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Digital payment is the road ahead
A report states, nearly two-third of respondents (63%) agree they have tried a new payment method they would not have tried under normal circumstances, but the pandemic has galvanized people to try flexible new payment options to get what they want, when they want it. With this interest and consumer demand comes a greater expectation for businesses to provide multiple ways to shop and pay. In fact, more than half of consumers say they would avoid businesses that do not accept electronic payments of any kind. Looking to the future, digital currencies, biometrics, contactless and QR codes are trending as emerging payments technologies as people’s comfort with them and understanding of them increases and the use of cash decreases.
In India, payment systems recorded a robust growth of 26.2 % in terms of volume during 2020-21 on top of the expansion of 44.2% in the previous year. In terms of value, the contractionary trend which started in the previous year (-1.2%) got further amplified and witnessed a drop of 13.4%, mainly due to lower growth observed in the large value payment system, i.e, RTGS system and decrease in transactions of paper-based instruments. While UPI has grown by 92% in terms of the value of transactions to Rs 41 lakh crore in 2020-21, compared to the previous year, the value of retail payments transactions grew by 7% to Rs 41 lakh crore in 2020-21. Overall, however, the value of digital payment transactions decreased by 12% to Rs 1,410 lakh crore in 2020-2021 compared to the same period of the previous year.
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Growing Importance of Technology in the COVID Era
Across business areas, the largest leap in digitisation is the share of offerings that are digital in nature. Much has changed since the onset of the novel coronavirus. While it has swept through the globe and changed the way we view healthcare and hygiene, it has also transformed the way we perceive technology. We can’t deny the fact that technology can help us live more connectedly. We witness improvements and advancements in the ways in which tech helps us live more convenient lives. However, the COVID era has sped up these advancements and made technology go from a luxury that we could rely on to an essential, non-negotiable part of our day. COVID has made access to technology almost as important as wearing masks.
A survey finds that responses to COVID-19 have speeded the adoption of digital technologies by several years-and many of these changes could be here for the long haul. Another important aspect of technology that has gained wider acknowledgment during COVID is machine learning. All organisations are now using machine learning to make working from home, remote communication, and the implementation of medicine easier and more streamlined. With the help of machine learning and artificial intelligence, researchers are able to predict the spread of COVID based on large masses of data. Lastly, machine learning and data analytics has played a significant role in the treatment and research process of the coronavirus outbreak. Using the massive collective information from across the globe and incorporating AI and data analytics to form trends and gain insight on the virus has sped up the understanding of how the virus spreads, who is most susceptible to falling ill, and how the spread can be prevented.
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Pakistan vs Bangladesh | ODI World Cup 2023 | Match Stats Preview, Pitch Report | CricTracker
Pakistan vs Bangladesh | ODI World Cup 2023 | Match Stats Preview, Pitch Report | CricTracker
Welcome to CricTracker, your one-stop destination for everything related to cricket. In this video, we will preview the 31st match of the ICC ODI World Cup 2023 between Bangladesh and Pakistan, which will be played at the Eden Gardens in Kolkata on October 31.
Bangladesh and Pakistan are two of the most unpredictable and exciting teams in world cricket. Both have a rich history of producing some memorable matches in the past, and this one promises to be no different. Both teams are looking to gather momentum and secure their place in the semi-finals.
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Best XI for the second week of Cricket World Cup 2023 | Best performers of ODI World Cup 2023
Best XI for the second week of Cricket World Cup 2023 | Best performers of ODI World Cup 2023
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