shareholder Synnex Mauritius
3:57 #Microsoft brings AI-powered chatbot to Bing app on iPhone, Android
4:30 #GoogleMaps comes under scrutiny again from U.S. Justice Division
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https://www.faceboBy VARINDIA| 29 views
Is Smartphone a double-edged sword??
Sensors are devices which are used in #smartphones to detect various aspects of the environment. They sense data for which they are made and work according to that. There are various sensors which are available nowadays in smartphones which are in-built and help in functioning of the smartphone. Some of the most common sensors found in smartphones include the accelerometer, Bluetooth, GPS, light sensor, microphone, proximity sensor, and WiFi.
#Mobilephonemanufacturers offer new features and functionalities that have compelled users to use them. The versatility of the mobile phone allows seamless integration of work, fun, social interaction, and enhances the quality of life in many ways.
The smartphone is a double-edged sword. On one hand, it grants us the ability to use apps which can make us more organized, more accessible, and more informed. But on the other hand, it is a potentially strong mechanism of distraction, actually making us less productive.
Apps downloaded in the smartphone are data hungry. On average, social media apps, Cab booking Apps and food delivery apps collect the most data. If you are checking your email on your smartphone, in case of taking service of Gmail, it collects most of the data.
Other types of smartphone data collected include call logs, short message service (SMS) logs, app-use logs, and battery-status logs. Browsers and image editing apps collect the least. The 3 most data-hungry apps are all owned by Facebook: Facebook, Instagram, and Messenger.
Your smartphone knows you better than anyone else in the world. It stores and captures all the data and stores somewhere, probably no one knows. You may be shocked to know that when you are talking to someone either over the phone or while your mobile phone is not switched off, then also your phone listens and records all your conversations.
The Aadhar card, PAN card or our banking details which we store in the mobile phone, mostly in thBy VARINDIA| 32 views
Does Volatility Really Matter?
#Cryptocurrency is any form of currency that exists digitally or virtually and uses cryptography to secure transactions. Cryptocurrency is a digital payment system that doesn't rely on banks to verify transactions. Crypto has been in headlines for its good and bad reasons with its volatile nature. So, does volatility in crypto really matter? Then why is there still buying when Bitcoin had a 70% crash?
#Bitcoin and cryptocurrency, is highly volatile in nature. Crypto prices soar and then seem to crash almost as quickly, while rumors, sentiment and fundamental developments are quickly factored into the market, because crypto generates no cash flow, traders have to rely on changes in sentiment to drive the price. Bitcoin prices in particular have shown a degree of seasonality to date, appearing to fall in value to lesser or greater extents in the spring before bouncing back in early summer.
Over the past seven days, crypto markets have plunged a whopping 24%, shedding $320 billion from total market capitalization. That figure, which encompasses all cryptocurrencies, fell to an 18-month low beneath $900 billion this week, marking a 70% drawdown since November.
The massive sell-off has paused a little today as markets recaptured that $900 billion level, but all digital asset prices are still bleeding out on a macro scale. This is nothing new, however, since it happened in 2015 and then again in 2018, resulting in 80% collapses in prices and a long-drawn-out period of consolidation known as crypto winter.
A report says, many fintech organisations are still buying more Bitcoin, despite deep losses across the cryptocurrency market. An expert says, the current selloff has been triggered by a wider risk-off sentiment that also impacted many areas of global stock markets. It’s happening as inflation is running red-hot and, therefore, encouraging central banks to tighten monetary policies, putting at risk the liquidity that has benBy VARINDIA| 20 views
Screen time issues are not going away anytime soon
Technology has become more of a necessity than a luxury, especially since the COVID-19 pandemic began. While technology does help connect us, excessive screen time can also lead to problems like eye strain. Because of this, we were curious to see if the pandemic has led to more eye issues in the last two years. The pandemic necessitated change in human lifestyle has put a tremendous effect on the vision power of the body. COVID-19 is a systemic disease that affects many areas of the body, including the eyes. All sorts of mental health issues can affect vision, including anxiety, stress and depression. A survey with more than 1,000 people who wear glasses and/or contacts to get feedback on their eye health and eye habits throughout the past few years. Turns out that many people are having vision problems…but are putting off going to the doctor. Two out of five people admit their eyesight has gotten worse since the onset of the pandemic. Nearly 70% report having more trouble seeing further away, and almost one-third are dealing with issues reading up close. Since March 2020, three out of 10 people have gotten stronger prescriptions for their glasses or contacts.
A survey reveals, one out of three admits to not getting their eyes checked over the last two years. In fact, 25% say they’ve actually avoided getting an eye test, even though they know they need one! Masks have also impacted how people wear glasses. More than one in 10 (13%) say they wear contacts now instead of glasses, purely because of masks. Meanwhile, 25% of respondents say they wear their glasses more because of remote work. Technology has taken over workplaces across the globe and almost one in four (38%) say they spend more than eight hours a day looking at screens for their jobs. That comes with a cost. 29% say they feel that working from home has made their eyesight worse. The top issues facing people who work remotely include eye strain, fatigue, headaches, and trouble sleeping. One outBy VARINDIA| 26 views
Malicious Web Application Attacks Climb 88%
According to the Radware report, findings underscore 2021 as the year of the web application attack. Between 2020 and 2021, the number of malicious web application requests climbed 88%, more than double the year-over-year growth rate in distributed denial-of-service (DDoS) attacks, which were up 37% over 2020. The unprecedented increase in web application attacks did not, however, prevent DDoS from making a name for itself in 2021. The report details how last year saw multiple record-breaking DDoS attacks and ransom denial-of-service (RDoS) earn its place in the threat landscape. At the same time that big attacks were making headlines, the volume of micro floods, attacks which often go undetected, rose nearly 80% compared to 2020. The statistics tell a story about bad actors. They are getting smarter, more organized, and more targeted in pursuing their objectives — whether that be for money, fame, or a political cause. In addition, cybercriminals are shifting their attack patterns — from leveraging larger attack vectors to combining multiple vectors in more complex-to-mitigate campaigns. Ransomware operators and their affiliates, which now include DDoS-for-hire actors, are working with a whole new level of professionalism and discipline — something that we have not seen before.
As more businesses migrate critical resources and applications to the public cloud, attackers are adapting their tactics and techniques to match the scale of public cloud providers. While enterprises should not be immediately alarmed by reports of huge attacks, they do need to be aware that DDoS attacks are a part of their threat landscape, irrespective of their geography or industry. Companies hosting services in the public cloud need to be prepared for cloud-scale attacks. In 2021, more sophisticated and better organized operators advanced their tactics, adding more extortion capabilities to their arsenal. To bring reluctant victims back to the negotiating table, they launched tripBy VARINDIA| 7 views
Millions of people are blogging and earning through it
Consuming information online has become as natural as breathing and millions of people are blogging and earning through it and is there any need to ban Blogger’s IPs and DNS? The digital population worldwide is estimated at 4.54 billion people. And more than one source mentions that between 70 to 80% of these people enjoy reading blogs. So, the Blogging Wizard’s blog readership statistics put the fact that nearly 3.5 billion people around the world enjoy reading blogs, should come as no surprise. Blogs are a vital source of information for many people. They provide in-depth detail that ads and social media content can’t. This makes them extremely popular with consumers and internet users. According to LinkedIn, over three-fourth of all internet users read blogs regularly. WordPress.com is the managed hosting version of WordPress. According to official stats, around 409 million people read blog posts on WordPress.com every month. This is a huge number and only accounts for a small percentage of all the blogs on the internet. In total, there were more than 104 million bloggers worldwide. Blogs are becoming a standard feature of most business websites, and many large companies agree that they’re a good use of time and marketing spend.
Over half of all the Fortune 500 companies agree that public-facing blogs are the way forward. In the world of digital marketing, one cannot know if they are doing something right unless they run tests or traffic analytics. However, it is difficult to keep up with the constantly changing stats and facts about blogging. The more blogs you publish, the higher the traffic on your website, or at least this is what the latest facts and figures demonstrate. Driving traffic to their website is a challenge for all marketers and a priority for 54% of them. The statistics on bloggers show that the majority of bloggers (53.3%) are between the ages of 21 to 35. And even though most people have this notion that blogging is a trait practiced bBy VARINDIA| 19 views
Paytm management overvalued their share | Digital Currency | VARINDIA News Hour
Paytm management overvalued their share | Digital Currency | VARINDIA News Hour
The initial public offering of Paytm's parent company, One97 Communications, has made history by launching India's biggest ever initial public offer worth Rs 18,300 crore, at the time where the market does not have an appetite for such a large listing. The company has amassed over 50 million strong active consumer base and 25 million merchant base. A higher valuation could have been achieved but we decided to price it at a level where everyone makes money,” said Madhur Deora, group chief financial officer at Paytm, after the public issue. The stock was issued at Rs2,150, got listed at Rs1,950, hit a high of Rs1,955 and then went into a relentless decline. Paytm has its hands full with multiple business verticals ranging from payment gateway, consumer lending and various financial services, among others. Now investors and analysts seem to lack faith as they questioned the company's lack of profits and lofty valuation, whereas the competitors of Paytm including Amazon, Flipkart, Google and others are offering almost the same services. As per Axis Securities, a broking firm, says, “Globally, profit-making payment companies are trading at median nine-times of future earnings, whereas One97 Communication, a loss-making company, is valued at 49.7-times its FY21 revenues.
Paytm will find it challenging to expand its business going ahead. “Paytm’s payments-based business model has been disrupted by Unified Payment Interface, a real-time retail payment system developed by government-backed National Payments Corporation of India or NPCI. As per various published reports, Paytm made an initial public offer of Rs18,300 crore in November 2021. A major part of the issue, i.e., Rs10,000 crore was offer for sale from the existing shareholders who used the IPO to harvest their returns. The company has done lots of financial engineering, despite of that, Paytm's stockBy VARINDIA| 45 views
The US suspends Mastercard and Visa in Russia, what does it mean? | VARINDIA News Hour
The US suspends Mastercard and Visa in Russia, what does it mean? | VARINDIA News Hour
#Visa and #Mastercard are suspending their Russian operations, as per a statement and they would no longer handle card operations pertaining to sanctioned Russian banks. They are now extending that to all card issuers and merchant processors in Russia. With this there will be a big impact on foreigners who won’t be able to use their Visa or Mastercard cards for purchases in the country, whether online or in person. Russian cardholders are still able to use these cards for purchases in Russia, but their transactions will travel over other networks, mainly Russia's homegrown payments system, Mir. Mir is a Russian payment system for electronic fund transfers established by the Central Bank of Russia under a law adopted on 1 May 2017. The system is operated by the Russian National Card Payment System [ru], a wholly owned subsidiary of the Central Bank of Russia. Russian cardholders won’t likely be able to use their Visa- or Mastercard-branded cards outside the country. “All transactions initiated with Visa cards issued in Russia will no longer work outside the country,” Visa said in a statement.
Western financial institutions have moved rapidly to sever ties with Russia, in some cases going well beyond sanctions on the country’s biggest banks. Their moves have hobbled the country’s economy and cut off Russian citizens and companies from the global financial system. On the surface it looks like a brilliant move to cripple financial transactions of Russia. But scratch the surface and it will actually mean that the US will weaponize its corporations on countries not on the same page with them. But the question is will it impact Russia? Yes, to some extent.
What effect will it have? It will simply cripple Mastercard and Visa growth in future as many nations wouldn’t want to be hostage of the US financial or corporate system. China has Union Pay, Japan hasBy VARINDIA| 15 views
Worldwide AI manufacturing to reach $9.89 billion by 2027
#Mastercard #GooglePay #cardpayments
AI to be a game-changing technology for the manufacturing industry
The global AI in manufacturing industry size is expected to rise owing to increasing demand for collaborative robots and growing semiconductor industry. According to Fortune Business Insights, its latest report, titled “Artificial Intelligence in Manufacturing Industry Market Size, Share & COVID-19 Impact Analysis, By Offering (Hardware, Software, and Services), By Technology (Computer Vision, Machine Learning, Natural Language Processing, and Context Awareness), By Application (Process Control, Production Planning, Predictive Maintenance & Machinery Inspection, Logistics and Inventory Management, Quality Management, and Others), By Industry (Automotive, Medical Devices, Semiconductor & Electronics, Energy & Power, Heavy Metal & Machine Manufacturing, and Others), and Regional Forecast, 2020-2027.”, observes that the market will hit $9.89 Billion by 2027, while exhibiting a promising 24.2% CAGR between 2020 and 2027. This market is expected to witness substantial growth owing to the COVID-19 impact and hence the 2020-2027 CAGR is high/very high, as a large section of industry would look to adopt AI in order to automate the operation with less human intervention. Artificial intelligence (AI) is believed to be a game-changing modern technology for the manufacturing industry. The adoption of AI in manufacturing provides multi-faceted benefits such as accurate and rapid data-driven decisions, minimizing operational costs, optimizing several processes, and improving the overall experience of customer satisfaction.
In addition to this, AI can be easily embedded to the existing products and services offered by the companies to render them reliable, effective, and safe. For instance, in the automotive industry, AI-based technology such as computer vision is used to accurately detect obstructions to prevent road fatalities,By VARINDIA| 18 views
Emerging technologies to complement the Digital Transformation
Digital Transformation is being built on hybrid cloud architectures as organizations increasingly depend upon distributed IT resources, including multi-cloud, edge, and cloud-adjacent storage. Each of these is location-sensitive and will perform best in low-latency and secure environments. Developing an agile, resilient, and distributed approach requires mastering connectivity and having enough network bandwidth. According to Deloitte, virtually all (97%) IT managers are planning to take a best-of-breed approach by distributing workloads across two or more clouds to boost resilience and support regulatory requirements. IDC predicts that by 2022, the economy will remain on its digital destiny with 65% of global GDP digitized, driven by that expected $6.8 trillion of direct Digital Transformation investments for 2020–2023. Products, services, and experiences that are improved through digitally enhanced features and functions are much more desirable to markets and consumers. By 2023, direct digital technology investments are expected to be over 53% of all ICT investments. In contrast, nondigital ICT technology investments are contracting by 1.4% over this same period as more and more companies accelerate their digital transformation capability build outs. Given the country’s rich network connectivity, cost advantage, availability of skilled labour, low climate risk and strong data protection laws, India is well-positioned to serve as a regional Data Centre hub in Asia and likely to attract significant Data Centre investments. We expect demand for Data Centre space requirement to increase by around 15- 18 million sq. ft. across the major cities in the next 4-5 years.
New business models are likely to emerge, including colocation services, pay-per-use utility models, built to suit, etc. Location and design, easy scalability, security, infrastructure, sustainable practices and reliable partner are the key determinants for Data Centre demand. In India, a captive DBy VARINDIA| 9 views
Companies around the world are expanding their AI capabilities
#Indianforces #RajnathSingh #JoeBiden
AI is at the heart of Digital Disruption
As companies around the world expand their use of A.I.- more than half of companies have accelerated their A.I. adoption plans-they are taking a careful look at ethics and responsible innovations. The global spending on A.I. systems is only expected to increase from $85.3 billion in 2021 to over $204 billion in 2025, according to market research firm IDC. It’s a great time to raise capital if your startup is building with — or on top of — artificial intelligence, regardless of how far along you are towards an exit. While many startup niches have seen their funding tallies rise in 2021, AI startups appear to be enjoying strong gains across younger and older cohorts, implying a broad base of customer demand. From Google and Amazon to Apple and Microsoft, every major tech company is dedicating resources to breakthroughs in artificial intelligence. Personal assistants like Siri and Alexa have made AI a part of our daily lives. Meanwhile, revolutionary breakthroughs like self-driving cars may not be the norm, but are certainly within reach. AI is at the heart of digital disruption and on its way to becoming one of the biggest game-changers in the next few years. Early adopters of AI are reaping significant benefits and have differentiated themselves from the rest.
The AI market is booming as governments are investing in technology to drive efficiency and cost savings in the post-pandemic era. Healthcare AI companies attracted the maximum annual investment, followed by the FinTech and retail sectors. There are 78 AI Companies around the world that are Unicorns today. At the same time, investors are betting on AI tech across the country. Startups in 46 US states plus Data Centers are applying artificial intelligence tech across industries like marketing, healthcare, retail, and more. The artificial intelligence sector is shattering funding records this year. A number oBy VARINDIA| 32 views
Cryptocurrency is going to change the perception in the country
#IBM #MainframeModernizationInitiative #PhonePe
Cryptocurrency volume & value will increase in the future
The cryptocurrency market in India, presently, stands at $15 billion, and the volume and value will only increase in the future. Anticipating a dramatic rise in crypto investments in the country, stakeholders in the industry began voicing their support for a robust, accessible, and clear framework on the regulation of cryptocurrency in the country. The Cryptocurrency and Regulation of Official Digital Currency Bill, 2021, to be introduced in the Lok Sabha soon, aims to prohibit all private cryptocurrencies in India while seeking to create a facilitative framework for adopting a central bank digital currency (CBDC). The Bill is likely to classify mining, generating, holding, selling, or dealing in private digital currencies as a cognisable offense. Prime Minister Narendra Modi said that emerging technologies such as cryptocurrencies should be used to empower democracy, not undermine it. Reports suggest that the government may introduce stringent regulations in line with the 2021 Financial Action Task Force (FATF) guidance for cryptocurrencies held as assets by imposing investment ceilings, stringent disclosure norms, and levying taxes on gains earned from such assets. In less than 10 years, Bitcoin has increased over 227,000% in value. When it first launched, a 22-dollar investment would now be a million dollars today. That's how people have become billionaires through Bitcoin!
In November 2021, the global cryptocurrency market, constituting more than 6,000 cryptocurrencies, touched a market capitalization of $3 trillion. There has been a sudden flurry of cryptocurrency trading platforms in India over the past year. Latest industry estimates suggest that cryptocurrencies holdings of nearly 20 million investors amount to approximately ₹400 billion in India, suggesting that the country is emerging as the new frontier for the numeBy VARINDIA| 12 views
77% of organizations in India experienced downtime during peak festive season
#Cyberattacks #MyGlamm #Lava
Cyberattacks tend to skyrocket during the holiday season
The Impact of COVID-19 findings, revealing the imminent need for organizations to prioritize and strengthen their cybersecurity architecture. The findings brought to light that during the past 18 months, 81% of global organizations experienced increased cyber threats, with 77% of the organizations in India experiencing downtime due to a cyber incident during a peak festive season. Further, while the top three most threatening cyber risks that were detected are malware attacks (47%), data breaches (43%), ransomware and cloud jacking (33% each), over 30% of the IT professionals also experienced vulnerabilities in their ‘Internet of Things’ devices. During these peak periods, 91% of them find maintaining a fully staffed security team/SOC even more challenging as with the adoption of a hybrid work model, 59% of them expect half or more of their organizations’ workforce to be remote in some capacity.
It is imperative that all business of scale evaluate and prioritize security technology to keep them protected, especially during peak seasons like the holidays and traditional approaches are no longer enough – 94% want their organization to improve its overall cyber readiness – and businesses need an integrated security architecture and always on approach to prevent, protect and react to the threats of today. As the holiday and festive season in India has already commenced, 91% of the IT professionals anticipate a moderate or even substantial impact by increased demand for their products and services. Most organizations have invested in cloud security (82%), advanced threat protection (66%), the security operations center (54%), mobile security (48%) and endpoint security (48%). Cyberattacks tend to skyrocket in India during the holiday season as we tend to spend more time online and often let our guard down. Taking advantage of this, bad actors adoBy VARINDIA| 18 views
Right partnerships will be at the forefront of innovation
#PMModi #13thBRICSSummit #FordIndia
Pandemic has changed the style of every sector. There has been a digital revolution that is adapted by every industry. Connections, conversations and even commerce have shifted to online. Today eight of ten companies are tech and digital companies. Also, the recent advent of 5G and other innovations in the tech industry is paving the way and helping many sectors to grow by giving quick services due to easy accessibility and availability solutions. 96%of companies are either already or considering co-creation with vendors to develop new digital products and services for sustainability and efficiency. 65% of global GDP will be digitized by 2022, creating challenges and opportunities. 61% of partners believe that COVID-19 was a driver for their customers’ digital transformation. IDC is predicting $6.8 trillion of direct investments in digital transformation from 2020 to 2023. With 65% of GDP predicted to be digitized by 2022, partners can move faster and stay ahead of the curve by co-innovating and developing cutting-edge solutions fit for the new digital and electric future.
The biggest opportunities lie in the construction industry due to greater investment in making buildings smart. Commercial buildings account for a significant proportion of overall energy use and emissions production, thus significant savings of up to 30% can be made by reducing energy wastage. IoT is a growing market, which has only increased since the beginning of the pandemic. Research from IDC has found that the energy sector is planning on investing the most in this technology (90%), far beyond the investments planned by the manufacturing sector (80%) and retail and wholesale (75%). The main challenges that these sectors face are all very similar: costs, complexity of deployment and security. This shows that companies are thinking about IoT solutions as part of their overall business strategy in order to harness the data and iBy VARINDIA| 9 views
Data Uberization will lead to growth of SaaS market
#SaaSmarket #PM #Ujjwala
Data Uberization helps SaaS market growth
The SaaS market is reaching a higher revenue size than both IaaS and PaaS combined—at least for the time being. Ultimately, though SaaS might begin to slow this year, geo-economics may reverse that slowdown. By 2022, SaaS is expected to generate double the revenue of PaaS and significantly more than IaaS. We realize, however, that a significant portion of their revenue comes from selling on-premise software—so while they’re huge tech companies, calling them SaaS providers is a misnomer. This demand for subscription-based pricing models, however, is spurring legacy companies to rapidly migrate their software solutions to a SaaS consumption model. A report says, the coming three years is going to witness a huge pile of data ,which we might have seen in the last 30 years. We are going to witness several new companies to enter into the segment of Artificial Intelligence and SaaS based solutions. By 2021, 73% of organizations will be using all or mostly SaaS solutions.
Nearly 85% of small companies have already invested in SaaS options. This means there is strong potential for growth of SaaS products in the coming years as their Total Cost of Ownership (TCO) matches that of the on-premise software deployment models. Organizations dominating the enterprise software space—IBM, Oracle, Microsoft, and SAP—will likely maintain their market share for enterprise software products, as a growing number of customers can take advantage of the same product capabilities with the feasible subscription-based pricing model. However, the industry is still riddled with a lot of challenges in terms of talent and which is why organisations have started pouring a substantial amount of money in building their data science and analytics team. Organisations regardless of their positions have been using data science and analytics to garner insights from data.
Today'sBy VARINDIA| 16 views
Data localization brings huge investment into data centre market in India
#DataLocalization #Intel #DataCentremarket
Data Localization – opportunity for Data Centre market
Data localisation is good for the country in terms of control of data and governance of these companies. Visa, being the dominant player in terms of credit cards and also RuPay got an advantage as others like Mastercard, American Express and Diners Club have been barred as of now. Larger banks already have at least two issuing partners on board but smaller banks with only Mastercard are now looking for alternatives. According to RBI data, there were 6.23 crore outstanding credit cards as of May 31, 2021, and 90.23 crore debit cards. The ban was a clearly thought out move which ensures that the RBI’s norms are taken seriously and complied with fully while ensuring that banks have enough partners to issue cards. Most of the banks which had exclusive partnerships with Mastercard confirmed that they are in the process of shifting their card network to the remaining two players — Visa and home-grown RuPay.
At the same time, the United Payments Interface (UPI) transactions offer customers cardless and cashless payment options through phone numbers and QR codes. A record 2.8 billion UPI transactions worth roughly 5.5 trillion rupees, or $73.8 billion, also took place last June.
The data localisation policy brings a dynamic shift for investment into data centre business in the country. India’s digital economy is expected to touch $1 trillion by 2025, with the government planning to triple India’s installed power capacity for data centres from the existing 375MW by 2025, there is a $4.9 billion investment opportunity by 2025 to set up data centre infrastructure. All the credit comes with the growing digital economy, increased investor interest and stable long-term returns. The era of automation and AI has shown that today’s dream can become tomorrow’s reality. The Data Centre industry is expanding at an unprecedented paceBy VARINDIA| 23 views
Data localisation policy to boost the economy
#Parliamentarypanel #Pegasus spying #Covishield
Data Localisation policy
The government’s stand on data localization is a way to boost growth and help law enforcement access data for investigations, but some measures are far more effective than others. Data localization refers to various policy measures that restrict data flows by limiting the physical storage and processing of data within a given jurisdiction’s boundaries. Multiple countries have adopted localization policies to combat multiple concerns over the free flow of data. This is primarily due to the perceived economic benefits of processing Indian consumer data, and difficulties accessing personal data for national security and law enforcement purposes. A vital question, then, is whether any particular variant of data localization would help the Indian government meet its multiple stated objectives for considering such a policy course.
The central bank has banned Mastercard indefinitely from issuing new debit, credit or prepaid cards to customers in the South Asian market, it’s a battle over local data storage rules in the country. All the payment data has to be stored on servers exclusively in India. This way, regulators would have "unfettered supervisory access" to transaction details. Now Visa has become one of the first global financial services companies to have complied with the Reserve Bank of India’s data localisation norms. This will pave the way for the California-based payment gateway company to garner a larger market share in India at a time when its rivals, including Mastercard and American Express, have been barred from taking new users for not complying with the data localisation rules.
Today's Headline in NewsHours
0:00 Intro
1:58 #Parliamentarypanel to take up the case for reviewing #Pegasus spying
2:36 #Facebook and #Instagram restrict advertisement targeting the #teens
3:16 #CovishieldBy VARINDIA| 14 views
Collaboration is the key to drive innovation
#Collaboration #RBI #Mastercard
Collaboration - key to innovation
Innovation is indispensable to success. It is the process of converting workable novel ideas into processes, products and systems of value to the organization. New communication and collaboration techniques have rapidly increased. Social networking, Web conferencing and instant messaging have rapidly grown to huge proportions, enabling widespread business collaboration. Expanded communications capabilities have costs in both time and money, but these factors only point to the need for more effective ways of collaborating. Open innovations deliver significant value to organisations through identification and exploitation of complementary capability.
Collaboration brings together colleagues with different views and life experiences, wherever they may be working, to spark new and creative ideas. Through effective knowledge sharing and communication, collaboration efforts can result in innovation at great speeds. In order to drive innovation, departments and project teams will need to collaborate effectively both internally and externally. Technology is continuing to lead the market, from social networking to feature phones, and we’re seeing operators move towards open platforms and operating models optimized for the real-time data surge. From financial services to healthcare to media content delivery, communications is integrally involved at the forefront of the latest innovations. A high proportion, probably the majority — of breakthrough advances being made today in these areas and more are made possible by those in the communications ecosystem.
Today's Headline in NewsHours
0:00 Intro
1:55 #RBI imposed restrictions on #Mastercard from onboarding any new cards in India
2:25 #Amazon acquires #Facebook ’s satellite internet group
3:05 #DheerajPandey Launches Startup #DevRev to bring developers closer to customers and revenue
3:48 #Lenovo leads globaBy VARINDIA| 8 views
MNC's finding PLI scheme lucrative for manufacturing in India
India’s manufacturing sector is going to become an engine for economic growth and a unique job creator in the country. The government has finalised the norms for Production Linked Incentive (PLI) scheme for the telecom and networking equipment and has started inviting applications for the second round of large-scale electronics manufacturing with focus on some electronic components like motherboards, semiconductor devices, among others.
The COVID-19 pandemic has permanently changed device usage patterns of employees and consumers as the remote work is turning into hybrid work, home education changing into digital education and interactive gaming moving to the cloud, both the types and number of devices people need, have and use will continue to rise. In 2021, the number of laptops and tablets in use will increase to 8.8% and 11.7%, respectively, while the number of desktop PCs in use is expected to decline from 522 million in use in 2020 to a forecasted 470 million in use in 2022.
The environment is now conducive for overseas component manufacturers to shift their facilities to India. As the nation’s telecom sector stands poised to transition from 4G to 5G soon, the PLI scheme offers the right impetus by aiming to create a vibrant telecom manufacturing ecosystem.
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