खोज वीडियो: #digitalpayments
Cybersecurity and data privacy- two sides of a coin
#Cyberattacks are growing at an alarming rate around the nation and are becoming increasingly complex and sophisticated. Cybercriminals are pursuing multi-vector approache to target enterprises and finding newer and smarter ways to attack and capitalize on the vulnerabilities existing in an enterprise's architecture. Cyberattacks on all businesses are becoming more frequent, targeted, and complex leading to an enormous rise in ransomware, eventually leading to financial distress, customer loss, and a negative brand image.
#Cybersecurity and data privacy are two sides of the coin. Data Privacy is the first liner of defence, whereas, cybersecurity is the second layer of defence. Cybersecurity is about protecting data from unauthorized access, use, disclosure, disruption, modification, or destruction.
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2:40 #Adobe's digital dress can change appearance in a matter of seconds
3:17 The first CAR-T cell therapy for blood cancer in India is approved by the CDSCO
4:00 #WhatsApp to safeguard IP addresses
4:27 Govt planning One Nation, One ID known as APAAR for school children
5:01 India, Sri Lanka working to link UPI with Lanka Pay
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Cybersecurity and data privacy- two sides of a coinद्वारा VARINDIA | 36 दृश्य
कार्ड की जगह आपके फोन से कैश कैसे निकालें? #upiatm #digitalpayments #digitalmony #shorts
कार्ड की जगह आपके फोन से कैश कैसे निकालें? #upiatm #digitalpayments #digitalmony #howtogetcash #cashwithdrawal #whatisupiatm #cashwithdrawal #shorts #shortsvideo
Now the hassle of card is over, withdraw cash from phone like this! No card required, cash will be available immediately
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कार्ड की जगह आपके फोन से कैश कैसे निकालें? #upiatm #digitalpayments #digitalmony #shortsद्वारा Today Xpress | 84 दृश्य
अब कार्ड छोड़िये, फोन से कैश निकालिए | कार्ड की जरूरत नहीं, तुरंत मिलेगा कैश #upiatm #digitalpayment
अब कार्ड का झंझट खत्म, फोन से ऐसे निकाले कैश! कार्ड की जरूरत नहीं, तुरंत मिलेगा कैश
अब कार्ड छोड़िये, फोन से कैश निकालिए
#upiatm #digitalpayments #digitalmony #howtogetcash #cashwithdrawal #whatisupiatm #cashwithdrawal #digitalmarketing
Now the hassle of card is over, withdraw cash from phone like this! No card required, cash will be available immediately
Today Express 24X7 provides comprehensive up-to-date coverage of the Breaking News, Politics, Latest News, Entertainment News, Business News, and Sports News. Stay tuned for all the News in Hindi.
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अब कार्ड छोड़िये, फोन से कैश निकालिए | कार्ड की जरूरत नहीं,द्वारा Today Xpress | 93 दृश्य
5G smartphone shipments in India grow 45% YoY
India’s smartphone market has registered a 6% year-on-year decline in the June quarter of 2023. The overall mobile phone market in India declined by 2 per cent year-over-year. 5G smartphone shipments, however, grew 45 per cent year-over-year.
The overall mobile phone market in India declined by 2% year-over-year in May 2023, while 5G smartphone shipments grew 45% year-over-year. This was the first time that 5G smartphone shipments in India exceeded 40% of the total market share. The most popular 5G smartphones in India in May 2023 were the Samsung Galaxy A53 5G, the Apple iPhone 13, and the Vivo X80 5G.
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2:58 #Google adds new features in Chrome for Android
3:30 #Foxconn Plans $700 Million Plant in India
4:08 #PayPal unveils its own stablecoin
4:35 #Tesla names Indian-Origin Vaibhav Taneja as CFO
5:16 Crypto scammers using AI to target users
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5G smartphone shipments in India grow 45% YoYद्वारा VARINDIA | 20 दृश्य
Web3 & Metaverse
Web3 and the Metaverse have the potential to create significant opportunities across various industries, including India. It's evident that these technologies can contribute to economic growth and innovation in the country. The Metaverse is poised to become a $13 trillion opportunity globally by 2030 and Indian Web3 and Metaverse market to reach $200 billion by 2035.
Web3 and Metaverse are two emerging concepts that are rapidly changing the digital landscape. Web3 refers to the decentralized web, powered by blockchain technology, that allows for secure and transparent digital interactions. On the other hand, the Metaverse is a virtual reality space where users can interact with each other and digital assets.
The report was built on an in-depth analysis of the Web3 and Metaverse possibilities for India with relevant use cases and delves into the potential impact in growth sectors. The report outlines the role of Web3 and Metaverse in building the next version of the Internet and leading the frontiers of the next wave of digital adoption for Indian industries.
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2:55 #Apple denies working with US to spy on iPhone users in Russia
3:32 More startups approach court as Google's 'notice' of June 8 deadline draws closer
4:11 #Dangerous spyware found in over 100 apps on Google Play
4:43 #MeitY transfers Li-ion battery recycling tech to 9 recycling companies & startups
5:25 Nvidia launches Neuralangelo that can use 3D models from videos
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Scams through UPI
The rapid advancement of technology has provided us with the facility of online banking. This method has made financial transactions seamless and hassle-free but the advancements have also led to an increase in cyber-fraud cases.
Transactions through UPI are one of the most convenient online transaction methods at present. Transactions through this mode has become hugely popular among all age groups, and almost every bank allows its users to link accounts with #UPIpayment methods. So, popularity enhances the chances of hacking. You must have heard about how a person requests an OTP over the phone, and as soon as they receive it, the money from the victim’s account is lost. Now, as per the latest reports, the fraudsters have discovered yet another way that is even more dangerous. A recent incident highlights that scammers don’t even need an OTP.
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3:35 #MarkZuckerberg introduces Meta's VR headset Quest 3 on Instagram
4:07 Ola's Bhavish Aggarwal registers new company as he plans to enter AI space
4:36 Qualcomm to bring GPT-like technology on phones
5:00 #Google says that Gmail blocks more than 100 million phishing attempts daily
5:25 #Foxconn to reportedly make iPhones in Karnataka by April 2024
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#varindia #newshour #news #technews #Scams #UPI #DigitalPayments #OnlineFraud #CyberCrime #MoneyFraud #BankFraud #FinancialScams #Vigilance #SecurityMeasures #TransactionSecurity #PaymentGateway #Eद्वारा VARINDIA | 53 दृश्य
Mobile wallet market
The mobile wallet market in India is growing rapidly by displacing traditional payments such as cash and cards. Payments through mobile wallets are anticipated to grow at a compound annual growth rate of 23.9% between 2023 and 2027 and reach Rs 472.6 trillion ($5.7 trillion) in 2027.
The growth of the mobile wallet market in India is creating a number of opportunities for businesses. Businesses can use mobile wallets to accept payments from customers, offer discounts and promotions, and improve customer loyalty.
While cash has traditionally been the most popular method of payment among Indians, its use is gradually on decline. This is mainly due to India’s concerted efforts to promote digital transactions, most prominent being Unified Payments Interface (UPI). Mobile wallets have benefitted the most from this push and have become the preferred choice for payments in India.
UPI has now become one of the most preferred methods for day-to-day payments. Launched by the National Payments Corporation of India (NPCI), UPI allows customers to integrate bank account with mobile payment solution and enables instant transfers between bank accounts using mobile number or QR code, making transactions quicker.
Today's Headline in NewsHours
0:00 Intro
3:00 #IT Minister says WhatsApp cooperated in blocking numbers flagged by govt. using AI
3:30 #SBI Funds Management gets green signal from RBI to buy 9.99% stake in HDFC Bank
4:02 #Apple previewing software features that can let iPhone speak in voice of mute users
4:30 #Chennai Metro Rail launches WhatsApp e-tickets
4:58 Infosys wins $1.5 bn deal from BP for end-to-end application services
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Digital Footprint
Increasing your #digitalfootprint, which refers to the trail of information you leave behind when using online platforms and services, can have both positive and negative implications. All the platforms are constantly accelerating.
It is true that some individuals, including learned people, may choose to limit their digital footprint or be cautious about increasing it. While some individuals choose to limit their digital footprint, others may find value in strategically managing their online presence to enhance their professional networking, visibility, or social connections.
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2:44 #Razorpay's parent company moving back to India
3:10 #Apple loses bid to revive US copyright claims over iOS simulation
3:40 GSMA fined $224,000 for biometric ID checks during MWC 2021
4:17 #Amazon launches new service 'Amazon Anywhere'
4:42 #IBM unveils watsonx AI for businesses to deploy AI models
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Digital Footprintद्वारा VARINDIA | 27 दृश्य
Bitcoin Trading Volume
The price of #Bitcoin is incredibly volatile because it is such a young currency and market. Bitcoin prices can fluctuate significantly over a short period, and this can make it difficult to predict its value accurately. Factors such as news events, market sentiment, and regulatory changes can all impact the price of Bitcoin, leading to sudden and significant price swings.
Historically, April has been one of the strongest months for Bitcoin and other #cryptocurrencies, bringing the biggest average monthly returns. However, this year, that wasn't the case. Although Bitcoin topped over $30,400 on April 18, reaching the highest level since early June, its monthly gain was only 3%, way down from 21% in March and much less than gains usually seen in the fourth month of the year. The monthly trading volume of the most expensive crypto also significantly dropped.
Today's Headline in NewsHours
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2:42 #Meta blocks 1,000+ links tied to ChatGPT-themed malware
3:12 #Google to replace iconic 'lock' icon in Chrome
3:40 Andhra CM lays foundation stone for ₹21,844 cr Vizag Tech Park
4:12 After Paytm, PhonePe goes live with UPI Lite
4:40 Indian Government grants Pan India Unified Licenses to Zoom
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Bitcoin Trading Volumeद्वारा VARINDIA | 17 दृश्य
Digital Payment market
India also has one of the fastest-growing fintech landscapes in the world, driven primarily by the advancement in the #digitalpayments segment. It is due to the increasing adoption of digital payment systems by consumers and businesses, as well as government initiatives to promote digital payments.
According to various reports and studies, it is expected that India's digital payment market will continue to grow at a significant pace and could potentially breach $10 trillion by 2026. The introduction of innovative reforms and technological advancements are further accelerating growth at an unprecedented pace.
The digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale. Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by the buildout of a large QR-code-based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings, and an open API ecosystem.
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0:00 Intro
2:52 #Microsoft builds a supercomputer with OpenAI
3:35 #Nvidia predicts AI models one million times more powerful
4:12 IT department imposes fine on AWS
4:52 ATC to sell stake of its India operations due to weak customer financials
5:27 Govt may soon ban e-pharmacy apps
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Digital Payment marketद्वारा VARINDIA | 42 दृश्य
India card payments market
The primary factor driving the growth of the market in the region is the rising adoption of #digitalpayments supported by government initiatives and strong growth in E-commerce, among others.
As per #GlobalData, card payments value in India registered a strong growth of 26.7% in 2022, supported by improving economic conditions. This trend is expected to continue in 2023 and India’s card payments market is set to grow at a CAGR of 18.7% between 2022 and 2026 to reach Rs 43.3 trillion ($581.1 billion) in 2026.
Experts say that, India, which is primarily a cash-driven economy, made robust progress in the adoption and usage of card payments supported by consumers’ increasing preference for electronic payments, improvement in payment infrastructure, and constant efforts by financial authorities to increase financial inclusion and boost cashless payments.”
The introduction of low-cost banking services under Pradhan Mantri Jan Dhan Yojana program, the appointment of banking correspondents to serve remote population, the launch of payments banks, and the reduction of merchant fees on card-based payments are some of the initiatives from government and the central bank that led to rise in card payments in the past few years.
The post-pandemic recovery in card payments is mainly driven by credit and charge cards, with this card category growing by 39.2% in 2022, as consumer spending increased on travel, accommodation, restaurants, and transportation. Regular benefits such as loyalty programs, discounts, and availability of instalment facilities are also aiding to rise in credit and charge card usage.
The card payments market, however, is witnessing some hiccups due to the rising inflation rate as the country’s central bank is on an interest rate hike path to control inflation. The repo rate was increased in phases to 6.50% in February 2023 from 4.40% in May 2022, making credit costlier for consumers.
The card payments inद्वारा VARINDIA | 37 दृश्य
Simplicity in Entertainment Experiences
As part of its second annual global entertainment study, the survey finds 6,000 consumers including more than 500 consumers in India to understand their preferences and behaviours regarding their online entertainment experiences. 72% consumers in India said they would pay for an all-in-one platform for their entertainment services. In addition, five in six (83%) want the ability to share their streaming profiles across platforms to allow for better personalization of content.
The survey says, standalone streaming services are running up against some simple facts: There are limits to what consumers will pay for and only a certain amount of complexity and options that they are prepared to deal with. It is time to reimagine entertainment ecosystems so that media companies can move to profitable growth by helping consumers get everything they need and want.
Experts say, with growing focus on revenue over content and rising customer dissatisfaction with their media experiences, the streaming industry is at a critical stage of evolution. To stay relevant and profitable in an increasingly competitive media landscape, streaming service providers need to reimagine the entertainment ecosystem keeping in mind consumer needs for simplicity, customization and affordability.
The shifts in consumer preferences and behaviour points towards the need for aggregation. As value becomes the key determinant of success, media companies need to become more customer-centric using data and analytics. Prior to the pandemic, star presence was a big draw for video streaming content, however in the post pandemic economy story, treatment and performances have emerged as the real hero.
With an evolved audience, media companies must also invest in better stories and put greater emphasis on co-creating stories.
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0:00 Intro
2:20 #IBM’s CEO says advanced AI systems likely to replace professionals
3:02 #Retrenchmद्वारा VARINDIA | 29 दृश्य
Cyber Security - a capital intensive tech game
The worldwide information security market is growing rapidly. This is due in large part to organizations stepping up their defences against cyber threats — and a rise in such threats, including within their own companies.
Unfortunately, most #cybersecurity breaches are caused by human error. Cyber criminals delivered a wave of cyberattacks that were not just highly coordinated, but far more advanced than ever before seen and it is like very much organised crime.
A recent report says, the increased budget allocations for cyber security are mostly tied to a White House directive of March 21, 2022, which stressed the need for improved cyber defences, in the backdrop of high-profile security incidents such as last year’s attack on Colonial Pipelines. This attack caused fuel shortages along the east coast. The statement also directed to the private sector businesses to shore up their defences as per the CISA guidelines.
The allocated fund will improve the Nation’s Cybersecurity to support our nation’s cybersecurity and protect the critical infrastructure and Federal Government networks underlying our nation’s economy and way of life. The lion’s share of the spending would go to the Department of Defence, $11.2 billion and nearly $3 billion would go to Cyber Security and Infrastructure Security Agency (CISA).
The year 2023 would be good business for IT companies who are authorised to do business with the government. They would need to *hire additional resources* to meet the sudden demand for products and services. This nature of spending for sure would drive innovation.
Going forward, the cloud companies would be able to release new features and capabilities much more rapidly than what was possible in the past. The iterative loop of innovation would get triggered. *Developing new tools and capabilities* are a must to stay ahead of the cybercriminals and competitors alike.
Cloud services and security products are boundद्वारा VARINDIA | 47 दृश्य
Digital-payments - a $10 tr opportunity
#Digitalpayments will constitute nearly 65% of all payments by 2026, up from 40% today. We have witnessed 7x growth in #digitalmerchant payments - from $0.3-0.4 trillion today to $2.5-2.7 trillion by 2026. As a result of this unprecedented growth, digital payments will constitute 2 out of 3 payment transactions by 2026.
The report of BCG and PhonePe speaks on the trends of digital payments scenario in India and say UPI has supercharged India's transition to non-cash payments when it comes to both person-to-person and person-to-merchant transactions.
Not surprisingly, UPI saw about a 9x transaction volume increase in the past 3 years, increasing from 5 billion transactions in FY19 to about 46 billion transactions in FY22, accounting for more than 60% non-cash transaction volumes in FY22. This indicates that digital payment has truly gained ubiquitous acceptance across the country. While Tier 1-2 cities have witnessed high acceptance of digital payments, penetration in Tier 3-6 cities show headroom for growth.
The next wave of growth will now come from Tier 3-6 locations, as evidenced in the past two years wherein Tier 3-6 cities have contributed to nearly 60-70% of new customers for PhonePe. The report also talks about how the digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale.
Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by buildout of a large QR-code based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings and an open API ecosystem. Going forward, Merchant payments will emerge as the most powerful driver of this growth, especially in the offline segment due to growing QR code deployments.
We expect that merchant payments will soon outpace person-to-person fund transfers. Finally, we will increaद्वारा VARINDIA | 26 दृश्य
Digital Economy creating waves
#Digitaleconomy is the economic activity that is derived from billions of everyday online connections among people, businesses, devices, data, and processes.
For the first time, the 2030 forecast has projected that the digital economy could reach a value of $1 trillion by the end of the decade.
The Growth in the digital economy would see Southeast Asia help define the future of technology globally. Technology has been critical in helping Southeast Asians get through the COVID-19 pandemic.
A report states, the size of the digital economy is in terms of gross merchandise value or the sum of goods sold through customer-to-customer platforms. The report covers Indonesia, Malaysia, Philippines, Thailand, Vietnam, and Singapore, which together account for roughly 90% of Southeast Asia’s total population.
India and Southeast Asia have both grown rapidly in the last decade, thanks to the acceleration of digital adoption and rising consumer incomes. Double-digit growth is forecast for all six countries this year with the Philippines leading the pack at a compounded annual rate of 93%. Last year, India emerged as the third-largest startup ecosystem in the world, after the USA and China. Southeast Asia, meanwhile, is on track to become a $1 trillion digital economy by 2030. The largest economy, Indonesia, could become twice the size of the regional market today.
The upbeat forecast for the region bodes well for countries that are gearing up to use digitalization as the linchpin for their economic recovery from the COVID-19 crisis. Lockdowns and mobility restrictions drove more people in the region to go online to buy food and other essentials, to pay their bills, to continue their studies or work, and even for entertainment. They include those that used such digital services for the first time.
Southeast Asians have embraced the digital lifestyle. Eight in 10 internet users in the region have made an online purchase at leasद्वारा VARINDIA | 29 दृश्य
Scope of Digital Payments
The Unified Payments Interface has emerged as a favourite digital payment choice by the citizens. Today, UPI has over 26 crore unique users and 5 crore merchants. UPI’s two factors of authentication i.e., device binding and UPI PIN, is going to be applicable. UPI executed 594.63 crore transactions worth a total of Rs 10.40 lakh crore in May 2022 alone.
Now, UPI is all set to make the plastic cards in the payments process obsolete. In a move to broaden the scope of digital payments in the country, the Reserve Bank of India has allowed credit cards to be linked with UPI for payments. Currently, only savings and current accounts can be linked to UPI platforms to allow transactions.
This move offers more convenience to the users as they can use their mobile phones to make a payment while availing the benefits of a credit card. Till now, only debit cards connected to savings bank accounts and current accounts are allowed to link up to the UPI platform.
This linking of credit cards to UPI will provide a customer with a wider choice of payments. Once this new option is available, it will open up more avenues for consumers to carry out transactions with ease.
While credit cards linked to UPI will surely offer more convenience to the users, it can also lead to overspending. The decision will promote customer convenience and digitisation. Experts say this can lead to increased credit card bills and will lead to hefty finance charges being levied, if not paid on time. Once cardholders start using this facility, they need to be aware of the transactions they put on their credit cards and only spend as much as they can afford to pay back on time.
At present, making UPI payments via a debit card or saving account is free. Credit card companies usually depend on the merchant discount rate, which is charged on every usage for making merchant payments as a revenue stream. Sources said, this facility would be available after the required sद्वारा VARINDIA | 40 दृश्य
How will be the future of NBFCs and FinTechs in India?
The future of NBFCs is witnessing good growth in consumer lending. The liquidity position has improved and is gradually coming back to normal. In the future also, NBFCs will play a crucial role in economic development and in financial inclusion. Amid the Covid-19 pandemic in the country, fintechs have been at the forefront of India’s financial inclusion efforts. The usage of digital and contactless payments surged, as people opted for safer ways to transact financially. The FinTech sector is now becoming India’s fastest emerging sector and this sector is expected to touch over $150 billion by 2023. The fact is Fintechs are closely working with NBFCs and many of them have obtained the NBFC license. The key role of fintechs in financial inclusion is by making changes in the traditional business model of banks and financial institutions; it can deliver financial products and services to the financially excluded population in a more accountable and efficient manner in the least possible time. In a nation where banking was considered a privilege, fintech changed the lives of the common man. Where once to create trust in banks you had to take so much effort, now the world’s 40 per cent digital transaction is happening there. Digital payments touched a record high in 2020 with all channels from the Unified Payments Interface to the Aadhar-enabled Payment System (AePS) registering stellar growth. In 2022, 82% of financial companies state they are planning to increase their fintech partnerships, showing an overwhelming level of confidence in technology as the future of finance. According to a recent report by payment solutions provider ACI Worldwide, India made 48.6 billion real-time payments through 2021, ahead of China at No. 2. The rise was cited due to an increase in Unified Payments Interface and quick response code-based merchant payments, along with a boost in cashless payments. We have seen an exponential growth in digital lending which is poised to tremendous adopti
द्वारा VARINDIA | 51 दृश्य
Digital payments in India is projected to reach $10 trillion by 2026
A report from Boston Consulting Group (BCG) and PhonePe says that Indian digital payments and its extensive Pulse database is going to look at top digital payments trends in India. India's digital payments landscape has witnessed a phenomenal growth over the past five years. As a result of this unprecedented growth, digital payments (non-cash) will constitute 2 out of 3 payment transactions by 2026. The report also talks about how the digital payments ecosystem has been positively disrupted by the entry of multiple new players with diverse offerings driving digital payments adoption at scale. Leading global and Indian fintech players have been key drivers of UPI adoption in India among end users, aided by buildout of a large QR-code based merchant acceptance network, and further supported by user-friendly interfaces, innovative offerings and an open API ecosystem. The report goes on to list the levers for further growth of digital payments in India which include - simplified customer onboarding, continued push for consumer awareness, expanding merchant acceptance, merchants getting greater access to credit, infrastructure upgrades and the setting up of a financial services marketplace driving growth in underpenetrated regions. It also talks about how IoT, 5G & CBDC will provide further impetus to growth.
The report is an in-depth commentary on the growth of digital payments in India and looks at factors and enablers that will help unlock the massive growth potential going forward. India's largest Fintech platform has seen the growth of UPI over the last few years. UPI has supercharged India's transition to non-cash payments when it comes to both person-to-person (P2P) and person-to-merchant (P2M) transactions. Not surprisingly, UPI saw about a 9x transaction volume increase in the past 3 years, increasing from 5 billion transactions in FY19 to about 46 billion transactions in FY22: accounting for more than 60% non-cash transaction volumesद्वारा VARINDIA | 39 दृश्य
Ethereum dominates crypto gains, says Chainalysis
While the regulations on Bitcoin in India is not yet clear, the Supreme Court asked the central government to make its stand clear on the cryptocurrencies, however, the investment into cryptocurrency is skyrocketing. A recent report says, India has ranked 21st with realized gains of around $1.85 billion. The central government is preparing a Bill to regulate cryptocurrency and other digital assets in India. Finance minister Nirmala Sitharaman in the Union Budget 2022 announced that the central government will levy a steep tax at 30% on virtual assets including cryptocurrencies and Nonfungible tokens. For this crypto tax, Budget 2022 proposed to introduce a new section 115BBH to levy income tax on cryptocurrencies and other virtual assets. The newly proposed cryptocurrency tax will be applicable from Assessment Year 2023-24. That means all your income from crypto transactions in FY 2022-23 will be taxed at the rate of 30%. Investors have to pay tax according to the existing taxation rules for FY 2021-22. Blockchain data analytics firm Chainalysis has found that the total cryptocurrency gains worldwide amounted to $163 billion in 2021, which was 5x the previous year or a 400% increase. Investors around the world realized total gains of $162.7 billion in 2021, compared to just $32.5 billion in 2020.
According to Chainalysis, the United States lead by a wide margin at an estimated $47 billion in realized cryptocurrency gains, followed by the UK, Germany, Japan, and China. Meanwhile, India ranked a lowly 21st with realized gains of around $1.85 billion. The report highlights that Ethereum edged out Bitcoin in total realized gains globally at $76.3 billion to $74.7 billion. Bitcoin, the world's most traded cryptocurrency, leapt 60% to finish 2021 at about $46,300. Ether, the token currency for the ethereum blockchain network, jumped about 400% in 2021, landing at around $3,650. There is a strong belief this reflects increased demand for Ethereum as the resuद्वारा VARINDIA | 19 दृश्य
Artificial Intelligence Driving Digital Payments
The RBI and the Government have been continuously encouraging the digital payment sector to ensure that the benefits of #digitalbanking reach every nook and corner of the country in a consumer-friendly manner. The Fintechs among others have been leveraging technology and innovation to make this happen. As far as the payments space (payments for goods and services) is concerned, AI has primarily been deployed in transactions monitoring engines (for fraud), automating workflows and processes, chatbots for customer service and to some extent KYC processes. There have been instances of AI deployment in stores such as Amazon Go but that has been on a smallish scale and not necessarily deployed across the board, but it is a potential forerunner of things to come. However, the real leap in the application of AI in the field of payments will come when it starts making fully autonomous choices on behalf of buyers of goods and services. It is already happening in a small way with IOT devices. A white paper by Worldline -The IOT Payment Revolution, highlights how this is set to grow in a large way in the coming years across multiple years. The paper shows how the confluence is constantly improving AI, independent rise in people preferring to pay digitally and the increase of IOT enabled devices is leading to the rise of autonomous payments. Why IOT devices? They are going to be what really push consumer digital payments onto a different plane. Why AI? AI is going to be making decisions on behalf of the buyer albeit in a safe and secure manner.
AI along with blockchain are going to be the key technology enablers for IOT payments. IoT devices collect large amounts of data that can fuel AI machine learning algorithms and neural network systems to predict consumer behavior. Extensive training on user behavior and the transactional context is needed to effectively implement the capability to execute truly autonomous payments on behalf of and with the full confidence of a hद्वारा VARINDIA | 32 दृश्य
Diversity, Equality, and Inclusion | A Reality | Modern Business | VARINDIA News Hour
Diversity, Equality, and Inclusion | A Reality | Modern Business | VARINDIA News Hour
Diversity, Equality, and Inclusion (DEI) are the cornerstones of a thriving modern business. A diversified, inclusive workplace that provides equal opportunity to all is bound to cultivate an innovative and supportive culture, which will go a long way to make that organization successful. It sounds like a simple enough formula; make your organization a DEI workplace, and your challenges will melt, and your opportunities will grow. Then why don't all organizations make their companies a DEI workplace? Because it is easier said than done. Pandemic changed the way we think and function in almost all spheres of life. Businesses have gone through tremendous stress in maintaining the pre-pandemic status quo. With pandemic-induced remote working becoming the new way of working, it opened new opportunities for organizations that hitherto were not possible from the DEI perspective. Remote work has helped many organizations to take advantage of their diversified talents. Post pandemic, organizations can now tap into the talent pool of people who otherwise might have travel constraints or people who would have hesitated to work in the backdrop of societal taboos, given their personal and life choices, etc.
In fact, the pandemic has opened new doors for both organizations and individuals and has contributed to the overall cause of achieving DEI goals. Whether it is pandemic or not, change in the landscape of working or not, DEI at the workplace will not happen by just having the earnest intent or a well-written mission statement—it requires a conscious choice. An organization's leadership must have the will and commitment to make their workplace a DEI workplace and, most importantly, a concrete plan of action. For an organization to become a DEI workplace, a solid strategy is a good starting point. However, how well the organization communicates the strategy and tद्वारा VARINDIA | 63 दृश्य
Newer opportunities of investment | fintech companies | Digital Payments | VARINDIA News Hour
Newer opportunities of investment | fintech companies | Digital Payments | VARINDIA News Hour
India is amongst the fastest growing Fintech markets in the world. The Indian Fintech ecosystem sees a wide range of subsegments including Payments, Lending, Wealth Technology (WealthTech), Personal Finance Management, Insurance Technology (InsurTech), Regulation Technology (RegTech) etc. India remains one of the largest markets where the structural enablers to set up and incubate fintech have come together strongly and at an apt time. Combination of steady economic growth with low penetration of financial services and availability of supporting infrastructure such as internet data access, smartphones along with utility infrastructure including Aadhaar based authentication and India Stack capabilities are likely to provide the required impetus to India's FinTech sector. The FinTech market has continued to help expand access to financial services during the pandemic, especially, the emerging market has seen strong growth in all types of digital financial services. The digital payments landscape has also grown rapidly over the last decade. India has globally positioned itself as a benchmark in digital payments owing to its resilient payment infrastructure, market practices and proliferation of digital payments across various segments which include both retail and merchants.
Fintech has helped reduce the cost of providing services, making it reachable to more people while reducing the need for face-to-face interactions, which is highly essential for keeping the economic activity during the pandemic going. As the pandemic situation is getting better, many fintechs are under stress on a number of fronts. But, as the broader economy shifts from “respond” to “recover”, new opportunities may be created for some fintechs. A key question is how fintechs may leverage their unique assets and skills to seize new opportunities in the future. It could be an opportunद्वारा VARINDIA | 57 दृश्य
Fintech Market brings huge opportunity For Startups | Financial Technology | VARINDIA Explained
Fintech Market brings huge opportunity For Startups | Financial Technology | VARINDIA Explained
Fintech is a term used to describe the companies operating in the financial technology sector. Rising popularity for digital payments, increased investments in technology-based solutions, supportive government regulations, increased adoption of IOT devices are expected to positively influence the Global FinTech Market in the coming years. Rising innovations like mobile wallets, mobile banking, secure payment gateways, digitized money, paperless lending, etc., and adoption of e-commerce platforms across the economies, coupled with rising smartphone penetration have paved the way for increasing FinTech transactions. India has undoubtedly emerged as one of the fastest-growing FinTech hotspots in recent years. However, concerns related to data security, lack of mobile and technology expertise may hamper the FinTech market during the forecast period. Analysts say that we are still at the earliest stages of true FinTech as the future impact of cloud computing, IoT, artificial intelligence, and blockchain cannot even be estimated yet. Each year, tech companies are digging deeper into the financial services value chain and also creating new market structures in underbanked developing countries. Pure FinTech players are now sharing the market with some banks which provide new, digital-friendly banking services and integrate digital payments, microfinancing, and robo-advisor services into existing bank accounts.
Digital banking will play a crucial role in the growth of the global fintech market in the coming years. With the global adoption rate of nearly 25%, this market brings various opportunities for fintech companies. Apart from the credit financing, there are several ways the SMEs can be benefited, like using APIs and distributed accounting technologies to achieve process efficiency. According to a report from Boston Consulting Group and FICCI, India is well-द्वारा VARINDIA | 39 दृश्य
India to contribute 37% of the APAC office space demand
Bangalore is expected to absorb the maximum amount of office space in #AsiaPacific, as India is expected to contribute to 37% of the total demand in 2022 as per Cushman & Wakefield. In Asia Pacific, total demand for office was 80 million sq ft, which came down to 30 million sq. ft. in 2020 and in 2021 it came back to 60 msf. In 2022, we are expecting it to be 72 million sq ft and 2023 it will reach about 83 msf so it will reach the pre Covid level in 2023. Despite the brief uncertainty during the second wave, the office market across the top 8 cities has fared well with a perceptible growth in the market activity, especially in the second half, said the report. In the next 2-3 years India will maintain the 40% share. In India on an average 35 million sq ft is delivered. In 2021 it was 40 msf and in 2022 it is expected to be 46 msf. 25% of the new supply is already pre committed. There is an active 40 msf of demand and it will only grow up. Most important thing which has gone into corporate is the sustainability part of it. Entire conversation has changed to employee safety. Developers have also started focusing on this big time.
The report further mentions markets such as Noida and Navi Mumbai to perform well with growing interest from tech companies to set up larger centres. Pune and Chennai are also expected to bounce back strongly with growing occupier interest. Tenants are actively discussing with developers while rebalancing/ optimizing the portfolio and are opting for early renewals wherever possible to negotiate better deals. While some of this can be attributed to a slowdown in demand, the impact of space optimization can’t be ignored. Consolidation and rebalancing of portfolios among occupiers along with scheduled exits from some projects have also led to a rise in vacancy levels across cities. Delhi-NCR has registered the highest addition of vacant space primarily coming from non-core areas of Gurugram and Noida. Core locations in Gurugram havद्वारा VARINDIA | 26 दृश्य
OTT industry in India to witness a sustainable growth
The Indian Over-The-Top industry is expected to grow to $13-15 billion over the next decade at a CAGR of 22-25%, according to a report on media and entertainment. The OTT industry is constantly growing and is one of the most competitive amongst emerging markets with over 40 players representing all types of content providers. The growth is possible with the quality enhancement from basic enablers being in place for digital video streaming such as affordable high-speed mobile internet, doubling of internet users in the last six years, increased adoption of digital payments. Further, it has been also helped by India specific price points offered by global players here such as Netflix, Prime Video, Disney+ offering plans in India at 70-90% cheaper than the US. The OTT sector is also witnessing a rise in investments in Indian original content. There has been a remarkable surge over Subscription Video On Demand (SVOD) content over the last few years and is expected to overtake Advertising-based Video On Demand (AVOD). This strong growth in the subscription is due to various initiatives taken to expand the user base through bundling and pricing innovations, amply supported by significant investment in content.
The major players in the Indian OTT industry include - Netflix, Amazon Prime Video, SonyLIV, Alt Balaji, Zee5, Eros Now and Disney Hotstar Plus. It has been additionally helped by a predominance of a younger population, with 50-55% population under the age of 30. Indian OTT has progressed from early-stage to scaling stage with Transitioned from AVOD to SVOD model, growth in disposable income to drive subscription growth and investing in premium and original content. Now, it will enter into a mass stage, which will witness Pay-TV cord cutting, high SVOD penetration with consumers subscribing to multiple services and live OTTs. Moreover, the pricing of global streaming services in India has been made affordable to drive adoption. The report expects that "द्वारा VARINDIA | 40 दृश्य
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CII Celebrates India@75 - India's IT Journey@75
#DYK India is the largest #Software exporter in the world? As India completes #75yearsofIndependence, let's look at the country's IT journey over the last 75yrs.
#IndiaAt75 #HarGharTiranga #AmritMahotsav #CIICelebratesIndiaat75
CII Celebrates India@75 - India's IT Journey@75द्वारा CII | 227082 दृश्य
ಹಬ್ಬಕ್ಕೆ ಚಂದವಾದ ತೋರಣ || Thorana designs || How to make Thorana decorations || Kannada sanjeevani
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ಹಬ್ಬಕ್ಕೆ ಚಂದವಾದ ತೋರಣ || Thorana designs || How to make Thorana decorations || Kannada sanjeevaniद्वारा Kannada Sanjeevani | 157340 दृश्य
13 दिन का पक्ष में क्यों दिखाया जा रहा है इसका भय 23 जून से 5 जुलाई
Guru Ka Rashi Parivartan 2024
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शनिदेव और आप 2024
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Yearly Rashifal कैसा रहेगा 2024
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आप की राशि 2024 के 6 महत्वपूर्ण घटनाएँ और 6 उपाय
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13 दिन का पक्ष में क्यों दिखाया जा रहा है इसका भय 23 जून से 5 जुलाईद्वारा Daati Maharaj | 373 दृश्य
IND vs ENG | World Cup T20 2024 | Match Preview and Stats | Fantasy 11 | Crictracker
IND vs ENG | World Cup T20 2024 | Match Preview and Stats | Fantasy 11 | Crictracker
Welcome to the exhilarating showdown between India vs England in the World Cup T20 2024 season! Get ready for an electrifying clash as these two powerhouse teams, fueled by raw talent and strategic brilliance, lock horns for cricketing supremacy.
Join us as the India, led by their charismatic captain, face off against the England, determined to showcase their prowess on the pitch. With star-studded lineups boasting top-tier international players and emerging talents, expect nothing short of cricketing excellence and heart-stopping moments.
Don't miss a single moment of the action, drama, and excitement as these teams battle it out in the high-stakes arena of World Cup T20 2024. From breathtaking boundaries to strategic masterstrokes, witness every twist and turn in this epic showdown.
IND vs ENG | World Cup T20 2024 | Match Preview and Stats | Fantasy 11 | Crictrackerद्वारा CricTracker | 254 दृश्य
Launch of Gujarat Election Campaign in Ahmedabad
Launch of Gujarat Election Campaign in Ahmedabad.
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Who do you predict will be the leading run-scorer in the T20 World Cup 2024?
Who do you predict will be the leading run-scorer in the T20 World Cup 2024?
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Who do you predict will be the leading run-scorer in the T20 World Cup 2024?द्वारा CricTracker | 158 दृश्य
Bihar की Capital Patna से सटे बाढ़ इलाके में आज एक दिल दहला देने वाली घटना हुई! Ganga Dussehra | RJD
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