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Swiggy-Zomato को GST से लगा झटका, मिला 1000 करोड़ का नोटिस! | GST Notice | Zomato | Swiggy |
ऑनलाइन इंस्टेंट फ़ूड डिलीवरी ऐप्प जोमैटो और स्विगी को बड़ा झटका लगा है। दरअसल इन दोनों प्लेटफॉर्म्स को GST अधिकारीयों ने नोटिस भेजा है। इन दोनों कंपनियों को डिलीवरी चार्ज पर 500 करोड़ के नोटिस मिले हैं। स्विगी और जोमैटो अपने ग्राहकों से डिलीवरी फीस के नाम पर कुछ पैसे वसूलते हैं।
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swiggy zomato boys meet lokesh | లోకేష్ కు వినతి పత్రం అందించిన స్విగ్గి జొమాటో బాయ్స్ | @smedia
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Banking Crisis – Who’s Next?
The fallout from the recent #bankingcrisis is likely to push the US economy into a mild recession later this year. After First Republic Bank became another victim of the banking crisis a couple of months after Jim Cramer endorsed it, several other large banks have been suffering major losses.
The stock of Los Angeles-based PacWest Bancorp bank’s share price has slumped after it said it has entered talks with potential partners and investors about strategic options. With this it has declined 55.63% in the last five days, while Metropolitan Bank Holding Corp has lost 26.84%, Comerica Incorporated 21.11%, and Western Alliance Bank corporation has erased 37.14%, as per the latest Google Finance data. The failures are the biggest to hit the US since the 2008 financial crisis.
First Republic bank failure means unfortunately that the other 'so-called' troubled regional banks should probably continue to sleep with one eye open. Experts say, if a 'confidence crisis' can happen to First Republic, it can happen to any bank in the country. Investors are speculating Who’s next?
Today's Headline in NewsHours
0:00 Intro
3:05 #DoT disconnects 21031 SIM taken on forged documents
3:52 New food delivery app launched as a competitor to Zomato, Swiggy
4:27 #CBSE introduces coding, AI, financial literacy into Class VI curriculum
4:55 #Intel investigating Intel Boot Guard private keys leak after MSI breach
5:25 #DMRC introduces QR-based paper tickets on all its lines
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After CPU & GPU, DPU to Revolutionize | DPU - Revolutionizing Computing Beyond CPU and GPU |
Computing has expanded beyond servers and PCs into large, centralized data centers powered by #CPUs and #GPUs, the #DPU (data processing unit) has arisen as the third major pillar of computing. A recent report uncovers how DPU based offload devices are gaining huge endorsement from hyperscalers as well as CSP's.
As the amount of information available on a daily basis is increasing, however, computing has moved beyond servers and into large, centralized data centers, prompting the need for data to be moved within the center. That's where DPUs come into play. A DPU is a new programmable processor that helps move data around these data centers. DPUs enable more efficient storage and free up the CPU to focus on processing. The DPU offloads networking and communication tasks from the CPU. It combines processing cores with hardware accelerator blocks and a high-performance network interface to handle data-centric workloads. With the help of DPUs, workloads are divided among the processors to enhance communication within data centers, AI, storage, and networking.
AMD Pensando DPUs are accelerating Microsoft Azure. With the recent announcement of Accelerated Connections available now for Public Preview, Azure customers can achieve orders of magnitude higher networking performance. This new service offering is an architectural shift that decouples the DPU adapter and SDN stack from the server.
Today's Headline in NewsHours
0:00 Intro
2:45 #BharatPe acquires NBFC Trillion Loans
3:12 NYSE to delist First Republic Bank shares
3:38 Google, Apple come together to fight unwanted tracking
4:08 #TataPlay gets SEBI approval to float IPOs
4:36 #Swiggy shuts down online grocery service Handpicked
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Winter Blues: How Funding Challenges are Affecting the Growth of Indian Startups...?!
The term "Funding Winter" refers to a period in which funding for start-ups becomes more difficult to obtain due to a variety of factors, including economic conditions, market trends, and investor sentiment.
Funding Winter has brought a significant impact on the growth and development of start-ups, particularly those in emerging markets like India. We are witnessing – employee layoffs, investors delaying capital infusion decisions, lower spends by start-ups in marketing, some start-ups getting valued lower than their previous funding rounds, etc. – resulting in drying up of capital flows or “Funding Winter”.
This has been a global phenomenon throughout 2022 and is expected to have an extended run in 2023 as well. Prior to funding winter, globally many startups were able to raise funds at increasingly higher valuations with relative ease. India being the third largest startup ecosystem in the world, these trends are reflected in the capital flows to Indian startups as well. A recent PwC report mentions a drop of 33% funding of Indian startups during 2022 in comparison to 2021.
Today's Headline in NewsHours
0:00 Intro
3:25 #TimCook to launch Apple's first store in India today
3:46 #Malware 'Goldoson' infects 60 mobile apps on Google Play
4:20 #Google withdraws SC appeal against NCLAT order
4:47 Jio and Bharti Airtel to provide new connections to 1.1 million employees of Indian Railways
5:25 Coca-Cola to buy minority stake in Swiggy, Zomato rival
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"The Growing Global Impact of Ransomware Attacks: Risks, Damage, and Solutions"
#Ransomware attacks are a type of #cybercrime where hackers encrypt an individual or organization's data and demand payment, usually in cryptocurrency, in exchange for the decryption key.
Ransomware attacks have become more common and sophisticated in recent years. As technology advances and more devices become connected to the internet, the potential attack surface for cybercriminals also increases. This could lead to a higher number of successful ransomware attacks, further driving up the damage costs.
Disaster recovery and data protection will play a crucial role in 2023. With ransomware attacks constantly garnering headlines, organizations should get used to the fact that it is impossible to prevent ransomware attacks entirely. Moreover, with the rise of Ransomware as a Service (RaaS) over the past couple of years, global ransomware damage costs are predicted to exceed $265 billion by 2031.
Today's Headline in NewsHours
0:00 Intro
2:52 New WhatsApp feature to let users lock chat
3:22 #Google's Bard to switch to a more powerful language model
3:58 Market valuation of BYJU's, Swiggy slashed by US-based investors
4:37 #Ericsson completes transfer of IoT business to Aeris
5:13 Dentsu Global Services appoints Ashish Khanna as CEO
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#ransomware #cybersecurity #ransomattack #ransomwareawareness #cybercrime #malware #datasecurity #protectyourdata #globalcrisis #cyberattack #cybersecurityawareness #staysafeonline #computersecurity #cyberBy VARINDIA| 21 views
Identity Security Issues
#Identitysecurity is a significant concern for organizations, particularly in today's digital age. Cybercriminals are constantly devising new and sophisticated ways to steal sensitive data, such as usernames, passwords, and other personal information, which can lead to identity theft, financial fraud, and other security breaches.
The findings of a global survey that explores trends in Identity Security adoption and the relative maturity of organizations embarking on related strategies results show that only 9% of organizations are taking an agile, holistic and mature approach to securing identities throughout their hybrid and multi-cloud environments. The report features an Identity Security maturity model to help cybersecurity leaders assess their current strategies, uncover risks and take steps to strengthen cyber resilience, as per the report of #CyberArk.
Today's Headline in NewsHours
0:00 Intro
3:20 CCI conducting inquiries against big tech companies
4:02 NPCI chief said investment is needed for UPI to reach three billion transactions a day
4:40 Southern Railway's official Facebook account hacked
5:16 #Mobile PLI scheme's investment hits ₹5,124 cr till Dec
5:59 #Sebi comes up with cybersecurity norms for portfolio managers
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#identitytheft #security #identity #fraud #cybersecurity #creditrepair #scam #creditscore #personalinformation #data #shredding #papershredding #safety #business #studentloans #shred #longisland #confidential #destruction #creBy VARINDIA| 29 views
Artificial intelligence to add $500 billion to India’s GDP
It is possible that #artificialintelligence could add significant value to India's GDP by 2025. According to a report by the National Association of Software and Services Companies (NASSCOM) and consulting firm McKinsey, AI has the potential to add between $350 billion and $500 billion to India's GDP by 2025. This would represent a significant contribution to the country's economy and could help to drive growth and development in a number of industries.
Artificial intelligence is expected to add $967 billion to the #Indianeconomy by 2035, and around $450-500 billion to the nation’s GDP by 2025, accounting for 10 percent of the country’s target of $5 trillion GDP. Meanwhile, AI is expected to contribute $15.7 trillion to the global economy in 2030.
The report suggests that AI could be particularly valuable in industries such as healthcare, agriculture, education, and transportation. For example, AI could be used to improve healthcare outcomes by enabling better disease detection and diagnosis, while in agriculture it could help to increase crop yields and reduce waste.
Today's Headline in NewsHours
0:00 Intro
2:41 Income Tax department brings AIS app for taxpayers
3:15 #Deloitte take lease of one million square feet of office in Bangalore
3:45 #Toshiba reportedly accepts $15 bn takeover bid by a consortium
4:20 #Zomato regaining market share with its Gold loyalty scheme
5:50 Madhav Sheth resigns from his position of Realme India CEO
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ArtificiaBy VARINDIA| 28 views
Bridging The security Gap Through ‘Zero Trust’
Today, #datasecurity demands more attention than ever before and #ZeroTrust is a strategic approach to #cybersecurity that secures an organization by eliminating implicit trust and continuously validating every stage of a digital interaction.
There are three pillars of zero trust, and they are namely workforce, workloads and workplace – and their unique differentiations. Greater amount of risks are being addressed by each pillar of zero trust which includes:
1.Options for implementing each of the three zero-trust pillars.
2. Proposed maturity models to achieve zero trust for the workforce, workloads and the workplace.
Zero Trust security means that no one is trusted by default from inside or outside the network, and verification is required from everyone trying to gain access to resources on the network.
Enterprises must follow some key practices to safeguard their business at a time when identity has become the new perimeter. This added layer of security has been shown to prevent data breaches. It reduces risk by eliminating the attack surface: With a zero-trust approach, users connect directly to the apps and resources they need, never to networks. Direct user-to-app and app-to-app connections eliminate the risk of lateral movement and prevent compromised devices from infecting other resources.
Zero Trust is a framework for securing the IT infrastructure of the modern digital workplace. It uniquely addresses challenges faced by businesses, including securing remote workers, hybrid cloud environments, and ransomware threats.
The Indian Computer Emergency Response Team reported more than 2.12 Lakhs cybersecurity incidents this year (till February). In comparison, the CERT-In reported more than 14.02 Lakhs cyber security related incidents in total last year.
On the brighter side, companies in India are addressing these issues by investing in modern cybersecurity technologies to improve theirBy VARINDIA| 23 views
Cyber Espionage
#Cybersecurity has been a major concern. Cyber espionage is now becoming more sophisticated and widespread both on the international and domestic stages. #Hackers, especially those backed by the Chinese government, are making all efforts to breach top global telecom firms.
Hello and welcome to VARINDIA news hour
Cyber espionage is a form of #cyberattack that steals sensitive data or intellectual property to gain an advantage over a competitive company or government entity. The cyber-espionage campaign lasts at least two years. The campaign’s success shows how dangerous software faults can be, even years after they’ve been identified and made public.
As per US Cyber Advisory, there is a very large size of espionage attack by the Chinese government-backed hackers who have broken into a number of major telecom businesses throughout the world by exploiting known software flaws in routers and other popular networking gear.
The Chinese hackers allegedly exploited networking devices from key vendors such as Cisco, Citrix, Zyxel, QNAP, DrayTek, MikroTik, D-Link, and Netgear in the recently disclosed cyber assault.
The US officials said that the hackers utilised the stolen devices to acquire full access to the network traffic of several private companies and government agencies once they had a foothold within their targets. However, the advisory did not list the identities of persons who were impacted by the campaign, nor did it describe the campaign’s impact. But the US authorities did point out the specific networking devices, such as routers and switches, that Chinese hackers are suspected of routinely targeting, exploiting severe and well-known flaws that basically gave the attackers free reign over their targets.
All of the flaws were in public knowledge, including a five-year-old severe hole in Netgear routers that let attackers circumvent authentication checks and execute any code they want, giving them complete coBy VARINDIA| 21 views
Your privacy might get affected, with the changing policy for VPN usage
A Virtual Private Network (VPN) creates a secure private network from a public internet connection. VPNs help you hide your internet protocol (IP) address so your online actions are virtually untraceable. A VPN encrypts your connection to provide greater privacy as it prevents others from seeing the data you’re transferring. It hides your digital activity, including the search history, links you click or the files you download. This also keeps your data secure from any spying attempts, hackers, and cybercriminals, particularly on free public Wi-Fi networks. There is a change in the policy for the Virtual Private Networks (VPN) users. Virtual private networks, also known as VPNs, are a significant source of contention for governments attempting to monitor and regulate how the internet is used in their own countries. The new directive applies not only to VPN companies, but to cloud service providers, data centres and crypto exchanges, to collect specific, extensive customer data even after users delete their account or cancel their subscriptions. It says, VPN Companies will have to store user names, IP addresses, usage patterns and other related information and this also will check the Unauthorised access to social media accounts, as part of the directive. VPN services don't store logs of user activities and users usually use VPNs to hide their IP address from their Internet Service Providers (ISPs) and other third parties.
A VPN encrypts your network traffic and disguises your network identity using its servers all over the world. This makes it almost impossible for third parties to track your online activities and steal your data. Privacy is the main reason why people buy premium subscription plans from VPN providers but after the directive comes into effect, it may result in a loss in business for companies at the same time, some may have to stop operations in India. Individuals use virtual private networks (VPNs) to circumvent censorship, access restBy VARINDIA| 19 views
The growth of Super Apps might invite newer threats to banking customers
Many of you must not be aware of the so called Superapp or Super Applications. The super-app is an omnichannel digital platform, the mobile or web application that can provide multiple services including payment and financial transaction processing, effectively becoming an all-encompassing self-contained commerce and communication online platform that embraces many aspects of personal and commercial life. Simply, it is a platform developed by a company offering various services under one umbrella. It usually involves a marketplace of third-party offerings fully integrated into the ecosystem and makes use of vast amounts of data to engage with users and offer a wide variety of experiences and services. India has already become a market where a majority of those experiencing the internet for the first time are doing so on their mobile phones. This is one of the main reasons why Indian companies are looking at building super apps. Customers can shop, book flight tickets, hotel accommodations and more using this app. The e-commerce application is expected to face stiff competition from Amazon, Flipkart and JioMart. According to a KPMG report, super-apps or conglomerated apps are having a disruptive influence on the banking and financial sector. Multiple banking apps mean that users have to manage with many login credentials and payment options, which turn out to be cumbersome.
Tata Neu super app is going to challenge Flipkart, JioMart and Amazon. Reliance Industries, under its Jio umbrella, has consolidated various services and offerings such as shopping, content streaming, groceries, payments, cloud storage services, ticket bookings etc. Further, Alibaba Group investee super-app Paytm started as an e-wallet and now offers a gamut of additional services such as mobile payments, eCommerce, insurance, movie tickets, digital gold, and so on. Flipkart Group owned payments app PhonePe has tied up with companies such as Ola Cabs, Swiggy, Grofers, AJio, Decathlon, DelBy VARINDIA| 58 views
Worldwide Semiconductor Revenue Grew 26% in 2021, says Gartner
Worldwide semiconductor revenue totalled $595 billion in 2021, an increase of 26.3% from 2020, as per the reports from Gartner, Inc. The events behind the current chip shortage continue to impact original equipment manufacturers (OEMs) around the world, but the 5G smartphone ramp up and a combination of strong demand and logistics/raw material price increase drove semiconductor average selling prices (ASPs) higher, contributing to significant revenue growth in 2021. Samsung Electronics regained the top spot from Intel for the first time since 2018, though by less than a percentage point, with revenue increasing 28% in 2021. Intel’s revenue declined 0.3%, garnering 12.2% market share compared to 12.3% market share for Samsung. Within the top 10, AMD and Mediatek experienced the strongest growth in 2021 at 68.6% and 60.2% growth, respectively. The most significant shift among the semiconductor vendor ranking in 2021 was HiSilicon dropping out of the top 25. “HiSilicon’s revenue declined 81%, from $8.2 billion in 2020 to $1.5 billion in 2021. This was a direct result of the U.S. sanctions against the company and its parent company Huawei.
This also impacted China’s share of the semiconductor market as it declined from 6.7% market share in 2020 to 6.5% in 2021. South Korea had the largest increase in market share in 2021 as strong growth in the memory market propelled South Korea to garner 19.3% of the global semiconductor market. Automotive and Wireless Communications Segments Experienced Strong Demand in 2021. The year 2021 saw stronger demand return to the automotive and industrial markets compared to the weak, COVID-disrupted market in 2020. The automotive semiconductor market outperformed all other end markets, growing 34.9% in 2021. Wireless communications, which is dominated by smartphones, saw growth of 24.6%. The number of 5G handsets produced reached 556 million in 2021, up from 251 million units in 2020, and enterprises upgraded their Wi-Fi inBy VARINDIA| 7 views
Chip Manufacturers have increased production, still not able to meet the demand
We have been seeing the global shortage of semiconductors, the semiconductor industry found itself in an unaccustomed spotlight. Suddenly everyone was talking about the tiny chips that enable many different car functions, from interior lighting to seat control to blind-spot detection. When some high-tech and consumer-electronics companies began to experience chip shortages or voiced concerns about supply chains, the attention intensified. It’s now clear to all that we are living in a semiconductor world. A report says, there is a huge demand-supply gap, the global smartphone applications processor market grew 23% to $30.8 billion in 2021. But the current chip shortage is unlikely to be resolved in the near future, partly because of the complexities of the semiconductor production process. Typical lead times can exceed four months for products that are already well established in a manufacturing line. Increasing capacity by moving a product to another manufacturing site usually adds another six months (even in existing plants). Switching to a different manufacturer typically adds another year or more because the chip’s design requires alterations to match the specific manufacturing processes of the new partner. And some chips can contain manufacturer-specific intellectual property that may require alterations or licensing.
Sales are jumping as computer chips spread to every part of consumers’ lives, becoming essential components of products from cars to smart devices to clothing. Surging demand during the pandemic also resulted in a shortage. There has been rapid growth of the technology sector, and increased cloud usage, as well as ongoing consolidation in many sub-segments. One consequence is that the semiconductor industry’s profitability has improved significantly relative to other industries, and this trend is expected to continue. When we saw the statistics, Qualcomm tops the global smartphone apps chip market with double-digit growth. Qualcomm maintaiBy VARINDIA| 8 views
India’s GDP can grow to $40 trillion if working-age population gets employment says CII
India’s Gross Domestic Product (GDP) can grow from the current $3 trillion to $9 trillion by 2030, and $40 trillion by 2047, if the country’s working-age population — which is expected to increase by over 100 million people between 2020-30, is productively employed, according to a report by the Confederation of Indian Industry (CII). The report also cautioned that if India does not create enough jobs and its workers are not adequately prepared for those jobs, its demographic dividend may turn into a liability. This, it added, can be done on a sustained basis only with changes in its policy frameworks for education and workforce management. Since the job market is biased towards high-skill labour, the creation of jobs for low-skill labour, who would continue to dominate its workforce, will challenge India, it said. In 2020, there were about 900 million people (67% of total population) in the working age group of 15-64 in India, which is expected to expand by another 100 million by 2030, despite a declining trend in fertility rate. This implies that a whopping 24.3% of the incremental global workforce over the next decade will come from India, the report states. “The golden period of 30 years between 2020-50 where our working age population will bulge can be an important horizontal enabler to bolster growth, even as the developed world including China ages,” the report says. Whereas the experts say, India may well surpass the government’s target of $5 trillion GDP by 2025 with a marginal delay.
As part of the ongoing multi-decadal growth super-cycle, India is expected to add a trillion dollar to nominal GDP every few years despite the damaging effects of the Covid-19 pandemic, demonetization and the IL&FS crisis that had shaved off Rs 8.48 trillion in investor wealth crisis over the past four years. This is a trend no investor wants to lose out on,” Experts say. Over the years, India has experienced rising literacy rates, but the level of vocational trainBy VARINDIA| 13 views
Crypto exchanges are popular targets for cyber attackers
Cryptocurrency exchanges have become a popular target for cyber criminals. Cyber criminals often deploy ransomware attacks by running code to encrypt data and then demanding payment in the form of cryptocurrency to release it. Since its launch in 2009, Bitcoin has become the world’s best-known and most popular cryptocurrency exchange, with more than 81 million users worldwide. Because Bitcoin lives in the digital world, Bitcoin users can send it anywhere in the world without any banking infrastructure or exchange fees, fostering peer-to-peer financial transactions. As identities can be hidden in Bitcoin wallets, it is the obvious choice for cyber criminals to get what they want and remain anonymous. There are an estimated 106 million people worldwide who now use cryptocurrency exchanges. Created 13 years ago, the first cryptocurrency, Bitcoin, was relatively unheard of for the first years of its existence, only used by a small group who sought to retain a level of transactional anonymity. The second cryptocurrency was not created until two years later, but as of January 2022, there are over 8,000 different cryptocurrencies.
There is growing innovation from attackers in the space of cryptocurrency exchange attacks. Consumers, businesses and governments are finding new ways to use cryptocurrency, but a recent string of cyber-attacks has highlighted security risks and shortcomings. There is rising concern that “there will be a hack and my money will vanish”. According to blockchain analysis firm Chainalysis, the total value of cryptocurrencies held by illicit wallet addresses worldwide soared by 79% last year to $14 billion from $7.8 billion in 2020. Crypto investors lost over $2.8 billion globally to various crypto scams in 2021. Illicit address refers to wallets used for cyber-attacks, Ponzi schemes and other scams. In many instances, cybercriminals use channels such as WhatsApp and Telegram to scam young crypto owners with the promise of doubling their moBy VARINDIA| 13 views
Your Gmail account may not stop the attacks the way you think | Hacked | VARINDIA News Hour
Your Gmail account may not stop the attacks the way you think | Hacked | VARINDIA News Hour
There are millions of enterprises that have been integrated into the Google ecosystem with Android, Gmail, Search, Docs, Maps, YouTube, and many more products that the search giant has to offer. Google's G Suite brings much-needed convenience and organization to the enterprise cloud. But, can a Google Drive account be hacked? All of these things are controlled using one Gmail account. Due to such high-level integration, it becomes mandatory to keep your Gmail account secure and protected, because if it is compromised, then your whole Google ecosystem will be at risk. A report says, about 92% of startups are using Gmail; 60% of mid-sized businesses use it as well. More than 5 million businesses use Gmail. So far, Gmail has established itself as the popular email service for businesses of all sizes. Now the cyber attackers are not only targeting email, but the entire Google Workspace, including popular apps like Docs and Slides. Without full-suite security, your Google Workspace is at risk. When Avanan, acquired by Check Point Software, published an attack brief about the Google Docs comment exploit. The attack occurs when a threat actor adds a comment to a Google Doc (or any part of the Google Workspace). The target is mentioned with an @ sign. By doing so, an email is automatically sent to that person’s inbox. In that email, which comes from Google, the full comment, including the bad links and text, is included. Further, the email address isn’t shown, just the attackers’ name, making this ripe for impersonators.
The researchers say, Google is about the middle of the road when it comes to preventing phishing emails from reaching the inbox: But the question is, can a ransomware use the entire G-Suite as a weapon, and how to stop the attacks that Gmail and others miss. Although Google scans for known malware uploaded to Drive, it has no way to identify ZeBy VARINDIA| 15 views
Hackers Run Token Scams to “Rug Pull” Money
Check Point Research shows how scammers misconfigure smart contracts to create fraudulent tokens. The report details the method scammers are currently using to “rug pull” money from people and provides examples of smart contract misconfigurations that can lead to money heists. Last October, Check Point Research identified theft of crypto wallets on OpenSea, the world’s largest NFT marketplace. And last November, it revealed that hackers were using search engine phishing campaigns to steal half a million dollars in a matter of days.
In a new report, Check Point Research (CPR) exposes how hackers are creating malicious tokens to steal money.
· Some tokens contain a 99% buy fee, which will steal all your money at the buying phase.
· Some of tokens don’t allow the buyer to resell and only the owner may sell
· Some tokens contain a 99% sell fee, which will steal all your money at the selling phase.
· Some allow the owner to create more coins in his wallet and sell them.
To create fraudulent tokens, hackers misconfigured smart contracts. Smart contracts are programs stored on a blockchain that run when predetermined conditions are met. The report outlines the steps that hackers take advantage of smart contracts:
1. Leverage scam services. Hackers are usually using scam services to create the contract for them, or they copy an already known scam contract and modify the token name and symbol, and some of the function names as well if they are really sophisticated.
2. Manipulate functions. Then they will manipulate the functions with the money transfer, they will prevent you from selling, or increase the fee amount and more. Most of the manipulations will be where money is been transferred
3. Create hype via social media. Then they will open social channels, such as Twitter/discord/telegram, without revealingBy VARINDIA| 8 views
COVID 19 has reshaped Indian consumer behaviour
75% of Indian consumers have changed their buying behaviour post-pandemic. A majority of consumers across demographics and geographies are reimagining their values and basing purchasing decisions on factors beyond price and quality, post the pandemic. 71% of those surveyed in India are coming out of the pandemic have reimagined their behaviours and values as consumers. They have re-evaluated what is important to them in life and are increasingly focused on their personal purpose. This is having a direct impact on what, how and why they buy, according to Accenture’s 16th annual research report. An additional 22% consumers in India seem to have evolving values and purchasing mindsets while the unprecedented experience of the pandemic has had no impact on the buyer values of only 7% respondents. Driving innovation and growth in a post-pandemic economy will require the C-Suite to structure the entire organization around experience and ensure all aspects of operations including marketing, sales, innovation, R&D and customer service and understand new consumer motivations. Experts say, it is extremely important to become a listening organization and invest continuously in data and analytics to understand changing consumer preferences.
Secondly, there is a substantial spike in eCommerce during this phase. E-commerce has transformed the way business is done in India. The Indian E-commerce market is expected to grow to US$111.40 billion by 2025 from US$46.2 billion as of 2020. By 2030, it is expected to reach US$350 billion. By 2021, total e-commerce sales are expected to reach US$ 67-84 billion from the US$52.57 billion recorded in 2020, a significant 30 percent jump from the sales in 2019 that registered a total value of $40.44 billion. Much of the growth for the industry has been triggered by an increase in internet and smartphone penetration. As of July 2021, the number of internet connections in India significantly increased to 784.59 million, driven by theBy VARINDIA| 9 views
Household Debt may have declined to 34% in Q1 FY22: SBI Report
#Aadhaar #PANcard #Swiggy
The household debt as a percentage of gross domestic product may have declined to 34% in the first quarter of 2021-22 with the commensurate rise in GDP in the first quarter, though it has increased in absolute terms, the household debt has increased to Rs 75 lakh crore in the first quarter of FY22 from Rs 73.59 lakh crore in FY21, a report of State Bank of India's Research says. The COVID-19 pandemic has resulted in a spike in household debt to the GDP rate. As per the report, it rose sharply to 37.3 percent in 2020-21 from 32.5 percent in 2019-20.
The good thing is that in rural India, the share of outstanding cash debt from non-institutional credit agencies has declined significantly to 34% in 2018 from 44%in 2012. Notably, almost all states have registered a steep decline in non-institutional credit in rural areas, indicating the increase in formalisation of the economy. The share of non-institutional credit has declined significantly in the case of Bihar, West Bengal, Rajasthan, Haryana and Gujarat. In Haryana and Rajasthan, which witnessed loan waiver schemes, the share of non-institutional credit declined contrary to popular perception, it said. This could be explained by a significant increase in penetration of KCC (Kisan Credit Cards) in these two states. The number of KCC cards has jumped by 5 times over the 7 year period ended 2020. The report believes that the recent reforms in agriculture could further help in the formalisation of the economy, despite the political cacophony.
Today's Headline in NewsHours
0:00 Intro
2:12 Linking of #Aadhaar with #PANcard has been extended till March 31, 2022
2:53 Food delivery apps like #Swiggy, #Zomato to charge 5% GST on deliveries
3:27 #Vodafone, #Birla to infuse equity in #VodafoneIdea
4:11 Malware Hiding in #Windows Subsystem for #Linux – according to #Researchers
4:40 #MSI revamps #Alpha15gaminglaptop with #AMDRyzen50By VARINDIA| 100 views
Billionaires and Unicorns competing for delivering fruits & vegetables
#Billionaires #Google #Tensor
Billionaires competing for delivering products
The country seems mature for accepting fresh fruits and vegetables from various e-commerce players in the country. Now the billionaires are rushing into the business of poor vegetable vendors and thella walas. The competition is often fierce for these products, and the ever stricter requirements. Indian consumers are willing to pay a premium to get hygienic and nutritional daily essentials, prompting exporters of horticulture produce to draw strategies for the domestic market. With the emergence of the e-commerce players Swiggy, Zomato, Amazon, Flipkart, Reliance Fresh, Dunzo, Ninjacart, Bigbasket and Udaan, it seems suddenly the issue of Food safety and hygiene have become very important for consumers today. All the credit goes to the Covid, it has accelerated the process dramatically for enhancing the last-mile delivery of quality food.
There are certain business houses that come out with a value proposition like, they are supplying high-standard fruits and vegetables that are grown by the company in close collaboration with farmers in the domestic market . India's food retailing industry is close to $300 billion according to E&Y, and only 10 percent is organised. The e-tail companies are even claiming farm-fresh fruits and vegetables to reach the consumer's doorstep in a more organised and professional format – through an app. It is all about, e-commerce companies bring convenience, by providing an organised retailing experience at the consumer’s doorstep. The advertisements and branding are talking about innovative displays and a variety of products consumers are found to appreciate the good agricultural practices and are ready to pay a premium for it. Whereas the street vegetable vendors are not able to showcase all this through the technology.
Today's Headline in NewsHours
0:00 Intro
2:05 #Google introduced IBy VARINDIA| 77 views
Newer trends in IoT to disrupt the year 2021
#IoT #Japan #fastestinternetspeed
New IoT trends
IoT is forecasted to be a major disruptor in 2021. It is expected to reshape technology and business. IDC expects that global IoT spending will return high growth rates in 2021 and achieve a combined annual growth rate (CAGR) of 11.3% over the 2020-2024 forecast period. Today, millions of people have moved to remote work, putting themselves at risk of cyber-attacks due to a lack of effective cyber protection measures. As more and more employees move to remote work, cybersecurity specialists and IoT advocates are now developing new technologies and IoT-enabled security strategies to bridge this gap. AI continues to support the critical processes of companies and governments, helping to ensure uninterrupted delivery, social distancing, and even help accelerate understanding of the novel COVID-19 virus leading to an accelerated roll-out of the COVID-19 vaccine.
Specifically in eCommerce, research suggests that AI will enable organizations to market more effectively to their customers, based on behavioural data customers have exhibited through this massive economic shift due to COVID-19. To this point, AI-enabled IoT is projected to continue to accelerate business and foster new innovation in today’s new dynamic business landscape throughout 2021. Secondly, when we see how the trends are impacting in the areas of Industrial IoT or IIoT is defined as “Machines, computers, and humans enabling intelligent industrial processes using advanced data analytics for revolutionary business outcomes”. It is going to play a big role in Industrial IoT in 2021. The evolution of 5G will make a great impact on the connectivity of the Industrial IoT industry. The 5G network will allow the IoT devices to communicate the data at a faster speed, increased security, and greater reliability to support mission-critical operations
Today's Headline in NewsHours
0:00 Intro
2:24 #Japan setBy VARINDIA| 22 views
Digital transformation is shaping up the payments industry
#PaymentsIndustry #Amazon #NewITrules
Payments industry is indicative of innovations
Technology plays a catalytic role in the digital transformation which has also influenced the payments industry. Enterprises across industries are embracing innovative digital tools in an attempt to better understand customers and offer them a seamless and safe payments experience. The shift in the financial services space has been seismic as financial institutions that traditionally enabled the payments economy are no longer required to carry out financial transactions. Digital transformation has encouraged regulators, innovators, and providers to focus on cyber and data security.
It is imperative that innovation in the payments space goes hand-in-hand with security and necessary initiatives are taken to safeguard consumer data and interest. The digital backbone of the world’s second-most-populous country and largest democracy has continued to develop and create a fertile environment for innovation. The growth in the digital payments industry is indicative of the widespread impact of innovations. With ongoing technology disruptions, cloud will continue to evolve into a combination of hybrid and multi-cloud, driving greater choice for users. A report says, India reported 25.5 billion real-time payments transactions ahead of China’s 15.7 bn transactions in 2020. The report further noted that transaction volume share in India stood at 15.6% and 22.9% for instant payments and other electronic payments, respectively while paper-based payments had a considerable share of 61.4%.
Today's Headline in NewsHours
0:00 Intro
1:56 #Amazon suffers massive outage globally
2:32 #NewITrules will empower users, says #AshwiniVaishnaw
3:09 #CCI gives clean chit for #SoftBank $450 million investment in #Swiggy
3:47 High-speed #solarstorm expected to hit Earth's magnetic field to disrupt #GPS, #phonesignals
4:3By VARINDIA| 11 views
Though there are big losses in the start-ups, they never stop to raise capital
#startup #Hackers #ThirdCovidwave
Start-ups’ losses Vs rise in capital
In India, start-ups have bought revolution and transformation in certain sectors. Although the pandemic had an impact on the number of new startups launched, which fell by 70% from 3,500 (2019) to 1,050 (2020), Indian startups recorded a total funding of $11.5 Bn, which is just 10% lower than 2019. 90% Indian startups failed within the first five years, lack of innovation being the main reason. The Indian startup ecosystem saw 924 deals in 2020, 14% higher than 2019. Indian Unicorns have been hit doubly hard with demand and liquidity crunch. At the same time, we have seen failures in growing numbers in the sectors like Logistics, e-commerce and food technology . However, the pandemic has knocked the well-known startups like Ola, Paytm, OYO, BigBasket, Zomato, Swiggy down to their knees.
India is a follower market and highlighted as the third-largest startup ecosystem in the world, but it also tops the list for failed startups. In 2020, despite many challenges due to the pandemic, Indian startups continued to battle hard, raising $9.4 billion across 881 deals, and adding 14 companies to the unicorn club. Investors and founders said the increase in deal flow is primarily led by significant liquidity in the venture capital space and overall bullishness in the technology sector across private and public markets, globally. The State Of Indian Startup Ecosystem 2020 — in an optimistic scenario, the total funding amount in 2020 would reach $11.3 Bn (which was 11% lower than 2019). So, the startup ecosystem has performed slightly better than expectations. Trends show that higher revenue increase has also resulted in higher net losses. Compared to 2020,both the funding amount and deal count will surge 19% and 13% respectively.
Today's Headline in NewsHours
0:00 Intro
2:26 #Hackers are demanding $70 million ransom to restore data of affectedBy VARINDIA| 17 views
Indian fintech industry has grown rapidly during the pandemic
#fintechindustry #pandemic #DigitalBanking
Businesses around the world are grappling with challenging times and with the emergence of banking technologies, it has changed the face of the fintech industry. Fintech is now part of the BFSI sector and is changing rapidly, with the evolution of innovative, new-age technologies like Artificial Intelligence (AI), Machine Learning (ML), and more, digital banking is climbing to new heights. Banks are now joining forces with fintech startups to upgrade their existing systems and enable smoother operations to deliver a better experience for consumers. Banks have not only partnered with fintechs but have also been busy in modernising the lending infrastructure and the value chain which includes biometric KYC, pre-approved home loans to support digital banking.
Technological advancements seen globally are playing out in India as well. The pre-defined APIs allow banks and financial entities to club in their frequently used microservices to accelerate their business. With easy integrations and data sharing, APIs can help banks save several weeks. The demand for personal loans has only grown over the years, especially among the low-income families and borrowers, who mainly avail of these loans for consumption purposes. All fintechs popping up these days target young and low-income people who are digitally savvy and seek short-term credit solutions for pursuing various aspirations. Now fintechs are adopting a completely remote and form-less onboarding process, which is based on video, voice and images with video based KYC, fuelled by consumer demand resulting in a digital lending boom in India.
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Saiyami Kher on Ghoomer | Exclusive Interview | Crictracker
Saiyami Kher on Ghoomer | Exclusive Interview | Crictracker
The talented and gorgeous Saiyami Kher, who is making waves with her latest film Ghoomer. Plays the role of Anina Dixit, a cricketer who loses her right hand in an accident and makes a comeback as a one-handed bowler. The film, directed by R Balki and co-starring Abhishek Bachchan, has received rave reviews from critics and audiences alike.
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Isha Malviya’s boyfriend Samarth Jurel exposes her ex Abhishek Kumar & his violence | Bigg Boss 17
On Bigg Boss 17 we have seen the fastest wild card entries and these would only cause lots of fireworks on the show. Now as Samarth Jurel, who is Isha Malviya's boyfriend, enters the BB17 house as a contestant, he spoke to Bollywood Bubble's host Nawaz Kochra. From exposing the violence Abhishek Kumar inflicted on Isha to sharing how Isha's ex used to slap her and cause her harm. He even confirmed their relationship and shared how seeing Isha getting close to Abhishek left him heartbroken. Commenting on Isha being Ankita Lokhande's shadow, Samarth also explained how his entry will change the dynamics on the show. Watch this explosive interview here!
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You Become What You Think | Change Your Thought Change Your Life
Welcome to our latest video, "You Become What You Think" In this inspiring journey, we delve into the powerful philosophy that our thoughts shape our reality. Through a series of enlightening stories, expert interviews, and practical tips, we explore how positive thinking can transform your life.
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हमारे नवीनतम वीडियो "आप वही बनते हैं जो आप सोचते हैं" में आपका स्वागत है! ????इस प्रेरणादायक यात्रा में, हम उस शक्तिशाली दर्शन की गहराई में जाते हैं कि हमारे विचार हमारी वास्तविकता को आकार देते हैं। प्रेरक कहानियों, विशेषज्ञों के साक्षात्कार, और व्यावहारिक सुझावों के माध्यम से, हम यह खोजते हैं कि सकारात्मक सोच कैसे आपके जीवन को परिवर्तित कर सकती है।
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संबुद्ध सद्गुरु साक्षी श्री आपके जीवन की प्रमुख समस्याओं को बिना बताए स्वयं ही लिख देतेBy Sadguru Sakshi Ram Kripal Ji| 0 views
