Govt and RBI taking coordinated efforts to contain Chinese loan apps says Finance Minister #shorts

Diterbitkan di: Jun 29, 2023
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Govt and RBI taking coordinated efforts to contain Chinese loan apps says Finance Minister #shorts

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  • Payment gateways and Chinese loan apps

    The Enforcement Directorate had conducted raids at Bengaluru premises of online payment gateways like #Razorpay, #Paytm and Cashfree Payments in connection with "illegal" instant loan apps "controlled" by Chinese persons. The culprits were generating proceeds of crime through various accounts with payment gateways. This comes, after several complaints of extortion by people who took loans through such apps.

    The funding and origin for these apps have been traced to China and have also led to investigations by the Serious Fraud Investigation Office, Intelligence Bureau and even R&AW. In an investigation, the apps are backed by registered fintech companies that are in turn backed by shell companies, numbering 100 in some instances seizing Rs 17 Cr in merchant IDs and bank accounts belonging to these apps.

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    The entities under investigation were generating proceeds of crime through various merchant IDs/accounts held with payment gateways/banks and they are also not operating from the addresses given on the ministry of corporate affairs website/registered address, the agency said. T

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