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breaking news | india news, latest news hindi, rahul gandhi nyay yatra, 15 March |#dblive
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breaking news | india news, latest news hindi, rahul gandhi nyay yatra, 15 March |#dbliveBy DB Live | 12 views
breaking news | india news, latest news hindi, rahul gandhi, 18 January |#dblive
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breaking news | india news, latest news hindi, rahul gandhi, 18 January |#dbliveBy DB Live | 39 views
क्या UPI Transactions हो जाएगा बंद? #shorts #onlinepayment #upi #youtubeshorts #viralshort
आज के दौर में यूपीआई पर देश की आधी से ज्यादा जनसंख्या निर्भर है। ऐसे में अगर आप भी यूपीआई यूजर हैं तो ये खबर आप के लिए है क्योंकि आपकी भी यूपीआई आईडी जल्द ही बंद हो सकती है।
#upiid #upitransaction #phonepe #googlepay #KhabarfastNews #KhabarfastLive #Latestnews -
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क्यBy Khabar Fast | 26 views
Crypto assets threat to financial ecosystem
#Crypto assets, such as #Bitcoin and Ethereum, have the potential to pose a threat to the financial ecosystem in a number of ways. Initially, it creates uncertainty for businesses and investors, who are not sure what the future holds for cryptocurrency in the country.
#Cryptocurrency makes it difficult for businesses to operate in the cryptocurrency space, as they need to comply with a complex and ever-changing regulatory environment. It could stifle innovation in the cryptocurrency industry, as businesses may be hesitant to invest in new products and services if they are not sure if they will be allowed to operate in the future.
Today's Headline in NewsHours
0:00 Intro
2:55 #NPCI announces new UPI features to achieve 100 bn monthly transactions
3:33 #Google unveils new Android logo
4:05 #Amazon, Google, Apple, Microsoft to be impacted under EU's new tech rules
4:38 Microsoft to announce AI for OneDrive at October event
5:09 Govt may extend laptop licensing by a year
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Crypto assets threat to financial ecosystemBy VARINDIA | 15 views
breaking news | india news, latest news hindi, rahul gandhi, congress, 7 September |#dblive
breaking news | india news, latest news hindi, rahul gandhi, congress, 7 September |#dblive #HindiNews | #BreakingNews | #Watch | #video |
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breaking news | india news, latest news hindi, rahul gandhi, congress, 7 September |#dbliveBy DB Live | 61 views
Mobile wallet market
The mobile wallet market in India is growing rapidly by displacing traditional payments such as cash and cards. Payments through mobile wallets are anticipated to grow at a compound annual growth rate of 23.9% between 2023 and 2027 and reach Rs 472.6 trillion ($5.7 trillion) in 2027.
The growth of the mobile wallet market in India is creating a number of opportunities for businesses. Businesses can use mobile wallets to accept payments from customers, offer discounts and promotions, and improve customer loyalty.
While cash has traditionally been the most popular method of payment among Indians, its use is gradually on decline. This is mainly due to India’s concerted efforts to promote digital transactions, most prominent being Unified Payments Interface (UPI). Mobile wallets have benefitted the most from this push and have become the preferred choice for payments in India.
UPI has now become one of the most preferred methods for day-to-day payments. Launched by the National Payments Corporation of India (NPCI), UPI allows customers to integrate bank account with mobile payment solution and enables instant transfers between bank accounts using mobile number or QR code, making transactions quicker.
Today's Headline in NewsHours
0:00 Intro
3:00 #IT Minister says WhatsApp cooperated in blocking numbers flagged by govt. using AI
3:30 #SBI Funds Management gets green signal from RBI to buy 9.99% stake in HDFC Bank
4:02 #Apple previewing software features that can let iPhone speak in voice of mute users
4:30 #Chennai Metro Rail launches WhatsApp e-tickets
4:58 Infosys wins $1.5 bn deal from BP for end-to-end application services
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https://www.linkedin.com/By VARINDIA | 43 views
Identity Security Issues
#Identitysecurity is a significant concern for organizations, particularly in today's digital age. Cybercriminals are constantly devising new and sophisticated ways to steal sensitive data, such as usernames, passwords, and other personal information, which can lead to identity theft, financial fraud, and other security breaches.
The findings of a global survey that explores trends in Identity Security adoption and the relative maturity of organizations embarking on related strategies results show that only 9% of organizations are taking an agile, holistic and mature approach to securing identities throughout their hybrid and multi-cloud environments. The report features an Identity Security maturity model to help cybersecurity leaders assess their current strategies, uncover risks and take steps to strengthen cyber resilience, as per the report of #CyberArk.
Today's Headline in NewsHours
0:00 Intro
3:20 CCI conducting inquiries against big tech companies
4:02 NPCI chief said investment is needed for UPI to reach three billion transactions a day
4:40 Southern Railway's official Facebook account hacked
5:16 #Mobile PLI scheme's investment hits ₹5,124 cr till Dec
5:59 #Sebi comes up with cybersecurity norms for portfolio managers
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#identitytheft #security #identity #fraud #cybersecurity #creditrepair #scam #creditscore #personalinformation #data #shredding #papershredding #safety #business #studentloans #shred #longisland #confidential #destruction #creBy VARINDIA | 40 views
Digital Payment market
India also has one of the fastest-growing fintech landscapes in the world, driven primarily by the advancement in the #digitalpayments segment. It is due to the increasing adoption of digital payment systems by consumers and businesses, as well as government initiatives to promote digital payments.
According to various reports and studies, it is expected that India's digital payment market will continue to grow at a significant pace and could potentially breach $10 trillion by 2026. The introduction of innovative reforms and technological advancements are further accelerating growth at an unprecedented pace.
The digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale. Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by the buildout of a large QR-code-based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings, and an open API ecosystem.
Today's Headline in NewsHours
0:00 Intro
2:52 #Microsoft builds a supercomputer with OpenAI
3:35 #Nvidia predicts AI models one million times more powerful
4:12 IT department imposes fine on AWS
4:52 ATC to sell stake of its India operations due to weak customer financials
5:27 Govt may soon ban e-pharmacy apps
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Digital Payment marketBy VARINDIA | 40 views
India - a global hub for talent
This emerging sector has added 2.9 lakh new jobs to take the overall number to 54 lakh employees. The growth has been across segments of IT services, business process management, software products, engineering research & development (ER&D) and domestic market.
“FY23 has been another growth year for the industry creating impact for the country and all stakeholders. Despite global headwinds and some moderation in demand, the industry value proposition of resilience, agility and a transformation partner for global enterprises, enabled the industry to strengthen its leadership in core and emerging areas,” said an expert from #NASSCOM.
India is a global hub for talent and continues to be the net employer with over 5.4 million workforce, creating 290,000 new jobs in FY23. The country has also emerged as a hotbed for deep tech startups in India, with it reaching a total of 3,000 in FY23. India added 1,300 new #startups and 23 new unicorns in 2022.
With a 36% digitally skilled workforce, the industry remains on the top in terms of artificial intelligence skills penetration, the second-largest in terms of artificial intelligence, machine learning and big data analysis talent pool globally. It was also third in terms of installed supply of Cloud professionals.
Today's Headline in NewsHours
0:00 Intro
2:21 #IBM and Cohesity to help enterprises fight the impacts of breaches and cyberattacks
3:00 Samsung loses billions of dollars on chips in beginning of 2023
3:34 Amazon Pay India fined Rs 3.06 crore by RBI
4:05 #NPCI CEO says talks with RBI, govt ongoing for continued investment in UPI
4:37 #Zoom fires its President without cause
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Data retention with increasing Cybercrime
While #Microsoft manages the infrastructure for #Microsoft365 users, it does not backup the data – this is down to the business itself. The question is how to protect all Microsoft 365 data ??– it assures compliance with data retention requirements, mitigates ransomware and malware threats, and eliminates accidental deletion or data corruption.
A lack of data protection, side effects of a global pandemic, and an increase in exploit sophistication have led to a huge incline in hacked and breached data from sources that are increasingly common in the workplace, such as mobile and IoT (internet of things) devices.
It is an open fact that remote workforces make inroads for cyberattacks. Remote workers will continue to be a target for cybercriminals, because of these remote workforces, cloud breaches will increase. Remote work continues to be a focus for many large companies, causing cloud-based operations to proliferate.
Expanding #5Gnetworks connected devices at faster speeds and greater bandwidths. Cryptocurrencies exploded in popularity and are now bought, sold, and traded by individuals on a greater scale than ever before. Recent security research suggests that most companies have poor cybersecurity practices in place, making them vulnerable to data loss.
To successfully fight against malicious intent, it’s imperative that companies make cybersecurity awareness, prevention, and security best practices a part of their culture. Secondly, experts listed several reasons for this — increase in online traffic, lack of awareness, lack of technical knowledge among police and people, and difficulties in investigating cybercrime cases.
With this the worldwide information security market is growing rapidly. This is due in large part to organizations stepping up their defences against cyber threats — and a rise in such threats, including within their own companies.
Unfortunately, most cybersecurity breaches are caused by humBy VARINDIA | 30 views
India's payment technology to the World
India has proven by adopting a host of its e-governance tools - including the #UnifiedPaymentsInterface (UPI) and Aadhaar identity service - available to other countries via open APIs and has made a massive transition to a cashless economy riding on cheap internet data, high smartphone penetration and easier on-boarding process, the country’s robust #digitalpayment system is at a growth inflection point, feel industry experts.
It is available via the India Stack website, the project is "a set of open APIs and digital public goods that aim to unlock the economic primitives of identity, data, and payments at population scale". The site says, the principles, technologies, and functionality of India Stack can be applied in any country. None of the systems which comprise India Stack require any proprietary technology or intellectual property which would preclude their implementation in any other country.
The adoption of new-age technologies is driving digitalisation of cash transactions, improving customer experience, providing safe and secured transaction platforms, simplifying processes, creating awareness and most important technological innovations are key.
There are many success stories we are witnessing including, the instant payments network, UPI, claiming: “Everyone, including the World Bank, has appreciated it as the best platform.” Launched in 2016, the UPI has now handled 99 billion transactions, recording 2200 every second in May. Along with the RuPay card network, UPI has been central to India's efforts to use digital payments to boost financial inclusion.
Modi says this has proved a huge success. Hence, today digital products like UPI are the centre of attraction for developed countries of the world, or those countries which cannot invest in this type of technology. Our digital solutions have the reach, are secure and have democratic values.
As UPI continues to scale-up, it’s imperative that NPCI hBy VARINDIA | 28 views
India Marching ahead with Digitization
India's progress towards becoming a true #digitaleconomy , backed by progressive government policies, is encouraging domestic and #globaldatacentre operators to make huge investments in the country.
The shift towards cloud has pushed increased investments in hyper-scale data centers with the global data centre market investments expected to reach $200 billion per annum by 2025. India is also expected to get a share in this growth with investments in the country expected to reach $5 billion per annum by 2025. But to meet this rising demand, India will require a huge investment in data center and cloud infrastructure over the next three years.
Demand is likely to ramp up further due to the imminent rollout of #5G, increasing usage of IoT-enabled devices, data localization and cloud adoption. The businesses are looking to adopt cloud servers and surging cloud applications will make it imperative for businesses to have a reliable and secure IT infrastructure, where data can be stored and processed effectively.
#DataCenters are the backbone of a digital revolution. The Government of India's proposed Draft Data Center Policy aims to make India a 'Global Data Center Hub'. This will provide long-term funds for investments in the sector. State Governments have also been providing incentives to industry players for setting up data center parks.
The synergy of technology, legislation, demand, and investments is expected to usher in an era of high growth for India's DC industry in coming years. As India emerges as one of the fastest-growing data economies, India's adoption of cloud technologies will be imperative to tap into the global cloud market to help enterprises and the industry embrace this opportunity and further the Digital India agenda of Government of India.
As part of the policy framework, the Ministry is looking at reducing the number of clearances needed for setting up a data center. AccBy VARINDIA | 26 views
Hybrid Workforce brings Companies to have Data Aware approach to Cloud Security
Data is now in the cloud, in SaaS, in your data center. It’s just everywhere. And because of the pandemic, users are everywhere as well. With most of the data in the cloud and users accessing it from everywhere, a new approach to security is needed. Currently, most companies focus on restricting access and having zero-trust principles – but only controlling access is not enough, the security architecture needs to protect the data itself – preventing unauthorized modification or distribution of that data. One benefit of using cloud-computing services is that firms can avoid the upfront cost and complexity of owning and maintaining their own IT infrastructure, and instead simply pay for what they use, when they use it. In turn, providers of cloud-computing services can benefit from significant economies of scale by delivering the same services to a wide range of customers. Cloud computing is becoming the default option for many apps. Software vendors are increasingly offering their applications as services over the internet rather than standalone products as they try to switch to a subscription model. However, there are potential downsides to cloud computing, in that it can also introduce new costs and new risks for companies using it. In 2022, more than $1.3 trillion in enterprise IT spending is at stake from the shift to cloud, growing to almost $1.8 trillion in 2025. Ongoing disruption to IT markets by cloud will be amplified by the introduction of new technologies, including distributed cloud.
No matter where the data sits and moves, policy and security follow the data. This unique, data-centric approach simplifies allowing companies to accelerate their digital transformation and secure their hybrid workforce. Secondly, there is a huge shift witnessed from the corporate world in terms of their Go-To-Market strategy during the pandemic, i.e. more and more businesses are moving away from the traditional product economy to the ‘subscription economy’. The subBy VARINDIA | 29 views
Attackers have started using much more advanced modes of cyberattacks
Attackers started using much more advanced modes of cyberattacks to compromise enterprises. Now most of the enterprises are facing challenges with the growing newer way of cyberattacks, where the industry is not ready yet. The quick shift towards remote and hybrid working resulted in a cyber pandemic, cybercriminals noticed great opportunities to exploit vulnerable enterprises and obtain illegal profits. Companies of all sizes suffer from ransomware, spyware, and other attacks that not only cause financial losses but also damage the brand image. The cybersecurity threat landscape has been evolving at a rapid pace. Every day we hear about companies across industries suffering cyberattacks such as ransomware, phishing, and data thefts. It is often observed that enterprises get compromised even after investing a significant amount of resources on security technologies, and more often than not, the attack is detected much after the event. Apart from the usual ransomware and phishing which appear to be the most prominent cyber threats, a lot of state-sponsored activities, snooping, and spyware continue to be big threats in the cyber world today. Secondly, the Ransomware attacks have also changed such that it not only encrypts the data but it also steals it. This combination of data theft and ransomware has fuelled the rise in cyberattacks. The way organizations were structured they were not prepared for Work From Home. They continue to face additional challenges where personal assets are being used for professional purposes and vice versa.
The pandemic and concepts like Work From Home have worsened the security challenges for all enterprises. Earlier, the antivirus solutions were capable of blocking malware and thus preventing the harm that they might cause to the system or network. Today, the attackers use much more advanced modes of cyberattacks to compromise enterprises. One fundamental shift that happened post-COVID, was enterprises are moving towards the cBy VARINDIA | 49 views
Paytm management overvalued their share | Digital Currency | VARINDIA News Hour
Paytm management overvalued their share | Digital Currency | VARINDIA News Hour
The initial public offering of Paytm's parent company, One97 Communications, has made history by launching India's biggest ever initial public offer worth Rs 18,300 crore, at the time where the market does not have an appetite for such a large listing. The company has amassed over 50 million strong active consumer base and 25 million merchant base. A higher valuation could have been achieved but we decided to price it at a level where everyone makes money,” said Madhur Deora, group chief financial officer at Paytm, after the public issue. The stock was issued at Rs2,150, got listed at Rs1,950, hit a high of Rs1,955 and then went into a relentless decline. Paytm has its hands full with multiple business verticals ranging from payment gateway, consumer lending and various financial services, among others. Now investors and analysts seem to lack faith as they questioned the company's lack of profits and lofty valuation, whereas the competitors of Paytm including Amazon, Flipkart, Google and others are offering almost the same services. As per Axis Securities, a broking firm, says, “Globally, profit-making payment companies are trading at median nine-times of future earnings, whereas One97 Communication, a loss-making company, is valued at 49.7-times its FY21 revenues.
Paytm will find it challenging to expand its business going ahead. “Paytm’s payments-based business model has been disrupted by Unified Payment Interface, a real-time retail payment system developed by government-backed National Payments Corporation of India or NPCI. As per various published reports, Paytm made an initial public offer of Rs18,300 crore in November 2021. A major part of the issue, i.e., Rs10,000 crore was offer for sale from the existing shareholders who used the IPO to harvest their returns. The company has done lots of financial engineering, despite of that, Paytm's stockBy VARINDIA | 72 views
Online penetration of retail in India is expected to reach 10.7% by 2024
India is the fastest growing E-commerce market. India’s start-up ecosystem is growing, which is well supported by favourable FDI policies, Government initiatives like Start-up India and Digital India, as well as the rising internet penetration driven by market players like Reliance Jio. The online retail market in India is estimated to be 25 per cent of the total organized retail market and is expected to reach 37 per cent by 2030. Moreover, online shoppers in India are expected to reach 220 million by 2025. This shows the kind of impact online retails have on people. With the increasing business, there are certain expectations too for online retail. With half a billion Indians coming online, the chances of a customer’s first touchpoint with your brand being digital have increased substantially. Online penetration of retail in India is expected to reach 10.7% by 2024 and India e-commerce sector is expected to reach US$ 111.40 billion by 2025. Retail 4.0 is well on track to bringing a convergence of the online and offline experiences. Shoppers need no longer choose between one or the other, as a digitally enabled ecosystem creates a unified experience across various channels. There is also a renewed focus on cost optimization in retail operations. Retailers are evaluating multiple avenues including direct-to-consumer (D2C) models and hyperlocal delivery for essentials. Backing it all are data-led insights and innovative technologies like cloud, AI, ML, big data, and immersive media. There is a sharp Increase in aggregator companies, better FDI policies, fintech investments and the self-reliant manufacturing of products are some of the ways the industry’s growth is being augmented.
The ongoing COVID-19 pandemic is driving retailers worldwide to fundamentally reassess how they do business. The crisis has also made clear the importance of technology to the industry. The retail market size is expected to reach 1.5 trillion by 2030 compared to the estimated markeBy VARINDIA | 22 views
On-line fantasy games expected to be worth $3.7 billion by 2024
#FinanceMinister #MyGov #MeitY
Online fantasy games-the new sunshine industry
India has traditionally been a cricket crazy country and other sports had their own limited regional following. The emergence of Online Fantasy Sports combined with new sports leagues and formats are positively contributing to bridging the divide with a large number of sports enthusiasts now following many sports in a more engaging manner. Online Fantasy Sports are turning out to be the new sunshine industry for India and the increasing number of start-ups and investors emerging in this industry is a testimony to this. India is uniquely placed to position and develop fantasy sports as the next emerging industry that will not only grow out of India to the world but can significantly contribute to the growth of sports in India. This contributes to an increased viewership & higher sports fan engagement that naturally contributes to more qualitative investments, upgradation and packaging of these sports making them more viable and remunerative to the players of that sport. Online Fantasy Sports has been accepted and well established as a “game of skill” backed by multiple court rulings. Fantasy sports are dependent on real-life sports and have become one of the primary sources of entertainment for sports enthusiasts across age groups of 24-40 years.
Fantasy sports which began over 60 years ago as “fun” has today turned into a multi-billion-dollar industry and is growing rapidly. Industry discussions and research findings have clearly established that the majority of the participants usually prefer to play in the free-to-play format. Statistics reveal that 80% of the participants play online fantasy sports for free as entertainment. The 20% of the remaining participants engage in the “pay-to-play” format of which a majority 98% have either won or lost less than INR 10,000/- net on an online fantasy platform in their lifetime (past 3 to 4 years). The Online FaBy VARINDIA | 18 views
Indian bankers may lose large parts of traditional business to Google Pay, Phonepe
#Modi #PSUs #retrotax
Digital Payments a potential threat to Indian Banks
E-commerce has transformed the way business is done in India. The Indian E-commerce market is expected to grow to $111.40 billion by 2025 from $46.2 billion as of 2020. By 2030, it is expected to reach $350 billion. According to NASSCOM, despite COVID-19 challenges/disruptions, India's e-commerce market continues to grow at 5%, with expected sales of $56.6 billion in 2021. After China and the US, India had the third-largest online shopper base of 140 million in 2020. The financial services industry is in the midst of a significant transformation, accelerated by the COVID-19 pandemic. And given the key role digitisation plays in the financial lives of more and more of the world’s population, electronic payments are at the epicentre of this transformation. As per PWC survey, Payments are becoming increasingly cashless, and the industry’s role in fostering inclusion has become a significant priority. Payments also are supporting the development of digital economies and are driving innovation — all while functioning as a stable backbone for our economies. 86% agreed that traditional payments providers will collaborate with fintechs and technology providers as one of their main sources of innovation. Another solid reason for growth is India’s online shopping sector is currently worth $36.5 billion, a value that has consistently expanded at double-digit rates in recent years.
The digital payments sector in India has been growing at an exponential rate, with the penetration of technology in the deep interiors of the country. India's top banker Uday Kotak said lenders based in the country may end up losing large portions of their traditional business to digital wallet platforms such as Google Pay and Walmart-backed Phonepe. Google Pay and Phonepe, which are dominating the country's retail digital payments sector, are either owned or backed by deep-pocketed tecBy VARINDIA | 45 views
Data Centers and Virtualization of servers going for Green Cloud Computing
#Cabinet #DRDO #DroneSwarm
Green Cloud Computing Technology
Each person has a moral right to a healthy and sustainable environment. Sustainability is long-lasting welfare in terms of economy and environment. Green cloud technology entails designing, producing, and using the digital space to reduce the Technology’s impact on the environment. Green Cloud Computing (GCC) offers a great tool that addresses and fulfills these goals. Green Cloud Computing has made virtualized servers and workers save energy. Organizations have resorted to using the GCC methodology, thus lessening the expenses of business activities. GCC technology has also allowed users to utilize the cloud space for storage purposes while decreasing its adverse effects. Therefore, minimizing the use of hazardous material has promoted the recyclability of factory waste products and maximized energy efficiency during a lifetime. The ultimate goal of GCC is to reduce the power consumption of large data centers. Average computer users also have the capability of implementing green practices during their data usage, such as: turning off their computers, recycling electronic waste products, refurbishing electronic devices instead of purchasing new ones, and using sleep mode while away from their computers. Green cloud computing has become an impressive solution that has aided in addressing matters of storage, processing of high-volume data at a lower cost, high speed, on-demand, and pay per use, etc.
Data centers are the main components of cloud computing. Its design is usually based on the network of computing and storage resources that enable the delivery of shared applications and data. There are three types of data centers; software as a service, infrastructure as a service, and platform as a service. Energy consumption and environmental effects from data centers are significant challenges to cloud computing. With a rapid increase in social applications aBy VARINDIA | 33 views
Supply chain issues to impact India’s smartphone shipments in Q4, says IDC
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Impact of Supply chain on Smartphone shipments
The ongoing October-December quarter is expected to see a decline in smartphone sales in the country due to the ongoing supply chain related challenges, resulting in annual shipments below 160 million in 2021, as the report from IDC and the first half of 2022 will remain challenging, with some easing out expected in the latter half of 2022. Vendors/channels will keep an eye on the over-stocking situation in case demand stays limited due to the price hikes by the suppliers and vendors. IDC reveals that, India’s smartphone market registered a year-over-year (YoY) decline of 12% in 3Q21 (Jul-Sep), shipping 48 million units after four consecutive quarters of growth. Much of this can be attributed to component shortages as well as an unusually high 3Q20 comparison base whereas this year’s post-lockdown demand was addressed by July.
During the July-September quarter, the online channels clocked a record high 52% share, although with a 5% YoY shipment volume decline. At the same time, the eTailer sales festivals such as the Big Billion Days on Flipkart and Amazon Great India festival started in early October, even before the Navratri festival this year, continuing until Diwali. Whereas, the offline channels registered an 18% YoY shipment decline. IDC expects online shipments to surpass offline shipments in 2021. The report further says that India was the third-largest 5G smartphone market globally, with 7% of worldwide 5G shipments shipping 10 million units at an ASP of US$401 in 3Q21. IDC believes that a growing dependency on smartphones is triggered by remote work and learning, as well as a subsequent requirement for better quality hardware is pushing consumers to spend more. With continued chip shortages and logistics costs, brands are also compelled to expand upwards in terms of price points across channels,” said the experts of IDC. A report from CounterpoBy VARINDIA | 25 views
Robust proof of concept is the only way to get success in Project execution
With the global economy looking to recover from the shocks of 2020 and 2021, consumers and businesses are already changing their spending patterns, creating new dynamics in demand and supply throughout the tech supply chain. The fast moving complex and technologically challenging world is gaping at us and we are forced to find solutions to our business issues, mostly technology enabled or technology driven, stitching technology solutions can be the only answer. While requirements look conventional, the way it has to be dealt with in today's tech environment, turns out to be totally different. Powerpoint presentations can only introduce you to a topic at the very best and even a detailed project proposal can have only a cursory value, if projects run into rough weather and generally it does.
Everybody believes that it is doable, till the time it fails. Mostly, major bottlenecks emerge and then it is forced to happen and commissioned in the existential interest of the organization. Certainly, this is not the way forward for far reaching projects. Do we even know what all is possible and at what price, the gestation period and the functional duration of the project with clarity. Technologically, out of the box thinking is more as a matter of speaking rather than a reality being practiced. The only way out can be a robust proof of concept demonstration, at a satisfactory scale. The scale can be decided by the customer. The demo type affair of software and hardware technical specifications has never been able to add value or confidence to the customer. If it is the duty of the business enterprise to convincingly prove its tech solution, then robust POC is the only answer. Execution decides the worth of the project and if that happens, the purpose is more than served and moved to the next higher level of project creation, demonstration (POC) and most important of it all, execution.
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2:12 #FacebBy VARINDIA | 33 views
The rise of NFT adoption in India
#Vaccination #NFTs #Akamai
NFTs are commonly recalled as the Non-fungible tokens that are regarded as modern-day collectibles. The digital assets space has expanded to a $2 trillion+ market with over 200 million users interacting with them today. They represent the potential to improve and expand multiple sectors and lead to the creation of new asset classes. In India too, NFTs have garnered attention with conversations around NFTs being on a steady rise and numerous NFT marketplaces being launched on Indian crypto exchanges. The NFT market today has already found its niche in finance, investing, gaming and entertainment industries at large and are steadily growing to penetrate and optimize more such traditional sectors. NFTs are available for purchase and sale online, with digital evidence of ownership of any items included. There are several use cases growing among both the industry and consumers in India and globally.
NFTs are digital assets that can be used to represent ownership of digital and physical items using blockchain platforms. There are startups that are creating marketplaces… of course, large exchanges like WazirX are doing it, and there are others who are creating a very intelligent layer on top to create mechanisms for NFTs to interact with things like games.
A lot of bigger companies and even organized media players are keenly looking at this space. Even large industrial houses and banks are interested in implementing NFTs. Up until last year, a small fraction of investors saw the actual potential in NFTs but 2021 led to a complete u-turn as the market opened up to massive NFT pitches with a record $2.5 billion sales globally. As per Google trends data, in August 2021, global interest for NFT rose by 426% with people showing a lot of interest in terms of buying NFTs. We feel that this new fad isn't going to end anytime soon, there are growing use cases of NFTs with Twitter recently announcing NFT profileBy VARINDIA | 17 views
Apple, Samsung, OnePlus, and Vivo to drive the ultra-premium market
#facialrecognition #smartphone #RBI
Smartphone firms set to ship 52 million devices
India’s ultra-premium smartphone market is witnessing intensified competition, among the mobile phone brands including Apple, Samsung and OnePlus vying with new entrants like Vivo for a greater share of consumer wallets in the festive season. The significant growth in these segments can be attributed to increased consumer spending on luxury/costly product segments, re-allocating spends from holidays, shopping, travel, dine-out etc, as per IDC. With this we can expect this momentum to only grow further in the upcoming festive season, driven by upgraders within premium and from the $500-$700 segment.
As per the Counterpoint Research, Apple, Samsung, OnePlus, and Vivo will drive the ultra-premium market, which is expected to witness more than 60% on-year growth in 2021. Competition will be very high in this segment, with Apple likely to corner the lion's share of around 40% in Q3. We have seen high shipments of iPhone 11 and 12 in August, and it will continue coupled with the iPhone 13 series. “Apple is filling channels.”
The report further says, due to supply constraints impacting the entire mobile phone ecosystem, premium players have tried to push in adequate stocks, including of older models, ahead of the festive season, market trackers said. They are also offering upfront discounts and cashbacks besides financing schemes and trade-in programs to attract buyers. The premium segment - over Rs 30,000 - contributes 7% by volume, but 23% by value in the overall smartphone space. Samsung’s market share in the segment is also expected to grow due to the launch of its foldable Galaxy Z series, which includes Z Flip 3 and Z Fold 3. In two to four years, the premium segment will continue to grow as rising incomes will help consumers be willing to pay a premium for meaningful innovation and upgrade their phones. Going forward, the smartphone firmBy VARINDIA | 36 views
Hopes are e-Rupi to boost India’s fintech sector
#eRupi #digitalpayment #digitaleconomy
With the newly launched e-Rupi #digitalpayments platform, India has now taken its first step towards having its own digital currency. India’s consumer #digitaleconomy, which was pegged at $85-90 billion in calendar year 2020, is expected to become a $800 billion market by 2030. Today, over 90 per cent of the orders fulfilled by online commerce get done by the new age logistics, an industry which has come up only in the last one decade and has solved the challenges through technology and customer centric mindset. Digital payments are becoming quite ubiquitous in India. The government has now come up with a plan for leveraging the digital infrastructure so that there is ‘leak-proof delivery’ of its welfare schemes. Now e-Rupi can be comparable to a prepaid voucher that is redeemable at specific centres. What is even more special about it, is that one does not need any credit or debit card, mobile app or internet banking to use it.
Developed by #NPCI in collaboration with the Department of Financial Services, Ministry of Health and Welfare and National Health Authority, e-Rupi seeks to connect beneficiaries and service providers digitally, making it a personal purpose-specific payments platform. The Indian economy has always been largely cash-dependent, while the government has been making efforts to digitise the economy, still much remains to be done. With this new platform, the government hopes to encourage as well as accelerate the adoption of digital payments and bring down the cash to GDP ratio. With more and more people overcoming their wariness about digital transactions, fintech, in turn, will be able to reach out to more consumers who had earlier been left out by the formal economy and financial services sector, especially in rural India. Going forward, the biggest advantages which we can foresee of e-Rupi is the penetration of digital transactions, which of course has been a fintech focus as well.By VARINDIA | 19 views
The growing importance of Risk management practices is leading to appointing of CRO
#ResearchWing #Riskmanagement #ransomware
Risk management practices leading to appointing CRO
Given the increased complexities in the way financial services firms conduct business in the global marketplace, along with more opportunities for surprises, it is imperative that organizations have effective board risk oversight. The Chief Risk Officer (CRO) is responsible for executing the risk program and providing another line of defense in protecting enterprise value. No other individual, function or group in a financial institution is charged with viewing performance exclusively from a risk perspective. The impact of the Covid-19 pandemic has seen chief risk officers take their rightful place in the boardroom. The CRO has become an indispensable part of the C-suite as a result of far greater overlap between risk and the commercial interests of the wider business. It is now a open secret that, as the ransomware attacks surged by 150% in 2020 with the average extortion amount doubling, leaders are more concerned than ever that employees are educated and know how to avoid these kinds of issues.
Using data analytics to inform risk modelling allow executives to see into the future and plan for any likely eventualities. Anticipating problems in advance of seeing them realise allows organisations to plan ahead and manage and reduce the costs of issues when they do arise. From anticipating increasing demand for hybrid working culture, to understanding the challenges presented by rolling out devices to remote workers, data feedback from across the business informs companies on these eventualities before they happen. Risk has now moved beyond insurance and the broader Financial Services market and most organisations – particularly the larger ones – will have a risk department headed up by a CRO. Yet the principals remain the same. A report reveals that, while security leaders have a high level of confidence in staff knowledge, a recent repoBy VARINDIA | 39 views
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