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What makes a fintech start-up a real success?
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Success Of Fintech Start-ups
India is recognised as the world's fastest-growing economies and has emerged as one of the fastest-growing FinTech hotspots in recent years. Paperless lending, mobile banking, secure payment gateways, mobile wallets, and other concepts are already being adopted at a super speed in the country. FinTechs are emerging with the innovations in digital technology that aims to improve and automate the delivery and usage of financial services. The word FinTech is a combination of "financial technology.” Fintech APIs are driving an explosion of new business models. Their increasing adoption and use throughout the financial sectors have resulted in an explosion of new apps, services and business models. APIs allow different systems to talk to each other. In the context of financial technology—or fintech—they enable data access among the parties involved in financial transactions, including banks, third-party providers, websites and consumers. Banks and payment companies need to connect with third parties in order to expand their services and stay competitive. Merchants need to make it easy for customers to pay using their preferred methods and consumers want to be able to transfer funds, make purchases and perform personal banking tasks on the go.
The digitization of banks, mobile payments, digital currencies, online mutual fund investments and others have given rise to fintech innovation. India's payments infrastructure has seen substantial improvements, particularly with the introduction of new payment mechanisms and interfaces such as Immediate Payments Service, Unified Payments Interface, Bharat Interface for Money, and others. The government's "Make in India" and "Digital India" projects also played a significant role in accelerating the adoption of Fintech. It is commendable that the Reserve Bank of India has also pushed the gBy VARINDIA| 121 views
Is the Edtech sector in the country going to be regulated?
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Is the Edtech Sector going to be regulated??
Digitalization is on its peak and the development in EdTech has provided teachers and assessors with far greater access to data on individual achievements and progress. Online platforms, new learning formats and mobile applications have vastly improved access to education. It is enhancing the learning process as well. The online and cloud technologies in EdTech standards also bring exciting standardization possibilities for content. However, experts feel that the lack of a regulatory framework in India along the lines of the General Data Protection Regulation (GDPR) in Europe could impinge on the privacy of students who now use educational technology (EdTech) apps for learning. Since the onset of the pandemic, online education has replaced conventional classroom instruction. This has spawned several EdTech apps which have become popular. Schools and colleges have been able to move their content delivery, engagement and evaluation from offline to online and ensure minimal academic disruption. This exercise has forced teachers to become facilitators in learning rather than being content providers. The EdTech apps have the advantage of being able to customize learning to every student in the system. Among the edtech sub-sectors, K-12 education startups with $4.3 Bn in total market size will have the single highest market share — 41% of the total edtech market in India. Taking into account that the pandemic has brought plenty of momentum for edtech adoption in India, the market size of edtech in India is estimated to grow 3.7x in the next five years, from $2.8 Bn (2020) to $10.4 Bn (2025).
The concern is, many education technology companies prey on underprivileged parents by force-selling courses, with this the privacy of students who use EdTech apps for learning is at risk. As there are no regulatory frameworks being defined, the firms are using the resources asBy VARINDIA| 164 views
Unique Cybersecurity Predictions from Zoom starting from 2022
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Security hiring boom to continue
To adapt to hybrid working environments, more companies will drive to adopt the Zero Trust security model. Conversations around protecting the hybrid workforce from risk will lead security professionals to adopt modern tools and technologies, like multi-factor authentication and the Zero Trust approach to security. Hence, companies need these tools to make sure their employees can get work done as safely as possible from wherever they are -- commuting, traveling, or working from home -- and that all of their endpoints are secured with continual checks in place. Going forward, the security leaders will step up their protections against third-party risks. In security, you always need to be thinking ahead about what might come down the pipeline. From SolarWinds in December 2020, to Colonial Pipeline and Kaseya in 2021, our industry saw a distinct increase in supply chain attacks. CISOs and CSOs will need to make sure their vendors are also secure. This includes looking at third parties related to the business and assessing how to best manage any risks.
Secondly, more public technology companies will create dedicated cybersecurity committees on their boards of directors. One of the most impactful things that was done at Zoom this past year was to institute a three-person committee on its board dedicated to cybersecurity matters. Having security industry experience at this level is incredibly valuable, readily addressing concerns and issues in industry shorthand. While this approach is still relatively new, it has been incredibly beneficial and zoom wished it did it sooner. It was heard from peers expressing strong interest in recreating this approach at their own companies, which lead to expect this will be a priority for organizations in the new year. Finally, the security hiring boom will continue. We know that cybersecurity professionals are a hot cBy VARINDIA| 92 views
Enterprise Security in the Post-Pandemic Era,#Dailyhunt
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Enterprise Security in the Post-Pandemic Era
During the pandemic, leaders saw a surge in cyberattacks of all kinds and associated shifts in budgetary reallocation to enable the business. Protecting the distributed workforce and increased use of cloud services are the top priorities for security and most leaders believe that cybersecurity directly contributed to their organization’s innovation and competitive edge during the pandemic. As the landscape continues to shift, CEOs and CISOs are investing in SASE and Zero Trust. In fact, the bad guys were working to exploit the vulnerabilities created when millions of employees were forced to flee outside the corporate firewall, working from home with a hodgepodge of Wi-Fi connections. Cybersecurity and data security have been a priority for business leaders for many years. Yet, despite investments in security controls, cyberattacks keep coming. The provision of an adequate data security backbone and a robust enterprise wide security culture have become central concerns for CISOs as a result of the pandemic, with new business demands, changing working environments, the extended network, and an ever-evolving data footprint.
With the remote workforce going to stay, more data than ever before will now be generated outside the traditional, secure work environments. Enabling safe user and data access will be critical. The sheer volumes involved will make it more difficult to protect sensitive information and will drive an urgent need for more inclusive and automated forms of data protection to offset this. COVID-19 accelerated digital transformations: the move to the cloud, the move to remote working, and the extension of the enterprise network. The result has been the disappearance of infrastructure perimeters with multiple data vulnerabilities exposed across extended enterprise networks, an explosion in data, and fresh challenges inBy VARINDIA| 104 views
AI Adoption to transform Enterprises in 2021
As the lockdown restrictions continue in India for a few more months, many organisations are implementing technology to allow their workforces to continue their working days at home. Now, the business houses have seen the services of not only Zoom’s Productivity, but also with the other available platforms including Teams, Webex, Go-To-Meeting and Slack which have exploded in popularity in the last year, the legacy to continue the rest of year 2021 also. While artificial intelligence is a buzzword that’s been around for decades, its applications among businesses have typically been limited to enterprise organizations. Now many SMBs are exploring their investment into data management which is going to be critical in determining the success of AI systems. Companies that have better data management frameworks, platforms and systems will win in building effective AI tools.
It is absolutely correct that AI and its associated technologies are being implemented heavily by businesses in response to modern challenges with regard to data use and remote working capabilities. When the enterprises recognize the benefits of adopting AI, we’ll see more investment to come in the coming years from even the smallest SMBs. However, many businesses houses are struggling in their implementations and the lack of strategy and vision are the biggest bottlenecks in the system. A report states, those who have started adopting AI, into at least one business function to see the improvement in their processes as the case study, resulted 80% of businesses currently reaping the benefits of better customer experience through AI, and 20% of companies with widespread AI adoption expect to see the tech pay out in increased revenue during 2021.
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IRCTC 11
CRPF signed an MoU with the IRCTC on Railway Reserved e-ticketing system
Watch IRCTC 11 With HD QualityBy CRPF India| 1131614 views
20अक्टूबर से 21जनवरी तक में मंगल अपने नीच राशि कर्क में तुला वृश्चिक धनु राशि पर क्या पड़ेगा प्रभाव
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20अक्टूबर से 21जनवरी तक में मंगल अपने नीच राशि कर्क में तुला वृश्चिक धनु राशि पर क्या पड़ेगा प्रभावBy Daati Maharaj| 1253 views
CII Celebrates India@75 - India's IT Journey@75
#DYK India is the largest #Software exporter in the world? As India completes #75yearsofIndependence, let's look at the country's IT journey over the last 75yrs.
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CII Celebrates India@75 - India's IT Journey@75By CII| 234308 views
Anil Vij ने CM पद के लिए ठोका दावा, कहा- मैं छह बार का विधायक हूं, पार्टी से आज तक कुछ नहीं मांगा
Anil Vij ने CM पद के लिए ठोका दावा, कहा- मैं छह बार का विधायक हूं, पार्टी से आज तक कुछ नहीं मांगा
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Bigg Boss 18 | Boss Meter Trend Me Elvish Yadav Ki Entry, Vivian vs Rajat Dalal
Bigg Boss 18 | Boss Meter Trend Me Elvish Yadav Ki Entry, Vivian vs Rajat Dalal
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Bigg Boss 18 | Boss Meter Trend Me Elvish Yadav Ki Entry, Vivian vs Rajat DalalBy Bollywood Spy| 1552 views
Thank you, David Warner, for the countless thrills and moments of pure joy.
Thank you, David Warner, for the countless thrills and moments of pure joy.By CricTracker| 2665 views
राष्ट्रपति द्रौपदी मुर्मू ने पेपर लीक को लेकर क्या कहा? देखिये वीडियो
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