Big tech giants should reimburse victims of online fraud
Fraudsters create a third-party phishing website which looks like an existing genuine website, such as - a bank’s website or an e-commerce website or a search engine, etc. Links to these websites are circulated by fraudsters through Short Message Service (SMS) / social media / email / Instant Messenger, etc.
Many customers click on the link without checking the detailed Uniform Resource Locator (URL) and enter secure credentials such as Personal Identification Number (PIN), One Time Password (OTP), Password, etc., which are captured and used by the fraudsters.
Recently, Lloyds, Santander, Barclays, TSB demand Google, Facebook reimburse online fraud victims. While banks have signed up for a voluntary code to reimburse fraud victims who do enough to protect themselves, there is not sufficient regulation governing social media and other websites where victims are often first lured in.
Big tech companies whose online platforms carry advertisements for scams should be made to reimburse victims, British lawmakers said, as part of wider efforts to combat a growing epidemic of online fraud in Britain.
Citing the ‘polluter pays’ principle, a widely recognised concept where those that generate pollution should cover the cost of controlling the risk and the human impact, TSB, Barclays, Santander, and Lloyds have called out Facebook, Instagram, Google, and telecom organisations for not paying anything towards losses.
Experts pointed out that “partial or total” compensation from technology firms was long overdue. Authorised fraud doesn’t start and end with banks, other sectors play a role in facilitating it. The steps some tech giants have taken to help prevent scams are welcome, but they also need to help with the cost.
Social media brands like Facebook and Instagram, alongside Google, and telecom companies, do not currently pay any compensation to victims of fraud. The report says that research from Barclays found that over
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Students का B.Tech-M.Tech से मोह भंग | B.Tech, M.Tech नामांकन में बड़ी गिरावट |
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Salman Khan To Reimburse ‘Race 3’ Distributors For Losses Incurred?
Salman Khan To Reimburse ‘Race 3’ Distributors For Losses Incurred?
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Tech News in Telugu #1243 : Paytm Ban, Nothing Phone 2a, Online Data Entry Fraud, Lava Yuva 3
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Tech News in Telugu #1243 : Paytm Ban, Nothing Phone 2a, Online Data Entry Fraud, Lava Yuva 3ಇಂದ Telugu TechTuts | 59 ವೀಕ್ಷಣೆ
Online Fraudsters Gang Arrested | 5 Crore Rupees Fraud Done On The Name Of Online Stock Market |
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Online App से Loan लेते हैं तो हो जाइए सावधान, पूरे परिवार को लील गया Loan Apps का जाल |Online Fraud
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Tech Giants behind the Biggest Data Breach in the World
It is absolutely true that getting obsessed into a more technology driven world would lead towards destruction. However, the technology companies say digital life is likely to improve the lives of people at the top of the socioeconomic ladder over the next few decades. Various reports on the digital divide are inviting more serious problems. Most tech companies make apps and digital tools for people who can easily utilize internet and digital devices. This creates an illusion of ubiquitous internet, but the infrastructure will tend to be made for only people who understand English. This could create huge social problems. Google is the biggest real-time-bidding (RTB) company in this universe.
It clearly reflects from the recent report that Google-Led Internet Giants are Behind the ‘Biggest Data Breach Ever Recorded’. On average, a person in the US has their online activity and location exposed 747 times every day by the RTB industry. In Europe, RTB exposes people's data 376 times a day. The report reveals, Google allows 4,698 companies to receive RTB data about people in the US, while Microsoft may send data to 1,647 companies.
Now you can name the mother of all data security breaches as the Irish Council for Civil Liberties (ICCL) revealed that Google and other internet giants are processing and passing people’s data billions of times per day via real-time-bidding (RTB) system for tracking and ad targeting.
Real-Time Bidding (RTB) operates behind the scenes on websites and apps. It tracks what you are looking at, no matter how private or sensitive, and it records where you go. Every day, it broadcasts this data about you to a host of companies continuously, enabling them to profile you.
“RTB is the biggest data breach ever recorded. It tracks and shares what people view online and their real-world location 294 billion times in the US and 197 billion times in Europe every day,” the Irish watchdog said in its report. Europeansಇಂದ VARINDIA | 28 ವೀಕ್ಷಣೆ
Tech giants need to tackle deepfakes
Deepfake technology has been making headlines. Deepfakes use deep learning artificial intelligence to replace the likeness of one person with another in video and other digital media. There are concerns that deepfake technology can be used to create fake news and misleading, counterfeit videos.
Deepfake technology enables anyone with a computer and an Internet connection to create realistic-looking photos and videos of people saying and doing things that they did not actually say or do. A combination of the phrases deep learning and fake, deepfakes first emerged on the Internet in late 2017, powered by an innovative new deep learning method known as generative adversarial networks or GANs.
Deepfakes are hyper-realistic forgeries created by computer techniques that have triggered alarm worldwide in particular when they are used in a political context.
The amount of deep fake content online is growing at a rapid rate. Today's deepfake technology is still not quite to parity with authentic video footage—by looking closely, it is typically possible to tell that a video is a deepfake. As the technology is evolving at a breath-taking pace, experts predict that deepfakes will be indistinguishable from real images before long.
Today we stand at an inflection point. In the months and years ahead, deepfakes threaten to grow from an Internet oddity to a widely destructive political and social force. Society needs to act now to prepare itself.
As reported by Reuters, Alphabet unit Google, Facebook, Twitter and other tech companies will have to take measures to counter deepfakes and fake accounts on their platforms or risk hefty fines under an updated EU code of practice.
The European Commission will publish the updated code of practice on disinformation, as part of its crackdown against fake news. The updated code will spell out more examples of manipulative behaviour such as deepfakes and fake accounts which the signaಇಂದ VARINDIA | 24 ವೀಕ್ಷಣೆ
Tech giants leveraging customer data
What is At Risk – How Marketing Data is Currently Used? There’s a lot at stake, which includes the way companies use algorithms and technology to track individual users. Take Google for instance, if they enhance their privacy by masking customer data, businesses must then go through Google to purchase ads, which ultimately means gaining access to targeting data to send those messages to a designated user base.
Propelled by Big Data, these online ads have previously helped companies target people with characteristics of someone to whom the content and promotions are likely to be of interest. Big Data is the process of buying data from a third-party provider, collecting the online activity, purchase history, social media content and more to identify people that are most-likely interested in the promotions a company has to offer. Big data is simply a collection of data that may be assessed to disclose patterns and trends. It is used by several multinational companies to filter the data and business of various companies.
There are specialized agencies who process the IP address and cookies to do the marketing by knowing the users interest, preferences, pattern and buying behaviours. After this the big data helps companies to understand their customer's needs and wants and also enables a business to engage in a real-time, one-on-one conversation with consumers.
It is the second time within a fortnight that RBI has expressed its concerns over Big Tech's functioning and operations in the financial sector. Last year too, the central bank raised red flags saying that Big Tech companies are likely to become dominant players in the financial services sector in the country, and pose a threat to existing banks, payment companies and non-banking financial services players.
It also stated that these companies would bring their own set of challenges to regulators in advanced and emerging markets. Regulators and supervisors face a chalಇಂದ VARINDIA | 44 ವೀಕ್ಷಣೆ
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AI is used Towards Client AI Processing
#Artificialintelligence is increasingly being used for client AI processing. This means that AI models are being trained and deployed on client devices, such as smartphones, laptops, and IoT devices. This has a number of advantages, including, Reduced latency, Improved privacy and Reduced bandwidth usage.
Traditionally, AI processing has been conducted by massive clusters of servers in the cloud or data centers. This is because AI models can be very large and complex, and they require a lot of computing power to train and run.
AI is used Towards Client AI Processingಇಂದ VARINDIA | 529 ವೀಕ್ಷಣೆ
Can Google’s tools combat online misinformation
#Google's efforts to combat misinformation are important because misinformation can have a negative impact on society. It can undermine trust in institutions, lead to violence, and harm democracy. By developing new tools and initiatives, Google is helping to make the internet a safer and more informed place for everyone.
Google has recently unveiled three new tools to combat online misinformation:
· About this Image: This feature, which was initially unveiled earlier in 2023 and is now available globally to English-speaking users through Google Search, provides information about images, including their history, descriptions by users, metadata, and clear indications if an image is generated by AI. Google's AI-generated images are also clearly labelled.
· Fact Check Explorer: This tool allows journalists to verify images by tapping into information from independent organizations.
· AI-generated source descriptions within the Search Generative Experience: This feature provides original sources and insights from reputable publications, which are accessible through the "More About This Page" section in search results.
Can Google’s tools combat online misinformationಇಂದ VARINDIA | 210 ವೀಕ್ಷಣೆ
Increasing online Frauds
Recent developments in the technology landscape, including the acceleration of automation, artificial intelligence, and the digitization of industries, are transforming the nature of work. These challenges have immediate and far-reaching implications for India's economy, society, and future prospects.
The Tech Tsunami, characterized by rapid technological advancements, has the potential to drive unprecedented growth and innovation. However, if not harnessed effectively, it could lead to job shrinkage, job displacement and job reduction further leading to increased economic inequality.
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3:07 Online gaming firms sent tax notices worth INR 1 lakh cr
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5:00 #TechMahindra’s CEO designate Mohit Joshi announces restructuring
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Hemant Soren Bail News: हेमंत सोरेन को Jharkhand High Court से मिली बड़ी राहत, मंजूर हुई जमानतಇಂದ PunjabKesari TV | 175 ವೀಕ್ಷಣೆ