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Digital payments are empowering the rural economy
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Digital payments empowering rural economy
With growing urbanization and widespread access to information, the country has entered into a highly disruptive phase of India’s economic phase. The government must therefore ensure that the benefits of economic growth reach every single citizen of India. According to Forbes World’s Billionaires list 2021, while the number of billionaires is rising, the number of empty stomachs too is increasing. Today, the number of Indian billionaires is at 140, positioned as the third highest in the world behind the US and China. The number rose to 140 this year from 102 in 2020 despite the Covid-19 pandemic shattering the economy and multiplying unemployment. When we look at the data points of NITI Aayog, even before the pandemic, about 52% of all agricultural households in India were in debt with average outstanding loan amount of Rs 47,000 against the average monthly income of Rs. 6,426 per agricultural household. At the same time, the Ministry of Electronics and IT launched a scheme in rural India, by the title, “Digital Finance for Rural India: Creating Awareness and Access through Common Service Centres”. It aimed at setting CSCs as Digital Financial Hubs, by spreading awareness regarding government policies and digital finance options available for rural citizens.
India, a developing nation, is a country of 1.39 billion people. Out of which, about 65 percent of the population lives in rural India, and 35 percent lives in urban India. The urban centers contribute around 63 percent to the GDP, while around 27 percent contribution comes from the rural economy. The rural population has a significant part to play in the economic development of the country. Secondly, various key initiatives by the government including Bharat Net Project, a flagship mission promoted by the Government of India is to boost internet services, e-banking, e-governance, and e-education among the ruraਦੁਆਰਾ VARINDIA| 21 ਵਿਚਾਰ
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India observes Independence Day with patriotic fervour
Prime Minister Narendra Modi
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MP Congress की आज फिर बड़ी बैठक | Jitu Patwari और Vibha Patel रहेंगे मौजूद | Congress Meeting
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