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Indian bankers may lose large parts of traditional business to Google Pay, Phonepe
#Modi #PSUs #retrotax
Digital Payments a potential threat to Indian Banks
E-commerce has transformed the way business is done in India. The Indian E-commerce market is expected to grow to $111.40 billion by 2025 from $46.2 billion as of 2020. By 2030, it is expected to reach $350 billion. According to NASSCOM, despite COVID-19 challenges/disruptions, India's e-commerce market continues to grow at 5%, with expected sales of $56.6 billion in 2021. After China and the US, India had the third-largest online shopper base of 140 million in 2020. The financial services industry is in the midst of a significant transformation, accelerated by the COVID-19 pandemic. And given the key role digitisation plays in the financial lives of more and more of the world’s population, electronic payments are at the epicentre of this transformation. As per PWC survey, Payments are becoming increasingly cashless, and the industry’s role in fostering inclusion has become a significant priority. Payments also are supporting the development of digital economies and are driving innovation — all while functioning as a stable backbone for our economies. 86% agreed that traditional payments providers will collaborate with fintechs and technology providers as one of their main sources of innovation. Another solid reason for growth is India’s online shopping sector is currently worth $36.5 billion, a value that has consistently expanded at double-digit rates in recent years.
The digital payments sector in India has been growing at an exponential rate, with the penetration of technology in the deep interiors of the country. India's top banker Uday Kotak said lenders based in the country may end up losing large portions of their traditional business to digital wallet platforms such as Google Pay and Walmart-backed Phonepe. Google Pay and Phonepe, which are dominating the country's retail digital payments sector, are either owned or backed by deep-pocketed tecBy VARINDIA| 14 views
Biometrics-based MFA minimizes the chances of security
The unprecedented surge in identity theft and authentication-related cyberattacks demands a new security approach, particularly in industries like BFSI, Healthcare, Pharma, PSUs, which are heavily regulated and work with highly sensitive data. Thus, CTOs, CIOs and CISOs need to take a relook at their organizations’ authentication mechanism, to guarantee uninterrupted business operations and strict regulatory compliance while keeping malicious forces at bay. However, organizations are increasingly adopting Multi-factor Authentication (MFA) to overcome the limitations of “passwords-only” authentication for preventing unauthorized access.
Passwords are one of the most conventional mechanisms used to protect user identities. But passwords, by themselves, are not considered to be secure anymore. In the “passwords-only” security model, access is provided based on “what you know” and anyone who knows the password of a user can gain corporate access. Thus, a password-based access doesn’t guarantee that the person who logged in is the real user. Identity thefts and credential sharing are also increasing, rendering “passwords-only” security models ineffective by the day. As part of MFA, OTPs (through SMS or email) or push notifications add a second layer of authentication on top of conventional passwords, minimizing the chances of security breach or identity theft.
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Biometrics-based MFA minimizes the chances of securityBy VARINDIA| 49 views
Digital Strategies are Focuses on Technology toImprove Business Performance
Digital Strategies are Focuses on Technology toImprove Business Performance
Digital Strategies are Focuses on Technology toImprove Business PerformanceBy VARINDIA| 17 views
दो दिन की Bank Strike से आम जन को होगी परेशानी,ATM में आएगी पैसे की किल्लत !
#Bankstrike #SBI #BoB #PSUs #bankemployeesunions #GovernmentBanksStrike #BankStrikeNews #BankHadtaal #ATM
दो दिन की बैंक स्ट्राइक और 1 दिन का रविवार होने से आम जन के साथ ही बैंकिंग सुविधाएं को होगा खासा नुकसान ..एटीएम में कैश की आ सकती है किल्लत
Due to two-day bank strike and 1-day Sunday, there will be a lot of loss to the banking facilities as well as the general public .. Cash can come in the ATM.
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दो दिन की Bank Strike से आम जन को होगी परेशानी,ATM में आएगी पैसे की किल्लत !By Navtej TV| 36 views
Two PSUs enter into pact with Covaxin maker Bharat Biotech to produce Covid-19 vaccines
Two government-owned companies have entered into an agreement with Bharat Biotech to share the vaccine formula in order to manufacture Covid-19 vaccines.
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Two PSUs enter into pact with Covaxin maker Bharat Biotech to produce Covid-19 vaccinesBy The Economic Times| 465 views
Tech can solve problems around unpaid invoices for MSMEs
Delayed payments from PSUs and large corporates are one of the biggest challenges for MSMEs. In a chat with ET Digital, Co-founder and CEO, Indifi Technologies, Alok Mittal, talk about how the technologies that enable invoice discounting can be a solution to the woes of small business.
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Watch Tech can solve problems around unpaid invoices for MSMEs With HD QualityBy The Economic Times| 108 views
Modi govt approves increased OBC #CreamyLayer cap of Rs 8 lakh/year to PSUs & financial institution.
In a historic decision that was pending from 1993, Modi govt approves application of increased OBC #CreamyLayer income cap of Rs 8 lakh per annum to PSUs and financial institution: Shri Arun Jaitley, 30.08.2017
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Watch Modi govt approves increased OBC #CreamyLayer cap of Rs 8 lakh/year to PSUs & financial institution. With HD QualityBy Bharatiya Janata Party Delhi| 828 views
CEO of Oxfam, Nisha Agrawal on how transparent companies in India are willing to be
Nisha Agrawal, CEO of Oxfam informs Catch whether companies have become more transparent in the last decade and if they are willing to disclose information on projects like land acquisitions and employing local people. She also explains how companies find it difficult to care for those working in small and third party businesses that contribute a lot to their profits but where employees don't reap the benefits.
By Catch News| 8654 views
Former member of the Planning Commission, Arun Maira, criticises Niti Ayog
Arun Maira, former member of the Planning Commission provides a compelling argument on why the CSR scheme is a major setback in evaluating corporate governance and how it unwittingly shifts the focus from accountability to shrewd ways of avoiding responsibility. He also tells us if the focus of the newly formed Niti Aayog will improve accountability.
By Catch News| 8485 views
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Address by Sh. Rajeev Gupta, Secretary, Youth Affairs at "International Yoga Seminar"
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Bigg Boss 17 WKW Update | Karan Kundra Ki Hogi Entry, Salman Ke Samne Dikhenge
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Bigg Boss 17 WKW Update | Karan Kundra Ki Hogi Entry, Salman Ke Samne DikhengeBy Bollywood Spy| 145 views
