வீடியோக்களை தேடுதல்: #phonepe
क्या UPI Transactions हो जाएगा बंद? #shorts #onlinepayment #upi #youtubeshorts #viralshort
आज के दौर में यूपीआई पर देश की आधी से ज्यादा जनसंख्या निर्भर है। ऐसे में अगर आप भी यूपीआई यूजर हैं तो ये खबर आप के लिए है क्योंकि आपकी भी यूपीआई आईडी जल्द ही बंद हो सकती है।
#upiid #upitransaction #phonepe #googlepay #KhabarfastNews #KhabarfastLive #Latestnews -
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Khabar Fast is the Hindi news channel of India. Khabar Fast Channel deals with news related to Haryana, Himachal Pradesh, Punjab, Rajasthan, Uttar Pradesh and every state. The Khabar Fast News channel covers the latest news in politics, entertainment, Bollywood, business and sports. Khabar Fast Channel Live news and latest breaking news, stay tuned for the program - TV channels, social media (YOUTUBE, FACEBOOK, INSTAGRAM, TWITTER AND WEBSITE)
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क्यஇவரால் Khabar Fast| 68 பார்வைகள்
AI Market - ‘Skyrocketing
The AI market is skyrocketing. The global artificial intelligence market size was valued at $136.55 billion in 2022 and is projected to expand at a compound annual growth rate of 37.3% from 2023 to 2030.
The stupendous growth of the AI market is attributed to the advancements of Industry 4.0 and its convergence with digital transformation across multiple sectors. The World Economic Forum and McKinsey have recognized 103 globally spread sites as exemplars of Industry 4.0. Organizations embracing digital transformation, enhanced by AI and XAI, have become notably agile, customer-centric, and operational.
Today's Headline in NewsHours
0:00 Intro
2:55 #Apple to scale up production by over five-fold in India in next 5 years
3:20 Govt-recognised startups cross the 1 lakh mark
3:52 Centre plans to increase local sourcing of IT parts to $20 billion
4:20 #PhonePe to open its app store to developers
4:46 #Microsoft announces pricing for Bing Chat Enterprise and Microsoft 365 Copilot
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AI Market - ‘Skyrocketingஇவரால் VARINDIA| 64 பார்வைகள்
Malicious Links sent via. Emails.
Criminals are using a simple tactic to send malicious links, and it's working. They are embedding malicious links in images in emails. When the recipient opens the email, the image loads and the malicious link gets activated. It is a straightforward tactics to try and direct victims to phishing links - but the bad news is that it appears to be working. This can lead to malware infection, data theft, or other problems.
Usually, hackers would draft elaborate email trying to convince the victims to click on a link found at the bottom of the message. These emails would either tell the recipients they urgently needed to download an antivirus or cancel a pending transaction that will leave them broken, or something similar.
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0:00 Intro
2:54 Google will monitor employee badges to ensure work from office
3:25 #Samsung India unveils the largest Premium Experience Store in Hyderabad
4:00 Accenture to invest $3 billion in AI
4:31 #PhonePe launches payment gateway, targets MSME merchants
5:57 #YouTube content creators now need only 500 subscribers to earn money
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#varindia #news #newshour #technews #MaliciousLinks #EmailScams #CyberAttacks #EmailSecurity #PhishingLinks #CyberThreats #MalwareProtection #EmailFraud #VirusProtection #CyberSafety #SpamEmails #OnlineSecurity #EmailPhishing #MalwareAttacks #PhishingScams #EmailSpoofing #CyberAwareness #EmailSafety #MalwareVictim #CyberCrime
Malicious Links senஇவரால் VARINDIA| 112 பார்வைகள்
Exploring Specialized Language Models
Tech has always been a double edged sword and GPT would be no different. The GPT story is getting thicker. Indeed, as technology advances and new challenges emerge, the story surrounding the scourge of #fakeinternationalcalls continues to evolve.
What it would churn out for the bad actors, depends on their ingenuity, creativity and never say never die approach to achieve their goals. There are positive changes happening in the *#ChatGPT use cases* front pertaining to Cyber Security and that too in the real battlefield of it all; the dark web. *#DarkBERT is a language model* that has been *trained on the fringes of the dark web.
We are learning more and more about the capabilities of this new language model, and it is becoming clear that it has the potential to revolutionize the way we interact with computers. This means that we can now use GPT to create realistic and engaging stories, articles, and even code.
Today's Headline in NewsHours
0:00 Intro.
00:50 GPT has the potential to revolutionize computer interaction.
01:37 Large multi-modal language models can lead to exponential change in AI applications.
02:27 Introduction to Dart Wave architecture.
03:23 Pompeii raises $100M from General Atlantic at $12B valuation.
04:13 Google expands AI-powered flood forecasting to 80 countries.
05:07 Nvidia GPUs accelerate AI processes and are highly sought after.
06:07 Delhi High Court summons BBC over Gujarat riots documentary.
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#varindia #newshour #SpecializedLanஇவரால் VARINDIA| 110 பார்வைகள்
Mobile wallet market
The mobile wallet market in India is growing rapidly by displacing traditional payments such as cash and cards. Payments through mobile wallets are anticipated to grow at a compound annual growth rate of 23.9% between 2023 and 2027 and reach Rs 472.6 trillion ($5.7 trillion) in 2027.
The growth of the mobile wallet market in India is creating a number of opportunities for businesses. Businesses can use mobile wallets to accept payments from customers, offer discounts and promotions, and improve customer loyalty.
While cash has traditionally been the most popular method of payment among Indians, its use is gradually on decline. This is mainly due to India’s concerted efforts to promote digital transactions, most prominent being Unified Payments Interface (UPI). Mobile wallets have benefitted the most from this push and have become the preferred choice for payments in India.
UPI has now become one of the most preferred methods for day-to-day payments. Launched by the National Payments Corporation of India (NPCI), UPI allows customers to integrate bank account with mobile payment solution and enables instant transfers between bank accounts using mobile number or QR code, making transactions quicker.
Today's Headline in NewsHours
0:00 Intro
3:00 #IT Minister says WhatsApp cooperated in blocking numbers flagged by govt. using AI
3:30 #SBI Funds Management gets green signal from RBI to buy 9.99% stake in HDFC Bank
4:02 #Apple previewing software features that can let iPhone speak in voice of mute users
4:30 #Chennai Metro Rail launches WhatsApp e-tickets
4:58 Infosys wins $1.5 bn deal from BP for end-to-end application services
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Digital Footprint
Increasing your #digitalfootprint, which refers to the trail of information you leave behind when using online platforms and services, can have both positive and negative implications. All the platforms are constantly accelerating.
It is true that some individuals, including learned people, may choose to limit their digital footprint or be cautious about increasing it. While some individuals choose to limit their digital footprint, others may find value in strategically managing their online presence to enhance their professional networking, visibility, or social connections.
Today's Headline in NewsHours
0:00 Intro
2:44 #Razorpay's parent company moving back to India
3:10 #Apple loses bid to revive US copyright claims over iOS simulation
3:40 GSMA fined $224,000 for biometric ID checks during MWC 2021
4:17 #Amazon launches new service 'Amazon Anywhere'
4:42 #IBM unveils watsonx AI for businesses to deploy AI models
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Bitcoin Trading Volume
The price of #Bitcoin is incredibly volatile because it is such a young currency and market. Bitcoin prices can fluctuate significantly over a short period, and this can make it difficult to predict its value accurately. Factors such as news events, market sentiment, and regulatory changes can all impact the price of Bitcoin, leading to sudden and significant price swings.
Historically, April has been one of the strongest months for Bitcoin and other #cryptocurrencies, bringing the biggest average monthly returns. However, this year, that wasn't the case. Although Bitcoin topped over $30,400 on April 18, reaching the highest level since early June, its monthly gain was only 3%, way down from 21% in March and much less than gains usually seen in the fourth month of the year. The monthly trading volume of the most expensive crypto also significantly dropped.
Today's Headline in NewsHours
0:00 Intro
2:42 #Meta blocks 1,000+ links tied to ChatGPT-themed malware
3:12 #Google to replace iconic 'lock' icon in Chrome
3:40 Andhra CM lays foundation stone for ₹21,844 cr Vizag Tech Park
4:12 After Paytm, PhonePe goes live with UPI Lite
4:40 Indian Government grants Pan India Unified Licenses to Zoom
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Bitcoin Trading Volumeஇவரால் VARINDIA| 101 பார்வைகள்
India's National Mission to Transform the Future || National Quantum Mission ||
The #NationalQuantumMission received cabinet approval at a total cost of Rs. 6003.65 crore, to scale up scientific and industrial R&D, for accelerating Quantum Technology led economic growth and to leverage India into a leading nation in the area. The mission is expected to benefit communication, health, finance, and energy as well as drug design and Space applications.
In the past, India had adopted technologies developed abroad and implemented them here, but the National Quantum Mission has a distinction. The National Quantum Mission is the only mission, so far, wherein Indian scientists will develop its own technology. Though India will need international cooperation, it will be mainly for knowledge exchange. The establishment of the National Quantum Mission, with investments in infrastructure, labs and test-beds, will enable Indian industry and academia to take IP leadership in a technology area of strategic importance. The new mission targets developing intermediate scale quantum computers with 50-1000 physical qubits in 8 years in various platforms like superconducting and photonic technology. With this the Satellite based secure quantum communications between ground stations over a range of 2000 kilometres within India, long distance secure quantum communications with other countries, inter-city quantum key distribution over 2000 km as well as multi-node Quantum network with quantum memories are also some of the deliverables of the Mission.
Today's Headline in NewsHours
0:00 Intro
3:00 Amazon to shut down Halo division
3:30 #PhonePe to waive off $18 mn loan extended to ZestMoney
4:00 Alibaba Cloud cuts prices by up to 50% for core, storage products
4:30 #OpenAI rolls out 'incognito mode' for ChatGPT
5:02 #Microsoft’s Phone Link app allows iPhone users to access iMessage on Windows PC
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Ethereum NFTs: The Future of Collectibles and Beyond.
Ethereum, the world's second largest cryptocurrency by market capitalization has recently witnessed a significant spike in buying activity from "smart money" wallets. These wallets, known for their exceptional trading performance, have even demonstrated a remarkable 90% win rate, making nearly every trade they execute highly profitable.
It is possible that the number of traders in the NFT marketplaces has grown significantly over the past year, as more people become interested in NFTs as a new investment opportunity. NFTs have been used to represent virtual real estate, gaming assets, and even social media posts. This has led to an increasing interest in NFTs among a wider audience, including investors, collectors, gamers, and creators.
NFTs are unique digital assets that are indivisible and cannot be exchanged for an equal amount of another asset. They can represent anything from art and music to virtual real estate and other forms of collectibles. Ethereum has emerged as the go-to platform for creating and trading NFTs due to its smart contract capabilities and ability to create complex digital assets.
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#Ethereum #NFTs #cryptoart #digitalart #NFTcollectors #blockchain #crypto #collectibles #artmarket #digitalcollectibles #ethereumnfts #cryptocollectibles #nftcommunity #nftart #cryptoartist #digitalasset #decentralizedmarketplace #nftinvestment #cryptoassets #dapps #cryptoexchange #cryptoinvesting
Ethereum NFTs: The Future of Collectibles and Beyond.இவரால் VARINDIA| 139 பார்வைகள்
India's Mobile Revolution: The Rise of Made-In-India Smartphones
All major global tech companies, including Apple, Samsung, Xiaomi, and others, have established smartphone manufacturing facilities in India. These companies are not just aiming to capture a sizable share of the second-largest smartphone market in the world but also widening their profit margins by leveraging on the incentive schemes offered by the Indian government to local manufacturers.
According to Counterpoint Research, the value of the Made-in-India smartphones shipped during 2022 increased an impressive 34% YoY. The rise in the value of made-in-India smartphone shipments is mostly driven by a local upward trend in premiumization, along with an increase in premium smartphone exports, particularly from Apple.
India has experienced a sharp rise in the demand for premium smartphones in recent years. Apple, Inc. has been dominating the premium smartphone segment in India for the last few years. Interestingly, the shipments of made-in-India iPhones grew a strong 65% YoY by volume and 162% YoY by value.
Today's Headline in NewsHours
0:00 Intro
2:12 #PhonePe Launches E-Commerce App Pincode on ONDC
2:48 #Google awarded Rs 10 Lakh damages in Trademark lawsuit
3:25 Hackers gain access to data in network security incident at Western Digital
3:55 Byju's to raise $500-$700 million at a valuation of $22 billion
4:31 #Apple reveals the barricade of its first retail store in India
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#smartphone #iphone #samsung #pro #apple #android #technology #mobile #xiaoஇவரால் VARINDIA| 103 பார்வைகள்
"Navigating the Complexity of Cloud Computing"
When #CloudComplexity is Reaching a Tipping Point, at the same time, Data complexity has reached a boiling point for companies globally, and tech executives are feeling the pressure to simplify to make it a business growth driver. This complexity is a result of both technical challenges like data mobility between clouds and organisational challenges like cost management, and the need for a clear cloud strategy.
The exponential growth of data in recent years has resulted in a significant increase in data complexity, which has reached a boiling point for many organizations. Data complexity refers to the challenges that organizations face in managing and analyzing data that is diverse, distributed, and voluminous.
These challenges vary market to market but are lower in India compared to most of the world. Top challenges globally include data mobility, vision for cloud strategy, security risks, and cost.
Cloud computing has undoubtedly transformed the way businesses operate, enabling them to scale rapidly, reduce costs, and increase agility. However, as more companies adopt cloud technology, the complexity of managing it is becoming increasingly challenging, and many organizations are struggling to keep up.
Today's Headline in NewsHours
0:00 Intro
3:15 #PhonePe calls off deal to acquire BNPL platform ZestMoney
3:47 India to unveil its new Foreign Trade Policy on Friday
4:20 Ajay Banga poised to become the unopposed chief of World Bank
4:52 India calls for funding digital payments infrastructure at G-20 Sherpas' meeting
5:30 #Meta discloses pricing for blue tick on Facebook, Instagram in India
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Embedded finance
#Embeddedfinance is indeed poised to bring a new revolution in the #financialservices industry. Embedded finance refers to the integration of financial services into non-financial products or services, such as shopping apps, social media platforms, and ride-sharing apps. It allows customers to access financial services seamlessly and conveniently within the context of their daily lives.
While embedded finance is not a new concept, lately, a stronger focus on connectivity and integration has uncovered how banks can bring the benefits of an embedded ecosystem to their customers. While some leading banks are already developing their future embedded finance strategies, others are yet unsure of where to begin. By integrating financial services into non-financial products or services, banks can offer a more convenient and seamless customer experience, which can increase customer loyalty and retention.
One of the biggest advantages of embedded finance is that it provides a more personalized and relevant customer experience. By integrating financial services into non-financial products, companies can leverage customer data to provide tailored financial products and services that meet the specific needs and preferences of each individual customer. This, in turn, can help to increase customer loyalty and retention.
Today's Headline in NewsHours
0:00 Intro
2:50 #Meta to bring decentralized social network app for text updates
3:26 #Apple introduces new yellow colour variant for iPhone 14 and 14 Plus
3:58 Acer’s 160GB of Data Put Up For Sale causing Massive Data Breach
4:30 #SpaceX deploys 40 satellites of OneWeb
5:07 Binny Bansal to invest $100-150 million in PhonePe
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ONDC - the game changer
Today, the new age technologies such as #ArtificialIntelligence, Machine Learning, Virtual Reality, and others are already playing an incremental role to pave the way for future-ready, progressive innovations within the new-age commerce and shopping ecosystem. Furthermore, such technological advances are also allowing for optimized product discovery,
#ONDC, a non-profit initiative and platform backed by the Government of India with the aim to democratize new-age commerce, is a commendable endeavour wherein individual local sellers, vendors and small-to-medium- sized retail shop owners or merchants, can register themselves through a public digital infrastructure that will facilitate free flow of goods and services and then buyers can discover them across the nation easily.
The main purpose of ONDC is to create a level playing field for small and medium merchants and traders otherwise dominated by some of the big e-commerce players in India. ONDC will systematically work to integrate small and medium merchants into the digital network - who otherwise are bereft of the benefits of digital commerce and capture the larger market, finding new ways to deliver a smooth shopping experience.
With this there is significant increase in the visibility of the sellers, and allowing them to carry transactions irrespective of what platform they use, ONDC is bound to bring a plethora of opportunities for the local retail industry players in our country.
Business magnets like Amazon, Flipkart, Tata, and Reliance are already dominating the e-commerce market of India. ONDC aims to ‘curb digital monopolies’ by creating new opportunities as well as providing a direction for creating a platform that can be used by all online retailers. ONDC aims to provide equal opportunity for all players without challenging the existing e-commerce companies.
When it comes to the retail sector, ONDC will be working to make improvements across the value chain sஇவரால் VARINDIA| 100 பார்வைகள்
Critical Infrastructure sectors More at Risk of Cyberattacks in 2023
The National Critical Information Infrastructure Protection Centre in India, an organisation of the Government of India designated as the National Nodal Agency in respect of Critical Information Infrastructure Protection, has identified the following as ‘Critical Sectors’ – Power & Energy, Banking, Financial Services & Industrance, Telecom, Transport, Government and Strategic & Public Enterprises.
All of these, which provide services that are essential to the day-to-day functioning of society, are hives of the most sensitive and confidential data that threat actors can easily be monetised on the Dark Web, driving further cybercrime and disruption.
Unfortunately, the potential for widespread disruption has not gone unnoticed by cybercriminals. In India, close to seven critical infrastructure attacks have wreaked havoc for those within that industry – from the Oil India Limited ransomware attack in April, and in May on grounded SpiceJet flights, leaving passengers stranded for 4 hours, to Goa’s flood monitoring system in June and banking data breaches reported in August to the more recent cyberattacks on the AIIMS healthcare sector and resulting onslaught on Safdarjung Hospital in New Delhi, have left authorities understanding the need to prepare for an escalation in cyberattacks in future.
This focus on critical infrastructure is intentional. Cybercriminals are fully aware of the impact that any disruption has on vital services, not just financially but also on public confidence. For example, in utilities, you cannot expect people to be without electricity or water, which means companies are more likely to pay in the event of ransomware.
Hackers are also very observant and will strike during periods of unrest, for example using the ongoing energy crisis as an entry point for phishing or man-in-the-middle attacks.
Another common risk factor among critical infrastructure organizations is that they all have a higஇவரால் VARINDIA| 111 பார்வைகள்
With ONDC everyone can Trade
The government has established an Open Network for Digital Commerce (ONDC) in order to facilitate e-commerce for small firms and break the e-marketplace giants' monopoly. The government's goal of democratizing e-commerce in India gave rise to #ONDC.
Open Network for Digital Commerce has already found support from major institutions from retail, and banking to other sectors. Brands like Paytm, Dunzo, PhonePe, FarEye, Microsoft and many more are ready to be players in ONDC integration.
ONDC also is seeing participation eagerness from over 60+ key e-commerce market giants like Reliance, BHIM, Shopperstop, Samsung, ZOHO and many others. The government's new ONDC seeks to overturn this status quo and give control back to small and independent business owners.
The largest benefit is that everyone can join ONDC, even the smallest merchants in the most remote locations. It will help small merchants by guaranteeing that they obtain an equal opportunity to interact with large corporations, serve clients online through e-commerce platforms, and defend their enterprises.
The network is a de facto online commerce inclusivity platform for small merchants, and most importantly, India’s counterweight to the dominance of large investor-fueled online marketplaces and aggregators.
Going forward, anyone who has anything to sell – products or services – will make their catalogs visible on this common network (ONDC), either themselves or through a third-party aggregator or technology service provider.
So, everyone will have trade; there will not be a separate need to have an e-commerce business… Amazon will also exist, Flipkart will also exist, but they will all become part of this common pool. In other words, “E-commerce as an industry is becoming irrelevant.
With this, the Market penetration in digital commerce will increase. Today the buyer’s side is about 4% and the seller’s side is about 1% penetration – tஇவரால் VARINDIA| 135 பார்வைகள்
Web3 professionals
In India, #cryptocurrency, metaverse, and non-fungible tokens or NFTs are the most popular and desired fields for a Web3 career. Indian users interested in working in Web3 show a stronger passion for #metaverse, NFT, and blockchain-based gaming, over-indexing the global average.
As per KuCoin, the finding unveils details about India’s promising talent pool that bears the potential to lead the world in the Web3 space. The youth is fuelling the future of Web3 in India and Indian Web3 professionals are younger than their global counterparts.
72% of #Web3 professionals in India are very happy with their careers so far, recognizing the industry’s benefits such as space for growth and innovation and better welfare. Additionally, 60% of surveyed Indian users who never worked in Web3 are very interested in exploring the career, mainly motivated by space for professional growth and a better salary package in the industry.
The report flagged the shortage of women-led communities, educational resources, and the stress of fast-paced industry as key challenges for Indian women to work or invest in Web3. As per the survey findings, Indian youth have huge potential in disrupting the Web3 space.
However, it has been noticed that there are fewer women-led Web3 communities as compared to male. The survey also shows that many women are hesitant to engage in Web3 due to perceived limited access to related educational resources and potential stress from the fast-paced industry.
Today's Headline in NewsHours
0:00 Intro
2:19 PM Modi launches India International Bullion Exchange in Gujarat
3:01 India playing significant role in Apple’s revenue growth, says Tim Cook
3:36 #PhonePe acquires Indus OS
4:07 #Microsoft found Raspberry Robin malware used for Evil Corp attacks
4:47 MIT Researchers develop ultrasound stickers
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Central bank wants to ban cryptocurrencies
In India, it is estimated that nearly 15 million investors invest in #cryptocurrencies. India has a large crypto user base, a ban can also lead to users resorting to illegitimate means and black-marketing. The Indian crypto market has been growing at a healthy rate in the past few years and is estimated to reach $241 million by 2030.
Now the Federal Government is also coming out in support of banning digital currencies though it does believe that such a move would be effective only if there is a global consensus around it. The FBI noted that 244 people had already fallen victim to these fake apps.
Finance Minister #NirmalaSitharaman told the Parliament that the #RBI has expressed serious concern over the destabilizing effects of crypto currencies on monetary and fiscal stability of the country and suggested framing legislation to govern the sector. This leaves a bigger question mark on the virtual digital asset in a country that boasts the second largest internet market.
"Cryptocurrencies are by definition borderless and require international collaboration to prevent regulatory arbitrage. Therefore, any legislation for regulation or for banning can be effective only after significant international collaboration on evaluation of the risks and benefits and evolution of common taxonomy and standards," she said. Experts, policy makers and recently Internet and Mobile Association of India, has turned its back on advocating for crypto last week, citing regulatory uncertainty.
Going forward, even if the government wishes to ban cryptos, enforcement will be difficult given the way #blockchain technology works. To enforce a ban, authorities would have to develop a surveillance system that can locate a password or seed phrase. This may potentially end up creating a parallel economy.
Today's Headline in NewsHours
0:00 Intro
2:48 #Hacking group attacking Linux and cloud apps to grow cloud botnet
3:24 PhonePஇவரால் VARINDIA| 108 பார்வைகள்
Digital-payments - a $10 tr opportunity
#Digitalpayments will constitute nearly 65% of all payments by 2026, up from 40% today. We have witnessed 7x growth in #digitalmerchant payments - from $0.3-0.4 trillion today to $2.5-2.7 trillion by 2026. As a result of this unprecedented growth, digital payments will constitute 2 out of 3 payment transactions by 2026.
The report of BCG and PhonePe speaks on the trends of digital payments scenario in India and say UPI has supercharged India's transition to non-cash payments when it comes to both person-to-person and person-to-merchant transactions.
Not surprisingly, UPI saw about a 9x transaction volume increase in the past 3 years, increasing from 5 billion transactions in FY19 to about 46 billion transactions in FY22, accounting for more than 60% non-cash transaction volumes in FY22. This indicates that digital payment has truly gained ubiquitous acceptance across the country. While Tier 1-2 cities have witnessed high acceptance of digital payments, penetration in Tier 3-6 cities show headroom for growth.
The next wave of growth will now come from Tier 3-6 locations, as evidenced in the past two years wherein Tier 3-6 cities have contributed to nearly 60-70% of new customers for PhonePe. The report also talks about how the digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale.
Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by buildout of a large QR-code based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings and an open API ecosystem. Going forward, Merchant payments will emerge as the most powerful driver of this growth, especially in the offline segment due to growing QR code deployments.
We expect that merchant payments will soon outpace person-to-person fund transfers. Finally, we will increaஇவரால் VARINDIA| 130 பார்வைகள்
Tech giants need to tackle deepfakes
Deepfake technology has been making headlines. Deepfakes use deep learning artificial intelligence to replace the likeness of one person with another in video and other digital media. There are concerns that deepfake technology can be used to create fake news and misleading, counterfeit videos.
Deepfake technology enables anyone with a computer and an Internet connection to create realistic-looking photos and videos of people saying and doing things that they did not actually say or do. A combination of the phrases deep learning and fake, deepfakes first emerged on the Internet in late 2017, powered by an innovative new deep learning method known as generative adversarial networks or GANs.
Deepfakes are hyper-realistic forgeries created by computer techniques that have triggered alarm worldwide in particular when they are used in a political context.
The amount of deep fake content online is growing at a rapid rate. Today's deepfake technology is still not quite to parity with authentic video footage—by looking closely, it is typically possible to tell that a video is a deepfake. As the technology is evolving at a breath-taking pace, experts predict that deepfakes will be indistinguishable from real images before long.
Today we stand at an inflection point. In the months and years ahead, deepfakes threaten to grow from an Internet oddity to a widely destructive political and social force. Society needs to act now to prepare itself.
As reported by Reuters, Alphabet unit Google, Facebook, Twitter and other tech companies will have to take measures to counter deepfakes and fake accounts on their platforms or risk hefty fines under an updated EU code of practice.
The European Commission will publish the updated code of practice on disinformation, as part of its crackdown against fake news. The updated code will spell out more examples of manipulative behaviour such as deepfakes and fake accounts which the signaஇவரால் VARINDIA| 144 பார்வைகள்
Digital payments in India is projected to reach $10 trillion by 2026
A report from Boston Consulting Group (BCG) and PhonePe says that Indian digital payments and its extensive Pulse database is going to look at top digital payments trends in India. India's digital payments landscape has witnessed a phenomenal growth over the past five years. As a result of this unprecedented growth, digital payments (non-cash) will constitute 2 out of 3 payment transactions by 2026. The report also talks about how the digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale. Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by buildout of a large QR-code based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings and an open API ecosystem. The report goes on to list the levers for further growth of digital payments in India which include - simplified customer onboarding, continued push for consumer awareness, expanding merchant acceptance, merchants getting greater access to credit, infrastructure upgrades and the setting up of a financial services marketplace driving growth in underpenetrated regions. It also talks about how IoT, 5G & CBDC will provide further impetus to growth.
The report is an in-depth commentary on the growth of digital payments in India and looks at factors and enablers that will help unlock the massive growth potential going forward. India's largest Fintech platform has seen the growth of UPI over the last few years. UPI has supercharged India's transition to non-cash payments when it comes to both person-to-person (P2P) and person-to-merchant (P2M) transactions. Not surprisingly, UPI saw about a 9x transaction volume increase in the past 3 years, increasing from 5 billion transactions in FY19 to about 46 billion transactions in FY22: accounting for more than 60% non-cash transaction volumesஇவரால் VARINDIA| 131 பார்வைகள்
Cryptocurrency is going to change the perception in the country
#IBM #MainframeModernizationInitiative #PhonePe
Cryptocurrency volume & value will increase in the future
The cryptocurrency market in India, presently, stands at $15 billion, and the volume and value will only increase in the future. Anticipating a dramatic rise in crypto investments in the country, stakeholders in the industry began voicing their support for a robust, accessible, and clear framework on the regulation of cryptocurrency in the country. The Cryptocurrency and Regulation of Official Digital Currency Bill, 2021, to be introduced in the Lok Sabha soon, aims to prohibit all private cryptocurrencies in India while seeking to create a facilitative framework for adopting a central bank digital currency (CBDC). The Bill is likely to classify mining, generating, holding, selling, or dealing in private digital currencies as a cognisable offense. Prime Minister Narendra Modi said that emerging technologies such as cryptocurrencies should be used to empower democracy, not undermine it. Reports suggest that the government may introduce stringent regulations in line with the 2021 Financial Action Task Force (FATF) guidance for cryptocurrencies held as assets by imposing investment ceilings, stringent disclosure norms, and levying taxes on gains earned from such assets. In less than 10 years, Bitcoin has increased over 227,000% in value. When it first launched, a 22-dollar investment would now be a million dollars today. That's how people have become billionaires through Bitcoin!
In November 2021, the global cryptocurrency market, constituting more than 6,000 cryptocurrencies, touched a market capitalization of $3 trillion. There has been a sudden flurry of cryptocurrency trading platforms in India over the past year. Latest industry estimates suggest that cryptocurrencies holdings of nearly 20 million investors amount to approximately ₹400 billion in India, suggesting that the country is emerging as the new frontier for the numeஇவரால் VARINDIA| 87 பார்வைகள்
Indian bankers may lose large parts of traditional business to Google Pay, Phonepe
#Modi #PSUs #retrotax
Digital Payments a potential threat to Indian Banks
E-commerce has transformed the way business is done in India. The Indian E-commerce market is expected to grow to $111.40 billion by 2025 from $46.2 billion as of 2020. By 2030, it is expected to reach $350 billion. According to NASSCOM, despite COVID-19 challenges/disruptions, India's e-commerce market continues to grow at 5%, with expected sales of $56.6 billion in 2021. After China and the US, India had the third-largest online shopper base of 140 million in 2020. The financial services industry is in the midst of a significant transformation, accelerated by the COVID-19 pandemic. And given the key role digitisation plays in the financial lives of more and more of the world’s population, electronic payments are at the epicentre of this transformation. As per PWC survey, Payments are becoming increasingly cashless, and the industry’s role in fostering inclusion has become a significant priority. Payments also are supporting the development of digital economies and are driving innovation — all while functioning as a stable backbone for our economies. 86% agreed that traditional payments providers will collaborate with fintechs and technology providers as one of their main sources of innovation. Another solid reason for growth is India’s online shopping sector is currently worth $36.5 billion, a value that has consistently expanded at double-digit rates in recent years.
The digital payments sector in India has been growing at an exponential rate, with the penetration of technology in the deep interiors of the country. India's top banker Uday Kotak said lenders based in the country may end up losing large portions of their traditional business to digital wallet platforms such as Google Pay and Walmart-backed Phonepe. Google Pay and Phonepe, which are dominating the country's retail digital payments sector, are either owned or backed by deep-pocketed tecஇவரால் VARINDIA| 134 பார்வைகள்
Data Centers and Virtualization of servers going for Green Cloud Computing
#Cabinet #DRDO #DroneSwarm
Green Cloud Computing Technology
Each person has a moral right to a healthy and sustainable environment. Sustainability is long-lasting welfare in terms of economy and environment. Green cloud technology entails designing, producing, and using the digital space to reduce the Technology’s impact on the environment. Green Cloud Computing (GCC) offers a great tool that addresses and fulfills these goals. Green Cloud Computing has made virtualized servers and workers save energy. Organizations have resorted to using the GCC methodology, thus lessening the expenses of business activities. GCC technology has also allowed users to utilize the cloud space for storage purposes while decreasing its adverse effects. Therefore, minimizing the use of hazardous material has promoted the recyclability of factory waste products and maximized energy efficiency during a lifetime. The ultimate goal of GCC is to reduce the power consumption of large data centers. Average computer users also have the capability of implementing green practices during their data usage, such as: turning off their computers, recycling electronic waste products, refurbishing electronic devices instead of purchasing new ones, and using sleep mode while away from their computers. Green cloud computing has become an impressive solution that has aided in addressing matters of storage, processing of high-volume data at a lower cost, high speed, on-demand, and pay per use, etc.
Data centers are the main components of cloud computing. Its design is usually based on the network of computing and storage resources that enable the delivery of shared applications and data. There are three types of data centers; software as a service, infrastructure as a service, and platform as a service. Energy consumption and environmental effects from data centers are significant challenges to cloud computing. With a rapid increase in social applications aஇவரால் VARINDIA| 117 பார்வைகள்
Most Indian firms to increase cybersecurity budget in 2022, says PwC
A majority of Indian organisations (80 per cent) are likely to increase their cybersecurity budget in 2022. As per the PwC's 2022 Digital Trust Insights Survey, the risk landscape is continuously evolving and organisations are investing more than ever in cybersecurity to manage their risks. As the business environment becomes more complex due to the interconnectedness of systems and information, the impact of a risk event is not limited, rather it has a domino effect with high consequences. Organisations are therefore gearing up to implement robust cybersecurity practices and controls to manage these risks. Moreover, 41 per cent of organisations in India predict double-digit growth in their cyber budgets in 2022, as against 26 per cent organisations globally," the survey said. The 2022 Global Digital Trust Insights is a survey of 3,602 business, technology, and security executives (CEOs, corporate directors, CFOs, CISOs, CIOs, and C-Suite officers) based in various regions. The India edition of the global survey report focuses on the responses of the executives of 109 Indian businesses.
The survey further said organisations have invested in a multitude of cybersecurity tools and technologies to manage their cyber risks. However, these technologies are not utilised to their maximum potential for making intelligent and informed cyber risk management decisions, it added. It also showed that four out of 10 organisations have either initiated the implementation or are planning to invest in cybersecurity by focusing on areas such as customer identity and access management, zero trust architecture, managed security services, cloud security and endpoint security. As per the survey, to date, only 25% of respondents in India have realised the benefits of their cyber investments. Experts revels that, with rising digitisation, businesses have been compelled to rethink and reconfigure their cybersecurity objectives, which have become more complex.இவரால் VARINDIA| 140 பார்வைகள்
Cryptocurrencies are a bubble, will prove to be worthless
#UGC #Cryptocurrencies #cybersecurity
Cryptocurrencies are a bubble
Lots of arguments are going on for bitcoin which is based on the blockchain technology. Bitcoin has formed at least three classic bubbles already in its brief history. Each time it crashed by 80% or more, and then revived after a few years. Cryptocurrencies, despite being considered among the market's hot commodities, have drawn sharp criticism from billionaire hedge fund manager John Paulson who described it as a "bubble" that would prove to be "worthless". Paulson, while speaking at an episode of 'Bloomberg Wealth with David Rubenstein', said there is no intrinsic value attached with cryptocurrencies except for a "limited amount". The segment is "too volatile", he said, pointing out that Bitcoin went from $5,000 to $45,000 within a short period.
Cryptocurrencies, regardless of where they’re trading today, will eventually prove to be worthless. Once the exuberance wears off, or liquidity dries up, they will go to zero. I wouldn’t recommend anyone invest in cryptocurrencies," said Paulson, who earned a mark for betting against the US housing market more than a decade ago. We would say that cryptocurrencies are a bubble and described them as a limited supply of nothing," he further said, adding that the prices would go up only to the extent where the demand is more than the limited supply.
Notably, cryptocurrencies, which are yet to be considered legal tender in any major economy, have garnered massive interest over the past couple of years.
Today's Headline in NewsHours
0:00 Intro
1:51 #UGC asks institutions to draw their attention to strengthen #cybersecurity
2:32 #PhonePe receives clearance from #IRDAI for insurance broking licence
3:03 #Telecomindustry pays 32% of revenue as taxes, says DG, #COAI
3:44 #CheckPointSoftware acquires #Avanan, to enhanceஇவரால் VARINDIA| 116 பார்வைகள்
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Mr Bhupesh Baghel, CM, Chhattisgarh at #FICCIAGM
Mr Bhupesh Baghel, CM, Chhattisgarh in conversation with Dr Jyotsna Suri, Past President, FICCI at #FICCIAGM.
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Innings of Wisdom: Untold Stories with Nilesh Kulkarni✨
Join us for an exclusive interview with former Indian cricketer Nilesh Kulkarni! In this tell-all conversation, Nilesh dives deep into his cricketing journey, sharing untold stories, insights, and experiences from his time on the field. Get ready to be entertained, inspired, and gain a deeper appreciation for the game we all love.
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