Govt and RBI taking coordinated efforts to contain Chinese loan apps says Finance Minister #shorts

Published on: Jun 29, 2023

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Govt and RBI taking coordinated efforts to contain Chinese loan apps says Finance Minister #shorts

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Payment gateways and Chinese loan apps
The Enforcement Directorate had conducted raids at Bengaluru premises of online payment gateways like #Razorpay, #Paytm and Cashfree Payments in connection with "illegal" instant loan apps "controlled" by Chinese persons. The culprits were generating proceeds of crime through various accounts with payment gateways. This comes, after several complaints of extortion by people who took loans through such apps.

The funding and origin for these apps have been traced to China and have also led to investigations by the Serious Fraud Investigation Office, Intelligence Bureau and even R&AW. In an investigation, the apps are backed by registered fintech companies that are in turn backed by shell companies, numbering 100 in some instances seizing Rs 17 Cr in merchant IDs and bank accounts belonging to these apps.

Hundreds of companies were found operating from a single address in Delhi-NCR and residential areas of Bengaluru. The agency alleges that these entities were controlled or operated by the suspects based in China. They used forged documents of Indian nationals and made them dummy directors.

"Some of our merchants were being investigated by law enforcement about a year-and-a-half back. As part of the ongoing investigation, the authorities requested additional information to help with the investigation," a Razorpay spokesperson said.

At the same time the spokesperson of Cashfree Payments said, we have fully cooperated and shared KYC and other details. The authorities were satisfied by our due diligence process. The operations and on-boarding processes adhere to the PMLA and KYC directions, and we will continue to do so.

The entities under investigation were generating proceeds of crime through various merchant IDs/accounts held with payment gateways/banks and they are also not operating from the addresses given on the ministry of corporate affairs website/registered address, the agency said. T
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VARINDIA's

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AI is used Towards Client AI Processing
#Artificialintelligence is increasingly being used for client AI processing. This means that AI models are being trained and deployed on client devices, such as smartphones, laptops, and IoT devices. This has a number of advantages, including, Reduced latency, Improved privacy and Reduced bandwidth usage.

Traditionally, AI processing has been conducted by massive clusters of servers in the cloud or data centers. This is because AI models can be very large and complex, and they require a lot of computing power to train and run.

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Google has recently unveiled three new tools to combat online misinformation:

· About this Image: This feature, which was initially unveiled earlier in 2023 and is now available globally to English-speaking users through Google Search, provides information about images, including their history, descriptions by users, metadata, and clear indications if an image is generated by AI. Google's AI-generated images are also clearly labelled.

· Fact Check Explorer: This tool allows journalists to verify images by tapping into information from independent organizations.

· AI-generated source descriptions within the Search Generative Experience: This feature provides original sources and insights from reputable publications, which are accessible through the "More About This Page" section in search results.

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Today's Headline in NewsHours
0:00 Intro
3:07 Online gaming firms sent tax notices worth INR 1 lakh cr
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By JSuper kaur | 429016 views

Daily Mirror

03:06
Hemant Soren Bail News: हेमंत सोरेन को Jharkhand High Court से मिली बड़ी राहत, मंजूर हुई जमानत
#HemanSoren #Jharkhand #JharkhandHighCourt #BreakingNews
हेमंत सोरेन को झारखंड HC से मिली बड़ी राहत
झारखंड हाई कोर्ट ने जमानत मंजूर की
हेमंत सोरेन को मिली जमानत
जमीन घोटाला मामले में मिली जमानत
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Hemant Soren Bail News: हेमंत सोरेन को Jharkhand High Court से मिली बड़ी राहत, मंजूर हुई जमानत
By PunjabKesari TV | 7130 views
03:52
CM पद को लेकर महाराष्ट्र में भिड़े BJP-Eknath Shinde और Ajit Pawar, टूटेगा NDA | PM modi | #dblive
CM पद को लेकर महाराष्ट्र में भिड़े BJP-Eknath Shinde और Ajit Pawar, टूटेगा NDA | PM modi | #dblive

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CM पद को लेकर महाराष्ट्र में भिड़े BJP-Eknath Shinde और Ajit Pawar, टूटेगा NDA | PM modi | #dblive
By DB Live | 1701 views
03:14
Rahul Gandhi On Neet: ‘सदन में पहले हो NEET पर चर्चा’ | Parliament Session | Congress | Paper Leak
सदन में पहले हो NEET पर चर्चा

NEET पर पहले होनी चाहिए बहस

NEET मामले पर चर्चा जरूरी

छात्र हैं देश के भविष्य

संसद के सत्र का आज पांचवां दिन

सत्र में NEET पर हंगामें का आसार

#NeetScam #RahulGandhi #ParliamentSession #LatestNews

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Rahul Gandhi On Neet: ‘सदन में पहले हो NEET पर चर्चा’ | Parliament Session | Congress | Paper Leak
By PunjabKesari TV | 1732 views